Compare Chandler, AZ Car Insurance Rates (2021)

Car insurance in Chandler, AZ averages $340 a month. Chandler, Arizona car insurance requirements are 15/30/10, but you might need full coverage insurance if your car is financed. To find cheap Chandler car insurance rates, compare quotes from the top car insurance companies in Chandler, AZ.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Chandler, AZ after a DUI are $4,787/year
  • The cheapest car insurance company in Chandler is GEICO
  • Average car insurance rates in Chandler, AZ are $4,074/year

If you need to buy Chandler, Arizona car insurance, the options can be confusing. Everything you need to know about car insurance in Chandler, AZ is right here.

You’ll find Chandler car insurance rates, the cheapest Chandler, AZ car insurance companies, and information on Arizona car insurance laws. You can also compare Chandler, Arizona car insurance rates to Gilbert car insurance rates, Surprise car insurance rates, and Glendale car insurance rates.

Ready to find affordable Chandler, AZ car insurance today? Enter your ZIP code for fast, free Chandler car insurance quotes.

Cheapest Chandler, AZ Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Chandler, AZ car insurance rates? Every Chandler, Arizona car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Chandler, Arizona

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,731 $3,731 $3,631 $3,631 $8,133 $10,532 $4,175 $4,541
American Family $2,884 $2,884 $2,649 $2,649 $7,651 $10,004 $2,884 $3,378
Farmers $2,963 $2,959 $2,630 $2,809 $12,986 $13,469 $3,342 $3,439
GEICO $1,679 $1,871 $1,432 $1,835 $4,834 $5,069 $1,528 $1,491
Nationwide $2,485 $2,526 $2,224 $2,352 $6,186 $7,912 $2,873 $3,103
Progressive $2,011 $1,751 $1,809 $1,719 $8,318 $9,246 $2,152 $2,122
State Farm $3,133 $3,133 $2,779 $2,779 $9,851 $12,389 $3,371 $4,258
Travelers $2,047 $2,152 $1,912 $2,031 $6,088 $7,696 $2,163 $2,273
USAA $1,711 $1,715 $1,598 $1,616 $6,433 $7,347 $2,255 $2,410

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Minimum Car Insurance in Chandler, AZ

Every driver must carry the minimum car insurance in Chandler, AZ. Take a look at the Arizona car insurance requirements.

Minimum Required Car Insurance Coverage in Chandler, Arizona

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Chandler, AZ Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Chandler, AZ. Compare credit history car insurance rates in Chandler from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Chandler, Arizona

Insurance Company Poor Fair Good
Allstate $6,731 $4,794 $4,263
American Family $5,496 $4,095 $3,529
Farmers $6,343 $5,321 $5,060
GEICO $3,394 $2,223 $1,785
Nationwide $4,460 $3,553 $3,109
Progressive $4,056 $3,549 $3,318
State Farm $9,598 $3,713 $2,324
Travelers $4,006 $3,270 $2,609
USAA $4,118 $2,884 $2,404

Cheapest Chandler, AZ Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Chandler, AZ to rates for a clean record with top companies.

Annual Chandler, Arizona Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,206 $5,340 $6,055 $5,451
American Family $3,101 $4,800 $5,987 $3,603
Farmers $4,710 $6,084 $5,938 $5,567
GEICO $1,903 $2,589 $3,474 $1,903
Nationwide $3,138 $3,300 $4,882 $3,509
Progressive $3,212 $4,235 $3,388 $3,729
State Farm $4,733 $5,690 $5,212 $5,212
Travelers $2,634 $3,435 $3,833 $3,279
USAA $2,279 $3,268 $4,312 $2,683

Cheapest Chandler, AZ Car Insurance for Teen Drivers

Teen car insurance in Chandler, AZ can be expensive. Take a look at rates from the top car insurance companies in Chandler for teenagers.

Annual Car Insurance Rates for Teen Drivers in Chandler, Arizona

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,133 $10,532
American Family $7,651 $10,004
Farmers $12,986 $13,469
GEICO $4,834 $5,069
Nationwide $6,186 $7,912
Progressive $8,318 $9,246
State Farm $9,851 $12,389
Travelers $6,088 $7,696
USAA $6,433 $7,347

Cheapest Chandler, AZ Car Insurance for Seniors

Take a look at Chandler, AZ senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Chandler, Arizona

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,631 $3,631
American Family $2,649 $2,649
Farmers $2,630 $2,809
GEICO $1,432 $1,835
Nationwide $2,224 $2,352
Progressive $1,809 $1,719
State Farm $2,779 $2,779
Travelers $1,912 $2,031
USAA $1,598 $1,616

Cheapest Chandler, AZ Car Insurance Rates After a DUI

A DUI in Chandler, AZ increases car insurance rates. Compare Chandler, Arizona DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Chandler, Arizona

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,055
American Family $5,987
Farmers $5,938
GEICO $3,474
Nationwide $4,882
Progressive $3,388
State Farm $5,212
Travelers $3,833
USAA $4,312

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Cheapest Chandler, AZ Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Chandler, AZ by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Chandler, Arizona

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,263 $5,263
American Family $4,331 $4,415
Farmers $5,575 $5,575
GEICO $2,426 $2,509
Nationwide $3,708 $3,708
Progressive $3,641 $3,641
State Farm $5,077 $5,346
Travelers $3,295 $3,295
USAA $3,101 $3,169

Cheapest Chandler, AZ Car Insurance Rates by ZIP Code

Chandler car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Chandler, AZ.

Annual Car Insurance Rates by ZIP Code in Chandler, Arizona

ZIP Code Average Annual Rates
85224 $4,186
85225 $4,127
85226 $4,040
85248 $3,856
85249 $4,069
85286 $4,049

The Best Cheap Car Insurance Companies in Chandler, AZ

Take a look at a side-by-side comparison of the top car insurance companies in Chandler, AZ to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Chandler, Arizona

Insurance Company Average Annual Rates
Allstate $5,263
American Family $4,373
Farmers $5,575
GEICO $2,467
Nationwide $3,708
Progressive $3,641
State Farm $5,212
Travelers $3,295
USAA $3,135

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Category Winners: Cheapest Car Insurance in Chandler, Arizona

Find the cheapest car insurance companies in Chandler, AZ for each category right here.

Best Annual Car Insurance Rates by Company in Chandler, Arizona

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

Cheapest Chandler, AZ Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Chandler car insurance rates. Find the cheapest Chandler, AZ car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Chandler, Arizona

Insurance Company Low Medium High
Allstate $4,936 $5,291 $5,562
American Family $4,202 $4,513 $4,405
Farmers $4,696 $5,637 $6,390
GEICO $2,043 $2,508 $2,851
Nationwide $3,522 $3,753 $3,847
Progressive $3,180 $3,713 $4,030
State Farm $4,650 $5,318 $5,668
Travelers $2,921 $3,351 $3,614
USAA $2,870 $3,182 $3,354

What affects car insurance rates in Chandler, Arizona?

What factors can have an impact on Chandler, AZ car insurance? There are several reasons why Chandler car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Chandler, Arizona.

Car Theft in Chandler

High levels of vehicle theft can make car insurance more expensive. Chandler, AZ car theft statistics from the FBI indicate 317 vehicle thefts a year.

Commute Time in Chandler

The more time you spend in your car the higher the risk of an accident. The average commute length in Chandler, AZ is 24.7 minutes according to City-Data.

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Compare Car Insurance Quotes in Chandler, AZ

Ready to find affordable Chandler, Arizona car insurance today? Enter your ZIP code for fast, free Chandler, AZ car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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