Compare Channelview, TX Car Insurance Rates (2021)

Car insurance in Channelview, TX averages $384 a month. Channelview, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Channelview car insurance rates, compare quotes from the top car insurance companies in Channelview, TX.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Channelview for teen drivers is USAA
  • Average car insurance rates in Channelview, TX after a DUI are $5,235/year
  • The cheapest car insurance company in Channelview is USAA

If you need to buy Channelview, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Channelview, TX is right here.

You’ll find Channelview car insurance rates, the cheapest Channelview, TX car insurance companies, and information on Texas car insurance laws. You can also compare Channelview, Texas car insurance rates to Plano car insurance rates, Dallas car insurance rates, and Houston car insurance rates.

Ready to find affordable Channelview, TX car insurance today? Enter your ZIP code for fast, free Channelview car insurance quotes.

Cheapest Channelview, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Channelview, TX car insurance rates? Every Channelview, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Channelview, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,335 $4,365 $4,280 $4,280 $11,470 $13,819 $5,346 $5,554
American Family $3,510 $3,945 $3,342 $3,867 $10,020 $13,110 $5,193 $5,941
GEICO $2,783 $3,019 $2,714 $3,108 $6,154 $6,354 $3,008 $2,975
Nationwide $2,631 $2,674 $2,326 $2,461 $7,463 $9,574 $3,092 $3,343
Progressive $2,749 $2,620 $2,442 $2,486 $11,621 $13,012 $3,278 $3,346
State Farm $2,390 $2,390 $2,130 $2,130 $5,734 $7,306 $2,600 $2,676
USAA $1,824 $1,826 $1,753 $1,730 $5,200 $5,631 $2,422 $2,575

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Minimum Car Insurance in Channelview, TX

Every driver must carry the minimum car insurance in Channelview, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Channelview, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Channelview, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Channelview, TX. Compare credit history car insurance rates in Channelview from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Channelview, Texas

Insurance Company Poor Fair Good
Allstate $8,501 $6,218 $5,324
American Family $8,311 $5,359 $4,678
GEICO $5,828 $3,285 $2,180
Nationwide $5,044 $4,039 $3,503
Progressive $5,853 $5,052 $4,678
State Farm $4,837 $3,016 $2,406
USAA $4,195 $2,444 $1,971

Cheapest Channelview, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Channelview, TX to rates for a clean record with top companies.

Annual Channelview, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,166 $8,032 $8,361 $5,166
American Family $5,548 $7,136 $6,232 $5,548
GEICO $3,189 $4,237 $3,514 $4,117
Nationwide $3,641 $3,641 $5,389 $4,111
Progressive $4,522 $5,861 $5,294 $5,099
State Farm $3,036 $3,485 $4,121 $3,036
USAA $2,130 $3,172 $3,731 $2,447

Cheapest Channelview, TX Car Insurance for Teen Drivers

Teen car insurance in Channelview, TX can be expensive. Take a look at rates from the top car insurance companies in Channelview for teenagers.

Annual Car Insurance Rates for Teen Drivers in Channelview, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,470 $13,819
American Family $10,020 $13,110
GEICO $6,154 $6,354
Nationwide $7,463 $9,574
Progressive $11,621 $13,012
State Farm $5,734 $7,306
USAA $5,200 $5,631

Cheapest Channelview, TX Car Insurance for Seniors

Take a look at Channelview, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Channelview, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,280 $4,280
American Family $3,342 $3,867
GEICO $2,714 $3,108
Nationwide $2,326 $2,461
Progressive $2,442 $2,486
State Farm $2,130 $2,130
USAA $1,753 $1,730

Cheapest Channelview, TX Car Insurance Rates After a DUI

A DUI in Channelview, TX increases car insurance rates. Compare Channelview, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Channelview, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $8,361
American Family $6,232
GEICO $3,514
Nationwide $5,389
Progressive $5,294
State Farm $4,121
USAA $3,731

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Cheapest Channelview, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Channelview, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Channelview, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,516 $6,847
American Family $6,116 $6,116
GEICO $3,694 $3,835
Nationwide $4,195 $4,195
Progressive $5,194 $5,194
State Farm $3,420 $3,420
USAA $2,833 $2,906

The Best Cheap Car Insurance Companies in Channelview, TX

Take a look at a side-by-side comparison of the top car insurance companies in Channelview, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Channelview, Texas

Insurance Company Average Annual Rates
Allstate $6,681
American Family $6,116
GEICO $3,764
Nationwide $4,195
Progressive $5,194
State Farm $3,420
USAA $2,870

Category Winners: Cheapest Car Insurance in Channelview, Texas

Find the cheapest car insurance companies in Channelview, TX for each category right here.

Best Annual Car Insurance Rates by Company in Channelview, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Cheapest Channelview, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Channelview car insurance rates. Find the cheapest Channelview, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Channelview, Texas

Insurance Company Low Medium High
Allstate $6,507 $6,616 $6,921
American Family $5,633 $5,851 $6,864
GEICO $3,536 $3,708 $4,050
Nationwide $4,498 $4,015 $4,074
Progressive $4,959 $5,173 $5,451
State Farm $3,230 $3,406 $3,623
USAA $2,755 $2,856 $2,999

What affects car insurance rates in Channelview, Texas?

What factors can have an impact on Channelview, TX car insurance? There are several reasons why Channelview car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Channelview, Texas.

Commute Time in Channelview

The more time you spend in your car the higher the risk of an accident. The average commute length in Channelview, TX is 28.5 minutes according to City-Data.

Compare Car Insurance Quotes in Channelview, TX

Ready to find affordable Channelview, Texas car insurance today? Enter your ZIP code for fast, free Channelview, TX car insurance quotes.

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