Compare Channing, TX Car Insurance Rates (2021)

Car insurance in Channing, TX averages $339 a month. Channing, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Channing car insurance rates, compare quotes from the top car insurance companies in Channing, TX.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Channing, TX are $4,069/year
  • The cheapest car insurance company in Channing is USAA
  • Average car insurance rates in Channing, TX after a DUI are $4,587/year

If you need to buy Channing, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Channing, TX is right here.

You’ll find Channing car insurance rates, the cheapest Channing, TX car insurance companies, and information on Texas car insurance laws. You can also compare Channing, Texas car insurance rates to Laredo car insurance rates, San Antonio car insurance rates, and Austin car insurance rates.

Ready to find affordable Channing, TX car insurance today? Enter your ZIP code for fast, free Channing car insurance quotes.

Cheapest Channing, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Channing, TX car insurance rates? Every Channing, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Channing, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,705 $3,768 $3,664 $3,664 $9,235 $11,239 $4,592 $4,834
American Family $3,782 $4,130 $3,201 $3,607 $7,991 $10,642 $5,067 $5,758
GEICO $2,391 $2,544 $2,236 $2,480 $5,089 $5,310 $2,589 $2,619
Nationwide $2,671 $2,729 $2,351 $2,503 $7,453 $9,632 $3,124 $3,393
Progressive $2,798 $2,631 $2,470 $2,532 $11,311 $12,530 $3,270 $3,263
State Farm $1,758 $1,758 $1,556 $1,556 $4,064 $5,155 $1,901 $1,965
USAA $1,594 $1,639 $1,497 $1,531 $4,047 $4,518 $2,138 $2,373

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Minimum Car Insurance in Channing, TX

Every driver must carry the minimum car insurance in Channing, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Channing, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Channing, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Channing, TX. Compare credit history car insurance rates in Channing from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Channing, Texas

Insurance Company Poor Fair Good
Allstate $7,130 $5,198 $4,435
American Family $7,884 $4,654 $4,030
GEICO $4,869 $2,760 $1,843
Nationwide $5,100 $4,065 $3,531
Progressive $5,775 $4,953 $4,575
State Farm $3,491 $2,172 $1,730
USAA $3,624 $2,022 $1,606

Cheapest Channing, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Channing, TX to rates for a clean record with top companies.

Annual Channing, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,464 $6,591 $6,833 $4,464
American Family $5,082 $6,345 $5,581 $5,082
GEICO $2,680 $3,491 $2,993 $3,464
Nationwide $3,658 $3,658 $5,466 $4,145
Progressive $4,445 $5,739 $5,205 $5,013
State Farm $2,206 $2,509 $2,937 $2,206
USAA $1,833 $2,638 $3,094 $2,103

Cheapest Channing, TX Car Insurance for Teen Drivers

Teen car insurance in Channing, TX can be expensive. Take a look at rates from the top car insurance companies in Channing for teenagers.

Annual Car Insurance Rates for Teen Drivers in Channing, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,235 $11,239
American Family $7,991 $10,642
GEICO $5,089 $5,310
Nationwide $7,453 $9,632
Progressive $11,311 $12,530
State Farm $4,064 $5,155
USAA $4,047 $4,518

Cheapest Channing, TX Car Insurance for Seniors

Take a look at Channing, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Channing, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,664 $3,664
American Family $3,201 $3,607
GEICO $2,236 $2,480
Nationwide $2,351 $2,503
Progressive $2,470 $2,532
State Farm $1,556 $1,556
USAA $1,497 $1,531

Cheapest Channing, TX Car Insurance Rates After a DUI

A DUI in Channing, TX increases car insurance rates. Compare Channing, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Channing, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,833
American Family $5,581
GEICO $2,993
Nationwide $5,466
Progressive $5,205
State Farm $2,937
USAA $3,094

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Cheapest Channing, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Channing, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Channing, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,465 $5,711
American Family $5,523 $5,523
GEICO $3,094 $3,221
Nationwide $4,232 $4,232
Progressive $5,101 $5,101
State Farm $2,464 $2,464
USAA $2,385 $2,449

The Best Cheap Car Insurance Companies in Channing, TX

Take a look at a side-by-side comparison of the top car insurance companies in Channing, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Channing, Texas

Insurance Company Average Annual Rates
Allstate $5,588
American Family $5,523
GEICO $3,157
Nationwide $4,232
Progressive $5,101
State Farm $2,464
USAA $2,417

Category Winners: Cheapest Car Insurance in Channing, Texas

Find the cheapest car insurance companies in Channing, TX for each category right here.

Best Annual Car Insurance Rates by Company in Channing, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Channing, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Channing car insurance rates. Find the cheapest Channing, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Channing, Texas

Insurance Company Low Medium High
Allstate $5,473 $5,545 $5,745
American Family $5,284 $5,401 $5,882
GEICO $3,029 $3,132 $3,311
Nationwide $4,596 $4,046 $4,054
Progressive $4,767 $5,063 $5,472
State Farm $2,350 $2,458 $2,585
USAA $2,364 $2,412 $2,475

What affects car insurance rates in Channing, Texas?

What factors can have an impact on Channing, TX car insurance? There are several reasons why Channing car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Channing, Texas.

Commute Time in Channing

The more time you spend in your car the higher the risk of an accident. The average commute length in Channing, TX is 23.5 minutes according to City-Data.

Compare Car Insurance Quotes in Channing, TX

Ready to find affordable Channing, Texas car insurance today? Enter your ZIP code for fast, free Channing, TX car insurance quotes.

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