Compare Chaplin, KY Car Insurance Rates (2021)

Car insurance in Chaplin, KY averages $386 a month. Chaplin, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Chaplin car insurance rates, compare quotes from the top car insurance companies in Chaplin, KY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Chaplin, KY are $4,637/year
  • The cheapest car insurance company in Chaplin for teen drivers is USAA
  • Average car insurance rates in Chaplin, KY after a DUI are $5,606/year

If you need to buy Chaplin, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in Chaplin, KY is right here.

You’ll find Chaplin car insurance rates, the cheapest Chaplin, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare Chaplin, Kentucky car insurance rates to Nicholasville car insurance rates, Florence car insurance rates, and Bowling Green car insurance rates.

Ready to find affordable Chaplin, KY car insurance today? Enter your ZIP code for fast, free Chaplin car insurance quotes.

Cheapest Chaplin, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Chaplin, KY car insurance rates? Every Chaplin, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Chaplin, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,992 $2,940 $2,724 $2,900 $11,561 $12,984 $3,267 $3,433
GEICO $4,038 $3,738 $4,219 $3,821 $8,260 $9,795 $3,298 $2,847
Liberty Mutual $2,828 $3,066 $2,413 $2,698 $11,589 $12,814 $2,949 $3,055
Nationwide $3,355 $3,342 $3,031 $3,157 $7,618 $9,461 $3,817 $3,992
Progressive $2,162 $2,054 $1,946 $1,954 $10,601 $11,984 $2,679 $2,725
State Farm $2,112 $2,112 $1,880 $1,880 $5,922 $7,391 $2,361 $2,592
Travelers $2,574 $2,623 $2,521 $2,530 $12,496 $20,090 $2,692 $3,123
USAA $1,984 $1,985 $1,791 $1,819 $5,340 $5,620 $2,506 $2,742

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Minimum Car Insurance in Chaplin, KY

Every driver must carry the minimum car insurance in Chaplin, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in Chaplin, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Chaplin, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Chaplin, KY. Compare credit history car insurance rates in Chaplin from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Chaplin, Kentucky

Insurance Company Poor Fair Good
Allstate $7,072 $4,903 $4,075
GEICO $8,225 $4,106 $2,675
Liberty Mutual $7,400 $4,544 $3,585
Nationwide $5,732 $4,513 $3,919
Progressive $5,037 $4,399 $4,103
State Farm $4,755 $2,861 $2,227
Travelers $6,785 $5,741 $5,718
USAA $4,419 $2,480 $2,021

Cheapest Chaplin, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Chaplin, KY to rates for a clean record with top companies.

Annual Chaplin, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,394 $5,792 $6,223 $4,992
GEICO $2,973 $5,301 $8,093 $3,641
Liberty Mutual $4,317 $6,640 $5,161 $4,588
Nationwide $3,746 $4,857 $6,153 $4,129
Progressive $3,731 $5,537 $4,253 $4,531
State Farm $3,006 $3,557 $3,281 $3,281
Travelers $5,299 $5,453 $7,892 $5,681
USAA $2,238 $3,167 $3,791 $2,697

Cheapest Chaplin, KY Car Insurance for Teen Drivers

Teen car insurance in Chaplin, KY can be expensive. Take a look at rates from the top car insurance companies in Chaplin for teenagers.

Annual Car Insurance Rates for Teen Drivers in Chaplin, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,561 $12,984
GEICO $8,260 $9,795
Liberty Mutual $11,589 $12,814
Nationwide $7,618 $9,461
Progressive $10,601 $11,984
State Farm $5,922 $7,391
Travelers $12,496 $20,090
USAA $5,340 $5,620

Cheapest Chaplin, KY Car Insurance for Seniors

Take a look at Chaplin, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Chaplin, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,724 $2,900
GEICO $4,219 $3,821
Liberty Mutual $2,413 $2,698
Nationwide $3,031 $3,157
Progressive $1,946 $1,954
State Farm $1,880 $1,880
Travelers $2,521 $2,530
USAA $1,791 $1,819

Cheapest Chaplin, KY Car Insurance Rates After a DUI

A DUI in Chaplin, KY increases car insurance rates. Compare Chaplin, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Chaplin, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,223
GEICO $8,093
Liberty Mutual $5,161
Nationwide $6,153
Progressive $4,253
State Farm $3,281
Travelers $7,892
USAA $3,791

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Cheapest Chaplin, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Chaplin, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Chaplin, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,350 $5,350
GEICO $4,955 $5,049
Liberty Mutual $5,176 $5,176
Nationwide $4,721 $4,721
Progressive $4,513 $4,513
State Farm $3,195 $3,368
Travelers $6,081 $6,081
USAA $2,863 $3,084

The Best Cheap Car Insurance Companies in Chaplin, KY

Take a look at a side-by-side comparison of the top car insurance companies in Chaplin, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Chaplin, Kentucky

Insurance Company Average Annual Rates
Allstate $5,350
GEICO $5,002
Liberty Mutual $5,176
Nationwide $4,721
Progressive $4,513
State Farm $3,281
Travelers $6,081
USAA $2,973

Category Winners: Cheapest Car Insurance in Chaplin, Kentucky

Find the cheapest car insurance companies in Chaplin, KY for each category right here.

Best Annual Car Insurance Rates by Company in Chaplin, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Chaplin, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Chaplin car insurance rates. Find the cheapest Chaplin, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Chaplin, Kentucky

Insurance Company Low Medium High
Allstate $4,957 $5,328 $5,765
GEICO $4,666 $4,987 $5,353
Liberty Mutual $4,912 $5,141 $5,476
Nationwide $4,750 $4,668 $4,746
Progressive $4,129 $4,448 $4,963
State Farm $3,103 $3,281 $3,460
Travelers $5,785 $6,113 $6,345
USAA $2,836 $2,966 $3,118

What affects car insurance rates in Chaplin, Kentucky?

What factors can have an impact on Chaplin, KY car insurance? There are several reasons why Chaplin car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Chaplin, Kentucky.

Commute Time in Chaplin

The more time you spend in your car the higher the risk of an accident. The average commute length in Chaplin, KY is 40.1 minutes according to City-Data.

Compare Car Insurance Quotes in Chaplin, KY

Ready to find affordable Chaplin, Kentucky car insurance today? Enter your ZIP code for fast, free Chaplin, KY car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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