Compare Chappell, KY Car Insurance Rates (2021)

Car insurance in Chappell, KY averages $544 a month. Chappell, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Chappell car insurance rates, compare quotes from the top car insurance companies in Chappell, KY.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Chappell for teen drivers is USAA
  • Average car insurance rates in Chappell, KY after a DUI are $7,789/year
  • Average car insurance rates in Chappell, KY are $6,522/year

If you need to buy Chappell, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in Chappell, KY is right here.

You’ll find Chappell car insurance rates, the cheapest Chappell, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare Chappell, Kentucky car insurance rates to Hopkinsville car insurance rates, Florence car insurance rates, and Owensboro car insurance rates.

Ready to find affordable Chappell, KY car insurance today? Enter your ZIP code for fast, free Chappell car insurance quotes.

Cheapest Chappell, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Chappell, KY car insurance rates? Every Chappell, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Chappell, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $6,170 $6,074 $5,664 $6,023 $23,229 $25,708 $6,689 $6,983
GEICO $4,386 $4,051 $4,595 $4,158 $8,902 $10,417 $3,551 $3,058
Liberty Mutual $3,912 $4,246 $3,412 $3,799 $15,097 $16,552 $4,041 $4,115
Nationwide $5,553 $5,496 $5,015 $5,208 $12,445 $15,350 $6,313 $6,548
Progressive $2,918 $2,754 $2,635 $2,638 $14,732 $16,708 $3,623 $3,675
State Farm $2,700 $2,700 $2,395 $2,395 $7,374 $9,359 $2,995 $3,311
Travelers $3,217 $3,279 $3,147 $3,162 $16,066 $26,149 $3,354 $3,894
USAA $2,125 $2,130 $1,915 $1,948 $5,722 $6,019 $2,690 $2,948

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Minimum Car Insurance in Chappell, KY

Every driver must carry the minimum car insurance in Chappell, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in Chappell, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Chappell, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Chappell, KY. Compare credit history car insurance rates in Chappell from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Chappell, Kentucky

Insurance Company Poor Fair Good
Allstate $14,577 $9,809 $8,066
GEICO $8,861 $4,424 $2,884
Liberty Mutual $9,913 $6,034 $4,742
Nationwide $9,500 $7,372 $6,351
Progressive $6,929 $6,057 $5,646
State Farm $5,964 $3,638 $2,859
Travelers $8,688 $7,343 $7,319
USAA $4,746 $2,655 $2,161

Cheapest Chappell, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Chappell, KY to rates for a clean record with top companies.

Annual Chappell, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $8,939 $11,690 $12,528 $10,112
GEICO $3,255 $5,722 $8,597 $3,985
Liberty Mutual $5,734 $8,860 $6,876 $6,117
Nationwide $6,108 $7,969 $10,137 $6,749
Progressive $5,122 $7,648 $5,843 $6,229
State Farm $3,836 $4,471 $4,154 $4,154
Travelers $6,781 $6,978 $10,108 $7,266
USAA $2,397 $3,396 $4,069 $2,886

Cheapest Chappell, KY Car Insurance for Teen Drivers

Teen car insurance in Chappell, KY can be expensive. Take a look at rates from the top car insurance companies in Chappell for teenagers.

Annual Car Insurance Rates for Teen Drivers in Chappell, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $23,229 $25,708
GEICO $8,902 $10,417
Liberty Mutual $15,097 $16,552
Nationwide $12,445 $15,350
Progressive $14,732 $16,708
State Farm $7,374 $9,359
Travelers $16,066 $26,149
USAA $5,722 $6,019

Cheapest Chappell, KY Car Insurance for Seniors

Take a look at Chappell, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Chappell, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $5,664 $6,023
GEICO $4,595 $4,158
Liberty Mutual $3,412 $3,799
Nationwide $5,015 $5,208
Progressive $2,635 $2,638
State Farm $2,395 $2,395
Travelers $3,147 $3,162
USAA $1,915 $1,948

Cheapest Chappell, KY Car Insurance Rates After a DUI

A DUI in Chappell, KY increases car insurance rates. Compare Chappell, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Chappell, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $12,528
GEICO $8,597
Liberty Mutual $6,876
Nationwide $10,137
Progressive $5,843
State Farm $4,154
Travelers $10,108
USAA $4,069

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Cheapest Chappell, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Chappell, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Chappell, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $10,817 $10,817
GEICO $5,341 $5,438
Liberty Mutual $6,897 $6,897
Nationwide $7,741 $7,741
Progressive $6,210 $6,210
State Farm $4,053 $4,254
Travelers $7,783 $7,783
USAA $3,068 $3,306

The Best Cheap Car Insurance Companies in Chappell, KY

Take a look at a side-by-side comparison of the top car insurance companies in Chappell, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Chappell, Kentucky

Insurance Company Average Annual Rates
Allstate $10,817
GEICO $5,390
Liberty Mutual $6,897
Nationwide $7,741
Progressive $6,210
State Farm $4,154
Travelers $7,783
USAA $3,187

Category Winners: Cheapest Car Insurance in Chappell, Kentucky

Find the cheapest car insurance companies in Chappell, KY for each category right here.

Best Annual Car Insurance Rates by Company in Chappell, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Chappell, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Chappell car insurance rates. Find the cheapest Chappell, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Chappell, Kentucky

Insurance Company Low Medium High
Allstate $9,361 $10,727 $12,364
GEICO $4,884 $5,352 $5,934
Liberty Mutual $6,523 $6,841 $7,327
Nationwide $7,713 $7,608 $7,902
Progressive $5,656 $6,096 $6,879
State Farm $3,893 $4,141 $4,427
Travelers $7,342 $7,808 $8,199
USAA $3,041 $3,179 $3,341

Compare Car Insurance Quotes in Chappell, KY

Ready to find affordable Chappell, Kentucky car insurance today? Enter your ZIP code for fast, free Chappell, KY car insurance quotes.

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