Compare Charleroi, PA Car Insurance Rates (2021)

Car insurance in Charleroi, PA averages $332 a month. Charleroi, Pennsylvania car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Charleroi car insurance rates, compare quotes from the top car insurance companies in Charleroi, PA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Charleroi for teen drivers is USAA
  • Average car insurance rates in Charleroi, PA are $3,989/year
  • Average car insurance rates in Charleroi, PA after a DUI are $4,365/year

If you need to buy Charleroi, Pennsylvania car insurance, the options can be confusing. Everything you need to know about car insurance in Charleroi, PA is right here.

You’ll find Charleroi car insurance rates, the cheapest Charleroi, PA car insurance companies, and information on Pennsylvania car insurance laws. You can also compare Charleroi, Pennsylvania car insurance rates to Bethlehem car insurance rates, York car insurance rates, and Reading car insurance rates.

Ready to find affordable Charleroi, PA car insurance today? Enter your ZIP code for fast, free Charleroi car insurance quotes.

Cheapest Charleroi, PA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Charleroi, PA car insurance rates? Every Charleroi, Pennsylvania car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Charleroi, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,357 $2,357 $2,177 $2,177 $7,956 $7,956 $2,592 $2,592
GEICO $2,001 $1,731 $1,870 $1,619 $5,114 $4,436 $2,022 $1,750
Liberty Mutual $3,785 $3,785 $3,466 $3,466 $11,096 $11,096 $4,811 $4,811
Nationwide $1,742 $1,742 $1,649 $1,649 $4,912 $4,912 $1,954 $1,954
Progressive $2,786 $2,786 $2,490 $2,490 $9,010 $9,010 $3,559 $3,559
State Farm $1,832 $1,832 $1,616 $1,616 $6,265 $6,265 $2,022 $2,022
Travelers $1,751 $1,751 $1,889 $1,889 $26,165 $26,165 $2,109 $2,109
USAA $1,178 $1,178 $1,066 $1,066 $3,569 $3,569 $1,569 $1,569

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Minimum Car Insurance in Charleroi, PA

Every driver must carry the minimum car insurance in Charleroi, PA. Take a look at the Pennsylvania car insurance requirements.

Minimum Required Car Insurance Coverage in Charleroi, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Charleroi, PA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Charleroi, PA. Compare credit history car insurance rates in Charleroi from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Charleroi, Pennsylvania

Insurance Company Poor Fair Good
Allstate $4,817 $3,596 $2,898
GEICO $3,854 $2,171 $1,678
Liberty Mutual $7,391 $5,298 $4,678
Nationwide $3,010 $2,475 $2,208
Progressive $5,904 $4,147 $3,332
State Farm $4,180 $2,584 $2,038
Travelers $8,670 $7,849 $7,417
USAA $2,313 $1,711 $1,513

Cheapest Charleroi, PA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Charleroi, PA to rates for a clean record with top companies.

Annual Charleroi, Pennsylvania Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,609 $4,254 $3,609 $3,609
GEICO $1,882 $3,274 $2,512 $2,603
Liberty Mutual $5,299 $6,035 $5,912 $5,912
Nationwide $1,849 $2,476 $3,453 $2,481
Progressive $4,043 $5,596 $4,156 $4,049
State Farm $2,682 $3,186 $2,934 $2,934
Travelers $5,660 $8,051 $10,152 $8,051
USAA $1,483 $2,050 $2,192 $1,657

Cheapest Charleroi, PA Car Insurance for Teen Drivers

Teen car insurance in Charleroi, PA can be expensive. Take a look at rates from the top car insurance companies in Charleroi for teenagers.

Annual Car Insurance Rates for Teen Drivers in Charleroi, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,956 $7,956
GEICO $5,114 $4,436
Liberty Mutual $11,096 $11,096
Nationwide $4,912 $4,912
Progressive $9,010 $9,010
State Farm $6,265 $6,265
Travelers $26,165 $26,165
USAA $3,569 $3,569

Cheapest Charleroi, PA Car Insurance for Seniors

Take a look at Charleroi, PA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Charleroi, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,177 $2,177
GEICO $1,870 $1,619
Liberty Mutual $3,466 $3,466
Nationwide $1,649 $1,649
Progressive $2,490 $2,490
State Farm $1,616 $1,616
Travelers $1,889 $1,889
USAA $1,066 $1,066

Cheapest Charleroi, PA Car Insurance Rates After a DUI

A DUI in Charleroi, PA increases car insurance rates. Compare Charleroi, Pennsylvania DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Charleroi, Pennsylvania

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,609
GEICO $2,512
Liberty Mutual $5,912
Nationwide $3,453
Progressive $4,156
State Farm $2,934
Travelers $10,152
USAA $2,192

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Cheapest Charleroi, PA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Charleroi, PA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Charleroi, Pennsylvania

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,694 $3,847
GEICO $2,527 $2,609
Liberty Mutual $5,640 $5,938
Nationwide $2,565 $2,565
Progressive $4,461 $4,461
State Farm $2,840 $3,028
Travelers $7,979 $7,979
USAA $1,793 $1,898

The Best Cheap Car Insurance Companies in Charleroi, PA

Take a look at a side-by-side comparison of the top car insurance companies in Charleroi, PA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Charleroi, Pennsylvania

Insurance Company Average Annual Rates
Allstate $3,770
GEICO $2,568
Liberty Mutual $5,789
Nationwide $2,565
Progressive $4,461
State Farm $2,934
Travelers $7,979
USAA $1,846

Category Winners: Cheapest Car Insurance in Charleroi, Pennsylvania

Find the cheapest car insurance companies in Charleroi, PA for each category right here.

Best Annual Car Insurance Rates by Company in Charleroi, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Charleroi, PA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Charleroi car insurance rates. Find the cheapest Charleroi, PA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Charleroi, Pennsylvania

Insurance Company Low Medium High
Allstate $3,624 $3,791 $3,896
GEICO $2,375 $2,591 $2,737
Liberty Mutual $5,526 $5,828 $6,014
Nationwide $2,596 $2,595 $2,502
Progressive $4,089 $4,503 $4,792
State Farm $2,758 $2,972 $3,072
Travelers $8,029 $7,994 $7,913
USAA $1,703 $1,864 $1,970

What affects car insurance rates in Charleroi, Pennsylvania?

What factors can have an impact on Charleroi, PA car insurance? There are several reasons why Charleroi car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Charleroi, Pennsylvania.

Commute Time in Charleroi

The more time you spend in your car the higher the risk of an accident. The average commute length in Charleroi, PA is 22.8 minutes according to City-Data.

Traffic in Charleroi

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Charleroi, PA traffic data from INRIX ranks Charleroi as the 717th-most congested in the world.

Compare Car Insurance Quotes in Charleroi, PA

Ready to find affordable Charleroi, Pennsylvania car insurance today? Enter your ZIP code for fast, free Charleroi, PA car insurance quotes.

Free Car Insurance Comparison

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