Compare Charleston, ME Car Insurance Rates (2021)

Car insurance in Charleston, ME averages $210 a month. Charleston, Maine car insurance requirements are 50/100/25, but you might need full coverage insurance if your car is financed. To find cheap Charleston car insurance rates, compare quotes from the top car insurance companies in Charleston, ME.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Charleston for teen drivers is GEICO
  • Average car insurance rates in Charleston, ME after a DUI are $2,983/year
  • Average car insurance rates in Charleston, ME are $2,520/year

If you need to buy Charleston, Maine car insurance, the options can be confusing. Everything you need to know about car insurance in Charleston, ME is right here.

You’ll find Charleston car insurance rates, the cheapest Charleston, ME car insurance companies, and information on Maine car insurance laws. You can also compare Charleston, Maine car insurance rates to Portland car insurance rates, Augusta car insurance rates, and Westbrook car insurance rates.

Ready to find affordable Charleston, ME car insurance today? Enter your ZIP code for fast, free Charleston car insurance quotes.

Cheapest Charleston, ME Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Charleston, ME car insurance rates? Every Charleston, Maine car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Charleston, Maine

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,782 $1,839 $1,596 $1,733 $4,384 $5,857 $1,948 $2,184
Farmers $1,631 $1,645 $1,518 $1,640 $4,911 $5,535 $1,894 $1,968
GEICO $989 $1,024 $989 $989 $2,397 $3,119 $1,078 $1,152
Liberty Mutual $3,026 $3,026 $2,881 $2,881 $6,444 $9,650 $3,026 $4,267
Progressive $1,839 $1,801 $1,839 $1,801 $7,633 $8,579 $2,147 $2,433
State Farm $1,233 $1,233 $1,159 $1,159 $3,896 $4,851 $1,373 $1,507
Travelers $1,071 $1,110 $971 $994 $4,241 $5,714 $1,068 $1,233
USAA $849 $838 $844 $826 $2,770 $3,059 $1,080 $1,138

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Minimum Car Insurance in Charleston, ME

Every driver must carry the minimum car insurance in Charleston, ME. Take a look at the Maine car insurance requirements.

Minimum Required Car Insurance Coverage in Charleston, Maine

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $50,000 per person
$100,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Charleston, ME Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Charleston, ME. Compare credit history car insurance rates in Charleston from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Charleston, Maine

Insurance Company Poor Fair Good
Allstate $3,352 $2,549 $2,095
Farmers $3,007 $2,481 $2,290
GEICO $1,974 $1,309 $1,117
Liberty Mutual $6,126 $3,969 $3,104
Progressive $3,972 $3,399 $3,155
State Farm $2,988 $1,785 $1,382
Travelers $2,413 $1,977 $1,761
USAA $1,871 $1,286 $1,119

Cheapest Charleston, ME Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Charleston, ME to rates for a clean record with top companies.

Annual Charleston, Maine Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,187 $2,946 $3,066 $2,463
Farmers $2,272 $2,890 $2,508 $2,701
GEICO $1,066 $1,501 $2,235 $1,066
Liberty Mutual $3,409 $3,989 $6,502 $3,699
Progressive $2,816 $4,745 $3,131 $3,345
State Farm $1,864 $2,239 $2,052 $2,052
Travelers $1,713 $1,902 $2,372 $2,213
USAA $1,085 $1,426 $1,998 $1,192

Cheapest Charleston, ME Car Insurance for Teen Drivers

Teen car insurance in Charleston, ME can be expensive. Take a look at rates from the top car insurance companies in Charleston for teenagers.

Annual Car Insurance Rates for Teen Drivers in Charleston, Maine

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $4,384 $5,857
Farmers $4,911 $5,535
GEICO $2,397 $3,119
Liberty Mutual $6,444 $9,650
Progressive $7,633 $8,579
State Farm $3,896 $4,851
Travelers $4,241 $5,714
USAA $2,770 $3,059

Cheapest Charleston, ME Car Insurance for Seniors

Take a look at Charleston, ME senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Charleston, Maine

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,596 $1,733
Farmers $1,518 $1,640
GEICO $989 $989
Liberty Mutual $2,881 $2,881
Progressive $1,839 $1,801
State Farm $1,159 $1,159
Travelers $971 $994
USAA $844 $826

Cheapest Charleston, ME Car Insurance Rates After a DUI

A DUI in Charleston, ME increases car insurance rates. Compare Charleston, Maine DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Charleston, Maine

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,066
Farmers $2,508
GEICO $2,235
Liberty Mutual $6,502
Progressive $3,131
State Farm $2,052
Travelers $2,372
USAA $1,998

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Cheapest Charleston, ME Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Charleston, ME by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Charleston, Maine

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,665 $2,665
Farmers $2,593 $2,593
GEICO $1,443 $1,491
Liberty Mutual $4,309 $4,491
Progressive $3,509 $3,509
State Farm $1,985 $2,118
Travelers $2,050 $2,050
USAA $1,385 $1,465

The Best Cheap Car Insurance Companies in Charleston, ME

Take a look at a side-by-side comparison of the top car insurance companies in Charleston, ME to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Charleston, Maine

Insurance Company Average Annual Rates
Allstate $2,665
Farmers $2,593
GEICO $1,467
Liberty Mutual $4,400
Progressive $3,509
State Farm $2,052
Travelers $2,050
USAA $1,425

Category Winners: Cheapest Car Insurance in Charleston, Maine

Find the cheapest car insurance companies in Charleston, ME for each category right here.

Best Annual Car Insurance Rates by Company in Charleston, Maine

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation GEICO

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Cheapest Charleston, ME Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Charleston car insurance rates. Find the cheapest Charleston, ME car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Charleston, Maine

Insurance Company Low Medium High
Allstate $2,631 $2,632 $2,733
Farmers $2,503 $2,520 $2,755
GEICO $1,439 $1,448 $1,514
Liberty Mutual $4,352 $4,352 $4,497
Progressive $3,448 $3,454 $3,625
State Farm $2,005 $2,032 $2,119
Travelers $2,018 $2,022 $2,110
USAA $1,398 $1,409 $1,468

What affects car insurance rates in Charleston, Maine?

What factors can have an impact on Charleston, ME car insurance? There are several reasons why Charleston car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Charleston, Maine.

Traffic in Charleston

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Charleston, ME traffic data from INRIX ranks Charleston as the 649th-most congested in the world.

Compare Car Insurance Quotes in Charleston, ME

Ready to find affordable Charleston, Maine car insurance today? Enter your ZIP code for fast, free Charleston, ME car insurance quotes.

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