Compare Charlotte, VT Car Insurance Rates (2021)

Car insurance in Charlotte, VT averages $266 a month. Charlotte, Vermont car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Charlotte car insurance rates, compare quotes from the top car insurance companies in Charlotte, VT.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Charlotte is USAA
  • Average car insurance rates in Charlotte, VT after a DUI are $3,633/year
  • The cheapest car insurance company in Charlotte for teen drivers is USAA

If you need to buy Charlotte, Vermont car insurance, the options can be confusing. Everything you need to know about car insurance in Charlotte, VT is right here.

You’ll find Charlotte car insurance rates, the cheapest Charlotte, VT car insurance companies, and information on Vermont car insurance laws. You can also compare Charlotte, Vermont car insurance rates to Burlington car insurance rates, Essex Junction car insurance rates, and Newport car insurance rates.

Ready to find affordable Charlotte, VT car insurance today? Enter your ZIP code for fast, free Charlotte car insurance quotes.

Cheapest Charlotte, VT Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Charlotte, VT car insurance rates? Every Charlotte, Vermont car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Charlotte, Vermont

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,334 $2,334 $2,228 $2,228 $5,553 $7,311 $2,647 $2,905
GEICO $1,683 $1,564 $1,654 $1,507 $3,845 $4,483 $1,419 $1,390
Liberty Mutual $1,869 $2,022 $1,653 $1,857 $7,961 $8,856 $2,138 $2,260
Nationwide $1,414 $1,440 $1,272 $1,343 $3,435 $4,368 $1,621 $1,745
Progressive $3,302 $3,266 $2,959 $2,970 $10,268 $11,235 $3,373 $3,587
State Farm $2,543 $2,543 $2,268 $2,268 $7,444 $9,571 $2,831 $3,138
USAA $1,128 $1,133 $1,054 $1,049 $3,632 $3,797 $1,542 $1,611

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Minimum Car Insurance in Charlotte, VT

Every driver must carry the minimum car insurance in Charlotte, VT. Take a look at the Vermont car insurance requirements.

Minimum Required Car Insurance Coverage in Charlotte, Vermont

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Charlotte, VT Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Charlotte, VT. Compare credit history car insurance rates in Charlotte from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Charlotte, Vermont

Insurance Company Poor Fair Good
Allstate $4,222 $3,223 $2,883
GEICO $3,548 $1,868 $1,163
Liberty Mutual $5,341 $3,069 $2,322
Nationwide $2,399 $1,992 $1,849
Progressive $5,878 $4,934 $4,548
State Farm $7,168 $3,057 $2,001
USAA $2,698 $1,612 $1,294

Cheapest Charlotte, VT Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Charlotte, VT to rates for a clean record with top companies.

Annual Charlotte, Vermont Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,854 $3,778 $3,884 $3,254
GEICO $1,411 $2,350 $3,272 $1,739
Liberty Mutual $3,148 $3,763 $3,998 $3,400
Nationwide $1,667 $2,137 $2,684 $1,831
Progressive $4,314 $6,251 $4,847 $5,067
State Farm $3,713 $4,438 $4,075 $4,075
USAA $1,425 $1,797 $2,668 $1,584

Cheapest Charlotte, VT Car Insurance for Teen Drivers

Teen car insurance in Charlotte, VT can be expensive. Take a look at rates from the top car insurance companies in Charlotte for teenagers.

Annual Car Insurance Rates for Teen Drivers in Charlotte, Vermont

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,553 $7,311
GEICO $3,845 $4,483
Liberty Mutual $7,961 $8,856
Nationwide $3,435 $4,368
Progressive $10,268 $11,235
State Farm $7,444 $9,571
USAA $3,632 $3,797

Cheapest Charlotte, VT Car Insurance for Seniors

Take a look at Charlotte, VT senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Charlotte, Vermont

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,228 $2,228
GEICO $1,654 $1,507
Liberty Mutual $1,653 $1,857
Nationwide $1,272 $1,343
Progressive $2,959 $2,970
State Farm $2,268 $2,268
USAA $1,054 $1,049

Cheapest Charlotte, VT Car Insurance Rates After a DUI

A DUI in Charlotte, VT increases car insurance rates. Compare Charlotte, Vermont DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Charlotte, Vermont

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,884
GEICO $3,272
Liberty Mutual $3,998
Nationwide $2,684
Progressive $4,847
State Farm $4,075
USAA $2,668

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Cheapest Charlotte, VT Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Charlotte, VT by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Charlotte, Vermont

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,375 $3,511
GEICO $2,162 $2,224
Liberty Mutual $3,577 $3,577
Nationwide $2,080 $2,080
Progressive $5,120 $5,120
State Farm $3,946 $4,205
USAA $1,846 $1,891

The Best Cheap Car Insurance Companies in Charlotte, VT

Take a look at a side-by-side comparison of the top car insurance companies in Charlotte, VT to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Charlotte, Vermont

Insurance Company Average Annual Rates
Allstate $3,443
GEICO $2,193
Liberty Mutual $3,577
Nationwide $2,080
Progressive $5,120
State Farm $4,075
USAA $1,868

Category Winners: Cheapest Car Insurance in Charlotte, Vermont

Find the cheapest car insurance companies in Charlotte, VT for each category right here.

Best Annual Car Insurance Rates by Company in Charlotte, Vermont

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Charlotte, VT Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Charlotte car insurance rates. Find the cheapest Charlotte, VT car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Charlotte, Vermont

Insurance Company Low Medium High
Allstate $3,361 $3,438 $3,529
GEICO $2,114 $2,194 $2,271
Liberty Mutual $3,365 $3,570 $3,796
Nationwide $2,131 $2,087 $2,022
Progressive $4,858 $5,055 $5,447
State Farm $3,853 $4,096 $4,278
USAA $1,808 $1,866 $1,931

What affects car insurance rates in Charlotte, Vermont?

What factors can have an impact on Charlotte, VT car insurance? There are several reasons why Charlotte car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Charlotte, Vermont.

Traffic in Charlotte

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Charlotte, VT traffic data from INRIX ranks Charlotte as the 218th-most congested in the world.

Compare Car Insurance Quotes in Charlotte, VT

Ready to find affordable Charlotte, Vermont car insurance today? Enter your ZIP code for fast, free Charlotte, VT car insurance quotes.

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