Compare Charm, OH Car Insurance Rates (2021)

Car insurance in Charm, OH averages $227 a month. Charm, Ohio car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Charm car insurance rates, compare quotes from the top car insurance companies in Charm, OH.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Charm is USAA
  • The cheapest car insurance company in Charm for teen drivers is USAA
  • Average car insurance rates in Charm, OH after a DUI are $3,158/year

If you need to buy Charm, Ohio car insurance, the options can be confusing. Everything you need to know about car insurance in Charm, OH is right here.

You’ll find Charm car insurance rates, the cheapest Charm, OH car insurance companies, and information on Ohio car insurance laws. You can also compare Charm, Ohio car insurance rates to Akron car insurance rates, Dayton car insurance rates, and Cincinnati car insurance rates.

Ready to find affordable Charm, OH car insurance today? Enter your ZIP code for fast, free Charm car insurance quotes.

Cheapest Charm, OH Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Charm, OH car insurance rates? Every Charm, Ohio car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Charm, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,151 $2,148 $1,932 $2,068 $5,907 $6,760 $2,270 $2,432
American Family $913 $948 $827 $832 $2,711 $2,947 $1,126 $1,186
Farmers $1,640 $1,635 $1,446 $1,525 $7,156 $7,421 $1,835 $1,917
GEICO $1,322 $1,284 $1,232 $1,237 $3,519 $3,281 $1,469 $1,252
Liberty Mutual $1,978 $2,163 $1,524 $1,854 $10,001 $11,312 $2,115 $2,317
Nationwide $2,108 $2,122 $1,900 $1,918 $5,290 $6,843 $2,263 $2,640
Progressive $1,892 $1,788 $1,566 $1,621 $8,374 $9,447 $2,274 $2,355
State Farm $1,395 $1,395 $1,242 $1,242 $4,257 $5,353 $1,617 $1,853
Travelers $1,423 $1,445 $1,411 $1,401 $6,015 $9,442 $1,481 $1,704
USAA $839 $846 $798 $797 $2,571 $2,863 $1,119 $1,210

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Minimum Car Insurance in Charm, OH

Every driver must carry the minimum car insurance in Charm, OH. Take a look at the Ohio car insurance requirements.

Minimum Required Car Insurance Coverage in Charm, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Charm, OH Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Charm, OH. Compare credit history car insurance rates in Charm from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Charm, Ohio

Insurance Company Poor Fair Good
Allstate $4,124 $2,996 $2,504
American Family $1,905 $1,302 $1,102
Farmers $3,482 $2,937 $2,797
GEICO $2,187 $1,824 $1,462
Liberty Mutual $5,970 $3,644 $2,860
Nationwide $3,783 $3,049 $2,575
Progressive $4,119 $3,554 $3,321
State Farm $3,269 $2,021 $1,593
Travelers $3,404 $2,957 $2,759
USAA $1,792 $1,268 $1,081

Cheapest Charm, OH Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Charm, OH to rates for a clean record with top companies.

Annual Charm, Ohio Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,703 $3,264 $3,815 $3,052
American Family $1,377 $1,456 $1,456 $1,456
Farmers $2,535 $3,262 $3,181 $3,311
GEICO $1,244 $1,788 $2,571 $1,695
Liberty Mutual $3,500 $4,474 $4,584 $4,074
Nationwide $2,508 $3,197 $4,062 $2,776
Progressive $3,159 $4,293 $3,361 $3,844
State Farm $2,096 $2,493 $2,294 $2,294
Travelers $2,241 $2,917 $4,396 $2,608
USAA $1,062 $1,422 $1,861 $1,176

Cheapest Charm, OH Car Insurance for Teen Drivers

Teen car insurance in Charm, OH can be expensive. Take a look at rates from the top car insurance companies in Charm for teenagers.

Annual Car Insurance Rates for Teen Drivers in Charm, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,907 $6,760
American Family $2,711 $2,947
Farmers $7,156 $7,421
GEICO $3,519 $3,281
Liberty Mutual $10,001 $11,312
Nationwide $5,290 $6,843
Progressive $8,374 $9,447
State Farm $4,257 $5,353
Travelers $6,015 $9,442
USAA $2,571 $2,863

Cheapest Charm, OH Car Insurance for Seniors

Take a look at Charm, OH senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Charm, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,932 $2,068
American Family $827 $832
Farmers $1,446 $1,525
GEICO $1,232 $1,237
Liberty Mutual $1,524 $1,854
Nationwide $1,900 $1,918
Progressive $1,566 $1,621
State Farm $1,242 $1,242
Travelers $1,411 $1,401
USAA $798 $797

Cheapest Charm, OH Car Insurance Rates After a DUI

A DUI in Charm, OH increases car insurance rates. Compare Charm, Ohio DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Charm, Ohio

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,815
American Family $1,456
Farmers $3,181
GEICO $2,571
Liberty Mutual $4,584
Nationwide $4,062
Progressive $3,361
State Farm $2,294
Travelers $4,396
USAA $1,861

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Cheapest Charm, OH Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Charm, OH by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Charm, Ohio

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,208 $3,208
American Family $1,419 $1,453
Farmers $3,072 $3,072
GEICO $1,792 $1,857
Liberty Mutual $4,158 $4,158
Nationwide $3,136 $3,136
Progressive $3,665 $3,665
State Farm $2,238 $2,350
Travelers $3,040 $3,040
USAA $1,328 $1,433

The Best Cheap Car Insurance Companies in Charm, OH

Take a look at a side-by-side comparison of the top car insurance companies in Charm, OH to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Charm, Ohio

Insurance Company Average Annual Rates
Allstate $3,208
American Family $1,436
Farmers $3,072
GEICO $1,824
Liberty Mutual $4,158
Nationwide $3,136
Progressive $3,665
State Farm $2,294
Travelers $3,040
USAA $1,380

Category Winners: Cheapest Car Insurance in Charm, Ohio

Find the cheapest car insurance companies in Charm, OH for each category right here.

Best Annual Car Insurance Rates by Company in Charm, Ohio

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

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Cheapest Charm, OH Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Charm car insurance rates. Find the cheapest Charm, OH car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Charm, Ohio

Insurance Company Low Medium High
Allstate $3,111 $3,203 $3,311
American Family $1,418 $1,447 $1,444
Farmers $2,914 $3,026 $3,276
GEICO $1,771 $1,817 $1,886
Liberty Mutual $4,009 $4,178 $4,287
Nationwide $3,466 $3,040 $2,901
Progressive $3,539 $3,638 $3,817
State Farm $2,189 $2,301 $2,393
Travelers $2,969 $3,079 $3,072
USAA $1,323 $1,379 $1,440

Compare Car Insurance Quotes in Charm, OH

Ready to find affordable Charm, Ohio car insurance today? Enter your ZIP code for fast, free Charm, OH car insurance quotes.

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