Compare Chatham, LA Car Insurance Rates (2021)

Car insurance in Chatham, LA averages $433 a month. Chatham, Louisiana car insurance requirements are 15/30/25, but you might need full coverage insurance if your car is financed. To find cheap Chatham car insurance rates, compare quotes from the top car insurance companies in Chatham, LA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Chatham is State Farm
  • The cheapest car insurance company in Chatham for teen drivers is State Farm
  • Average car insurance rates in Chatham, LA after a DUI are $5,980/year

If you need to buy Chatham, Louisiana car insurance, the options can be confusing. Everything you need to know about car insurance in Chatham, LA is right here.

You’ll find Chatham car insurance rates, the cheapest Chatham, LA car insurance companies, and information on Louisiana car insurance laws. You can also compare Chatham, Louisiana car insurance rates to Kenner car insurance rates, Houma car insurance rates, and Baton Rouge car insurance rates.

Ready to find affordable Chatham, LA car insurance today? Enter your ZIP code for fast, free Chatham car insurance quotes.

Cheapest Chatham, LA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Chatham, LA car insurance rates? Every Chatham, Louisiana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Chatham, Louisiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,321 $4,321 $4,468 $4,468 $9,324 $11,717 $4,762 $5,152
GEICO $3,122 $3,596 $3,669 $4,430 $11,791 $12,555 $3,034 $2,989
Progressive $3,708 $3,467 $3,106 $3,341 $14,939 $16,624 $4,259 $4,387
State Farm $2,359 $2,359 $2,137 $2,137 $6,702 $8,424 $2,623 $2,947
USAA $2,346 $2,312 $2,264 $2,256 $6,980 $8,235 $2,899 $3,185

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Minimum Car Insurance in Chatham, LA

Every driver must carry the minimum car insurance in Chatham, LA. Take a look at the Louisiana car insurance requirements.

Minimum Required Car Insurance Coverage in Chatham, Louisiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Chatham, LA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Chatham, LA. Compare credit history car insurance rates in Chatham from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Chatham, Louisiana

Insurance Company Poor Fair Good
Allstate $7,943 $5,467 $4,790
GEICO $6,718 $5,830 $4,396
Progressive $7,602 $6,518 $6,067
State Farm $5,151 $3,310 $2,671
USAA $5,278 $3,354 $2,796

Cheapest Chatham, LA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Chatham, LA to rates for a clean record with top companies.

Annual Chatham, Louisiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,812 $7,299 $6,516 $5,639
GEICO $3,846 $6,211 $7,595 $4,941
Progressive $5,603 $7,532 $7,223 $6,556
State Farm $3,423 $3,998 $3,711 $3,711
USAA $2,904 $4,016 $4,855 $3,463

Cheapest Chatham, LA Car Insurance for Teen Drivers

Teen car insurance in Chatham, LA can be expensive. Take a look at rates from the top car insurance companies in Chatham for teenagers.

Annual Car Insurance Rates for Teen Drivers in Chatham, Louisiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,324 $11,717
GEICO $11,791 $12,555
Progressive $14,939 $16,624
State Farm $6,702 $8,424
USAA $6,980 $8,235

Cheapest Chatham, LA Car Insurance for Seniors

Take a look at Chatham, LA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Chatham, Louisiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,468 $4,468
GEICO $3,669 $4,430
Progressive $3,106 $3,341
State Farm $2,137 $2,137
USAA $2,264 $2,256

Cheapest Chatham, LA Car Insurance Rates After a DUI

A DUI in Chatham, LA increases car insurance rates. Compare Chatham, Louisiana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Chatham, Louisiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,516
GEICO $7,595
Progressive $7,223
State Farm $3,711
USAA $4,855

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Cheapest Chatham, LA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Chatham, LA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Chatham, Louisiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,067 $6,067
GEICO $5,541 $5,755
Progressive $6,729 $6,729
State Farm $3,617 $3,804
USAA $3,694 $3,925

The Best Cheap Car Insurance Companies in Chatham, LA

Take a look at a side-by-side comparison of the top car insurance companies in Chatham, LA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Chatham, Louisiana

Insurance Company Average Annual Rates
Allstate $6,067
GEICO $5,648
Progressive $6,729
State Farm $3,711
USAA $3,810

Category Winners: Cheapest Car Insurance in Chatham, Louisiana

Find the cheapest car insurance companies in Chatham, LA for each category right here.

Best Annual Car Insurance Rates by Company in Chatham, Louisiana

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Chatham, LA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Chatham car insurance rates. Find the cheapest Chatham, LA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Chatham, Louisiana

Insurance Company Low Medium High
Allstate $5,199 $6,184 $6,817
GEICO $4,830 $5,668 $6,446
Progressive $5,712 $6,677 $7,797
State Farm $3,288 $3,702 $4,142
USAA $3,375 $3,860 $4,194

What affects car insurance rates in Chatham, Louisiana?

What factors can have an impact on Chatham, LA car insurance? There are several reasons why Chatham car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Chatham, Louisiana.

Commute Time in Chatham

The more time you spend in your car the higher the risk of an accident. The average commute length in Chatham, LA is 22.7 minutes according to City-Data.

Compare Car Insurance Quotes in Chatham, LA

Ready to find affordable Chatham, Louisiana car insurance today? Enter your ZIP code for fast, free Chatham, LA car insurance quotes.

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