Compare Chattanooga Valley, GA Car Insurance Rates (2021)

Car insurance in Chattanooga Valley, GA averages $389 a month. Chattanooga Valley, Georgia car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Chattanooga Valley car insurance rates, compare quotes from the top car insurance companies in Chattanooga Valley, GA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Chattanooga Valley, GA are $4,667/year
  • The cheapest car insurance company in Chattanooga Valley is GEICO
  • The cheapest ZIP code in Chattanooga Valley is 30741

If you need to buy Chattanooga Valley, Georgia car insurance, the options can be confusing. Everything you need to know about car insurance in Chattanooga Valley, GA is right here.

You’ll find Chattanooga Valley car insurance rates, the cheapest Chattanooga Valley, GA car insurance companies, and information on Georgia car insurance laws. You can also compare Chattanooga Valley, Georgia car insurance rates to Marietta car insurance rates, Atlanta car insurance rates, and Smyrna car insurance rates.

Ready to find affordable Chattanooga Valley, GA car insurance today? Enter your ZIP code for fast, free Chattanooga Valley car insurance quotes.

Cheapest Chattanooga Valley, GA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Chattanooga Valley, GA car insurance rates? Every Chattanooga Valley, Georgia car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Chattanooga Valley, Georgia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,650 $2,650 $2,538 $2,538 $6,329 $8,206 $2,979 $3,256
GEICO $1,566 $1,551 $1,522 $1,522 $4,739 $5,679 $2,035 $2,254
Liberty Mutual $5,070 $5,517 $4,146 $4,707 $21,867 $24,422 $5,377 $5,723
Nationwide $3,713 $3,839 $3,661 $4,025 $11,535 $14,868 $4,525 $4,913
Progressive $2,430 $2,238 $2,092 $2,205 $7,922 $8,778 $2,826 $2,978
State Farm $1,975 $1,975 $1,780 $1,780 $5,392 $7,054 $2,170 $2,357
USAA $1,771 $1,766 $1,643 $1,646 $6,413 $7,609 $2,202 $2,428

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Minimum Car Insurance in Chattanooga Valley, GA

Every driver must carry the minimum car insurance in Chattanooga Valley, GA. Take a look at the Georgia car insurance requirements.

Minimum Required Car Insurance Coverage in Chattanooga Valley, Georgia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Chattanooga Valley, GA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Chattanooga Valley, GA. Compare credit history car insurance rates in Chattanooga Valley from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Chattanooga Valley, Georgia

Insurance Company Poor Fair Good
Allstate $5,043 $3,508 $3,129
GEICO $3,281 $2,306 $2,239
Liberty Mutual $13,756 $8,442 $6,613
Nationwide $7,607 $6,160 $5,388
Progressive $4,403 $3,833 $3,565
State Farm $4,336 $2,702 $2,142
USAA $4,146 $2,917 $2,490

Cheapest Chattanooga Valley, GA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Chattanooga Valley, GA to rates for a clean record with top companies.

Annual Chattanooga Valley, Georgia Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,205 $4,942 $4,052 $3,375
GEICO $1,764 $2,203 $4,489 $1,977
Liberty Mutual $7,287 $9,965 $11,456 $9,707
Nationwide $4,915 $5,767 $8,898 $5,959
Progressive $3,072 $5,471 $3,616 $3,576
State Farm $2,780 $3,340 $3,060 $3,060
USAA $2,433 $3,077 $4,517 $2,711

Cheapest Chattanooga Valley, GA Car Insurance for Teen Drivers

Teen car insurance in Chattanooga Valley, GA can be expensive. Take a look at rates from the top car insurance companies in Chattanooga Valley for teenagers.

Annual Car Insurance Rates for Teen Drivers in Chattanooga Valley, Georgia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,329 $8,206
GEICO $4,739 $5,679
Liberty Mutual $21,867 $24,422
Nationwide $11,535 $14,868
Progressive $7,922 $8,778
State Farm $5,392 $7,054
USAA $6,413 $7,609

Cheapest Chattanooga Valley, GA Car Insurance for Seniors

Take a look at Chattanooga Valley, GA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Chattanooga Valley, Georgia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,538 $2,538
GEICO $1,522 $1,522
Liberty Mutual $4,146 $4,707
Nationwide $3,661 $4,025
Progressive $2,092 $2,205
State Farm $1,780 $1,780
USAA $1,643 $1,646

Cheapest Chattanooga Valley, GA Car Insurance Rates After a DUI

A DUI in Chattanooga Valley, GA increases car insurance rates. Compare Chattanooga Valley, Georgia DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Chattanooga Valley, Georgia

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,052
GEICO $4,489
Liberty Mutual $11,456
Nationwide $8,898
Progressive $3,616
State Farm $3,060
USAA $4,517

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Cheapest Chattanooga Valley, GA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Chattanooga Valley, GA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Chattanooga Valley, Georgia

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,809 $3,978
GEICO $2,565 $2,652
Liberty Mutual $9,604 $9,604
Nationwide $6,385 $6,385
Progressive $3,934 $3,934
State Farm $3,060 $3,060
USAA $3,040 $3,330

Cheapest Chattanooga Valley, GA Car Insurance Rates by ZIP Code

Chattanooga Valley car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Chattanooga Valley, GA.

Annual Car Insurance Rates by ZIP Code in Chattanooga Valley, Georgia

ZIP Code Average Annual Rates
30725 $4,568
30741 $4,488

The Best Cheap Car Insurance Companies in Chattanooga Valley, GA

Take a look at a side-by-side comparison of the top car insurance companies in Chattanooga Valley, GA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Chattanooga Valley, Georgia

Insurance Company Average Annual Rates
Allstate $3,893
GEICO $2,608
Liberty Mutual $9,604
Nationwide $6,385
Progressive $3,934
State Farm $3,060
USAA $3,185

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Category Winners: Cheapest Car Insurance in Chattanooga Valley, Georgia

Find the cheapest car insurance companies in Chattanooga Valley, GA for each category right here.

Best Annual Car Insurance Rates by Company in Chattanooga Valley, Georgia

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

Cheapest Chattanooga Valley, GA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Chattanooga Valley car insurance rates. Find the cheapest Chattanooga Valley, GA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Chattanooga Valley, Georgia

Insurance Company Low Medium High
Allstate $3,641 $3,925 $4,114
GEICO $2,415 $2,621 $2,790
Liberty Mutual $9,198 $9,553 $10,060
Nationwide $6,285 $6,496 $6,373
Progressive $3,640 $3,878 $4,283
State Farm $2,866 $3,062 $3,253
USAA $3,053 $3,170 $3,331

What affects car insurance rates in Chattanooga Valley, Georgia?

What factors can have an impact on Chattanooga Valley, GA car insurance? There are several reasons why Chattanooga Valley car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Chattanooga Valley, Georgia.

Commute Time in Chattanooga Valley

The more time you spend in your car the higher the risk of an accident. The average commute length in Chattanooga Valley, GA is 27.2 minutes according to City-Data.

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Compare Car Insurance Quotes in Chattanooga Valley, GA

Ready to find affordable Chattanooga Valley, Georgia car insurance today? Enter your ZIP code for fast, free Chattanooga Valley, GA car insurance quotes.

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