Compare Cheap Ford Fusion Hybrid Insurance Quotes

If you want to buy cheap Ford Fusion Hybrid insurance coverage then you should know that a policy will cost $137 per month ($1,644 per year) on average. On average, Ford Fusion Hybrid comprehensive insurance coverage costs $400, collision coverage costs $584, and liability coverage costs $464.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 29, 2020

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Key Takeaways:

  • Full coverage costs around $1,644 a year or $137 each month
  • A liability-only policy costs around $660 a year or $55 each month
  • Highest rates are for teenage drivers at around $6,009 a year or $501 each month
  • Good drivers can save as much as $678 a year by earning policy discounts
  • Ford Fusion Hybrid insurance costs around $125 more per year than the average vehicle

Finding quality Ford Fusion Hybrid car insurance rates can seem like a tough task if you don’t know where to begin.

To give you a frame of reference, Ford Fusion Hybrid rates average out to $1,664 a year, or $137 per month, and good drivers can save as much as $678 a year in the form of policy discounts.

We have prepared this helpful article to show you how Ford Fusion Hybrid car insurance rates are calculated so you can compare quotes with confidence.

You can start comparing quotes for Ford Fusion Hybrid car insurance rates from some of the best car insurance companies by using our free online tool now.

Ford Fusion Hybrid Insurance Cost

The average Ford Fusion Hybrid car insurance rates are $1,644 a year or $137 a month.

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Are Ford Fusion Hybrids Expensive to Insure?

The chart below details how Ford Fusion Hybrid insurance rates compare to other hybrid/electrics like the Ford Fusion Energi, Chrysler Pacifica Hybrid, and Buick LaCrosse.

Vehicle Comprehensive Collision Liability Total
Ford Fusion Hybrid $322 $656 $466 $1,644
Ford Fusion Energi $336 $626 $372 $1,492
Chrysler Pacifica Hybrid $370 $656 $338 $1,500
Buick LaCrosse $320 $566 $338 $1,360
Lexus GS 450h $394 $774 $398 $1,724
Toyota Prius $306 $512 $332 $1,286
Hyundai Sonata Hybrid $322 $626 $420 $1,548
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However, there are a few things you can do to find the cheapest Ford insurance rates online.

What Impacts the Cost of Ford Fusion Hybrid Insurance?

The Ford Fusion Hybrid trim and model you choose can impact the total price you will pay for Ford Fusion Hybrid insurance coverage.

Age of the Vehicle

The average Ford Fusion Hybrid auto insurance rates are higher for newer models. For example, auto insurance for a 2020 Ford Fusion Hybrid costs $1,644, while 2010 Ford Fusion Hybrid insurance costs are $1,368, a difference of $276.

Model Year Comprehensive Collision Liability Total
2020 Ford Fusion Hybrid $322 $656 $466 $1,644
2019 Ford Fusion Hybrid $306 $630 $488 $1,624
2018 Ford Fusion Hybrid $294 $626 $498 $1,618
2017 Ford Fusion Hybrid $284 $610 $520 $1,614
2016 Ford Fusion Hybrid $274 $586 $536 $1,596
2015 Ford Fusion Hybrid $260 $564 $554 $1,578
2014 Ford Fusion Hybrid $250 $524 $564 $1,538
2013 Ford Fusion Hybrid $240 $494 $570 $1,504
2011 Ford Fusion Hybrid $214 $408 $574 $1,396
2010 Ford Fusion Hybrid $206 $382 $580 $1,368
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Driver Age

Driver age can have a significant effect on the cost of Ford Fusion Hybrid car insurance. For example, 30-year-old drivers pay approximately $72 more for their Ford Fusion Hybrid car insurance than 40-year-old drivers.

Driver Location

Where you live can have a large impact on Ford Fusion Hybrid insurance rates. For example, drivers in Phoenix may pay $904 a year less than drivers in Los Angeles.

Your Driving Record

Your driving record can have an impact on the cost of Ford Fusion Hybrid car insurance. Teens and drivers in their 20’s see the highest jump in their Ford Fusion Hybrid car insurance with violations on their driving record.

Ford Fusion Hybrid Safety Ratings

Your Ford Fusion Hybrid car insurance rates are tied to the safety ratings of the Ford Fusion Hybrid. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Good
Small overlap front: passenger-side Good
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good
Source: Insurance Institute for Highway Safety
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Ford Fusion Hybrid Crash Test Ratings

Ford Fusion Hybrid crash test ratings can impact your Ford Fusion Hybrid car insurance rates. See Ford Fusion Hybrid crash test results below:

Vehicle Tested Overall Frontal Side Rollover
2019 Ford Fusion Hybrid 4 DR FWD 5 stars 4 stars 5 stars 4 stars
2018 Ford Fusion Hybrid 4 DR FWD 5 stars 4 stars 5 stars 4 stars
2017 Ford Fusion Hybrid 4 DR FWD 5 stars 4 stars 5 stars 4 stars
2016 Ford Fusion Hybrid 4 DR FWD 5 stars 5 stars 4 stars 4 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Ford Fusion Hybrid Safety Features

Most drivers don’t realize that not only do Ford Fusion Hybrid safety features play a vital role in keeping passengers safe in crashes, but they can also help lower Ford Fusion Hybrid auto insurance rates. The Ford Fusion Hybrid’s safety features include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Integrated Turn Signal Mirrors
  • Traction Control
  • Blind Spot Monitor
  • Lane Departure Warning
  • Lane Keeping Assist
  • Cross-Traffic Alert

Ford Fusion Hybrid Insurance Loss Probability

Another contributing factor that plays a direct role in Ford Fusion Hybrid insurance rates is the loss probability for each type of coverage.

Insurance Coverage Category Loss Rate
Collision 25%
Property Damage -3%
Comprehensive -2%
Personal Injury -8%
Medical Payment -7%
Bodily Injury -5%
Source: Insurance Institute for Highway Safety
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Ford Fusion Hybrid Finance and Insurance Cost

If you are financing a Ford Fusion Hybrid, most lenders will require your carry higher Ford Fusion Hybrid coverage options including comprehensive coverage, so be sure to shop around and compare Ford Fusion Hybrid auto insurance quotes from the best auto insurance companies using our FREE tool below.

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Ways to Save on Ford Fusion Hybrid Insurance

There are several ways you can save even more on your Ford Fusion Hybrid car insurance rates. Take a look at the following five tips:

  • Choose Automatic Payments or EFT for Your Ford Fusion Hybrid Insurance Policy
  • Use Paperless Billing for Your Ford Fusion Hybrid Insurance Policy
  • Purchase a Roadside Assistance Program for Your Ford Fusion Hybrid
  • Ask for a Ford Fusion Hybrid Discount If You Have College Degree or Higher
  • Tell Your Insurer How You Use Your Ford Fusion Hybrid

Top Ford Fusion Hybrid Insurance Companies

Several insurance companies offer competitive rates for the Ford Fusion Hybrid based on factors like discounts for safety features. Take a look at these top car insurance companies that are popular with Ford Fusion Hybrid drivers organized by market share.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Compare Free Ford Fusion Hybrid Insurance Quotes Online

You can start comparing quotes for Ford Fusion Hybrid auto insurance rates from some of the best auto insurance companies by using our free online tool now.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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