Compare Cheap Lexus NX 300 Insurance Quotes

Auto insurance rates for a Lexus NX 300 average $1,594 a year, or around $133 a month. Mature drivers with good driving records may find rates as low as $937 a year.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 26, 2020

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Key Takeaways:

  • Full coverage costs around $1,594 a year or $133 each month
  • A liability-only policy costs around $639 a year or $53 each month
  • Highest rates are for teenage drivers at around $5,826 a year or $486 each month
  • Good drivers can save as much as $657 a year by earning policy discounts
  • Lexus NX 300 insurance costs around $75 more per year than the average vehicle

Lexus NX 300 car insurance rates cost drivers an average of $1,594 a year, which comes down to right around $133 per month. Some of the factors that determine Lexus NX 300 rates include the age of both the driver and vehicle, as well as the model’s safety features.

We have prepared this in-depth article so you can educate yourself more on Lexus NX 300 insurance rates. By the time you’ve read through it, you will be able to confidently compare policies.

You can start comparing quotes for Lexus NX 300 car insurance rates from some of the best car insurance companies by using our free online tool now.

Lexus NX 300 Insurance Cost

The average Lexus NX 300 car insurance costs are $1,594 a year or $133 a month.

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Are Lexus NX 300s Expensive to Insure?

The chart below details how Lexus NX 300 insurance rates compare to other crossovers like the Toyota C-HR, BMW X6, and Buick Envision.

Vehicle Comprehensive Collision Liability Total
Lexus NX 300 $376 $688 $372 $1,594
Toyota C-HR $254 $452 $258 $1,074
BMW X6 $432 $834 $398 $1,822
Buick Envision $320 $566 $398 $1,442
FIAT 500X $256 $506 $450 $1,392
Lincoln MKX $294 $596 $398 $1,446
Chevrolet Trax $280 $470 $372 $1,280
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However, there are a few things you can do to find the cheapest Lexus insurance rates online.

What Impacts the Cost of Lexus NX 300 Insurance?

The Lexus NX 300 trim and model you choose can impact the total price you will pay for Lexus NX 300 insurance coverage.

Age of the Vehicle

Older Lexus NX 300 models generally cost less to insure. For example, auto insurance for a 2020 Lexus NX 300 costs $1,594, while 2018 Lexus NX 300 insurance costs are $1,556, a difference of $38.

Model Year Comprehensive Collision Liability Total
2020 Lexus NX 300 $376 $688 $372 $1,594
2019 Lexus NX 300 $358 $660 $390 $1,566
2018 Lexus NX 300 $344 $656 $398 $1,556
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Driver Age

Driver age can have a significant effect on the cost of Lexus NX 300 car insurance. For example, 30-year-old drivers pay approximately $70 more for their Lexus NX 300 car insurance than 40-year-old drivers.

Driver Location

Where you live can have a large impact on Lexus NX 300 insurance rates. For example, drivers in Los Angeles may pay $1,371 a year more than drivers in Indianapolis.

Your Driving Record

Your driving record can have an impact on the cost of Lexus NX 300 car insurance. Teens and drivers in their 20’s see the highest jump in their Lexus NX 300 car insurance with violations on their driving record.

Lexus NX 300 Safety Features

The more safety features you have on your Lexus NX 300, the more likely it is that you can earn a discount. The Lexus NX 300’s safety features include:

  • Electronic Stability Control (ESC)
  • ABS And Driveline Traction Control
  • Side Impact Beams
  • Dual Stage Driver And Passenger Seat-Mounted Side Airbags
  • Lexus Enform Safety Connect Emergency Sos
  • Forward Collision Mitigation
  • Lane Keep Assist Lane Keeping Assist
  • Lane Keep Assist Lane Departure Warning
  • Tire Specific Low Tire Pressure Warning
  • Dual Stage Driver And Passenger Front Airbags
  • Curtain 1st And 2nd Row Airbags
  • Airbag Occupancy Sensor
  • Driver Knee Airbag and Passenger Cushion Front Airbag
  • Rear Child Safety Locks
  • Outboard Front Lap And Shoulder Safety Belts -inc: Rear Center 3 Point, Height Adjusters and Pretensioners

Lexus NX 300 Finance and Insurance Cost

When financing a Lexus NX 300, most lenders will require your carry higher Lexus NX 300 coverage options including comprehensive coverage, so be sure to shop around and compare Lexus NX 300 car insurance rates from the best companies using our FREE tool below.

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Ways to Save on Lexus NX 300 Insurance

You have more options at your disposal to save money on your Lexus NX 300 auto insurance costs. For example, try taking advantage of the following five strategies to reduce your Lexus NX 300 car insurance rates

  • Ask About Discounts for People with Disabilities
  • Don’t Assume your Lexus NX 300 is Cheaper to Insure than another vehicle. Compare. Compare. Compare.
  • Install an Aftermarket Anti-Theft Device for Your Lexus NX 300
  • Check Reviews and State Complaints Before You Choose an Insurer
  • Drive Your Lexus NX 300 Safely

Top Lexus NX 300 Insurance Companies

Who is the top car insurance company for Lexus NX 300 insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Lexus NX 300 auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Lexus NX 300 offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Compare Free Lexus NX 300 Insurance Quotes Online

You can start comparing quotes for Lexus NX 300 auto insurance rates from some of the best auto insurance companies by using our free online tool now.

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Average Monthly Car Insurance Rates by State