Compare Cheap Mazda 2 Insurance Quotes [How to Find Low Rates Online]

Average auto insurance rates for a Mazda 2 cost $1,142 a year, or around $95 a month. You can find cheap Mazda 2 insurance rates if you are a good driver—Mature drivers with good driving records may find rates as low as $671 a year.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 26, 2020

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Key Takeaways:

  • Full coverage costs around $1,142 a year or $95 each month
  • A liability-only policy costs around $458 a year or $38 each month
  • Highest rates are for teenage drivers at around $4,174 a year or $348 each month
  • Good drivers can save as much as $471 a year by earning policy discounts
  • Mazda 2 insurance costs around $377 less per year than the average vehicle

Mazda 2 car insurance rates cost drivers an average of $1,142 a year, which comes down to about $95 per month. Some of the factors that determine Mazda 2 rates include the age of both the driver and vehicle, as well as the safety features of the model. Take a look through this comprehensive guide to learn more about Mazda 2 insurance rates. It will help you as you start comparing policies from different companies.

You can start comparing quotes for Mazda 2 car insurance rates from some of the best car insurance companies by using our free online tool now.

Mazda 2 Insurance Cost

The average Mazda 2 car insurance rates are $1,142 a year or $95 a month.

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Are Mazda 2s Expensive to Insure?

The chart below details how Mazda 2 insurance rates compare to other subcompact hatchbacks like the Volkswagen Beetle, Volkswagen Golf, and Ford Focus RS.

Vehicle Comprehensive Collision Liability Total
Volkswagen Beetle $280 $542 $332 $1,290
Volkswagen Golf $306 $600 $390 $1,454
Ford Focus RS $332 $656 $398 $1,544
Mitsubishi Mirage $244 $448 $398 $1,248
Volkswagen Golf R $372 $660 $390 $1,580
Honda Fit $268 $512 $258 $1,148
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However, there are a few things you can do to find the cheapest Mazda insurance rates online.

What Impacts the Cost of Mazda 2 Insurance?

The Mazda 2 trim and model you choose can impact the total price you will pay for Mazda 2 insurance coverage.

Age of the Vehicle

Older Mazda 2 models generally cost less to insure. For example, auto insurance for a 2014 Mazda 2 costs $1,142, while 2011 Mazda 2 insurance costs are $1,048, a difference of $94.

Model Year Comprehensive Collision Liability Total
2014 Mazda 2 $206 $326 $452 $1,142
2013 Mazda 2 $198 $306 $456 $1,118
2012 Mazda 2 $190 $274 $460 $1,082
2011 Mazda 2 $178 $252 $460 $1,048
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Driver Age

Driver age can have a significant effect on Mazda 2 car insurance rates. For example, 20-year-old drivers pay $1,397 more for their Mazda 2 car insurance each year than 30-year-old drivers.

Driver Location

Where you live can have a large impact on Mazda 2 insurance rates. For example, drivers in Phoenix may pay $628 a year less than drivers in Los Angeles.

Your Driving Record

Your driving record can have an impact on the cost of Mazda 2 auto insurance. Teens and drivers in their 20’s see the highest jump in their Mazda 2 car insurance with violations on their driving record.

Mazda 2 Safety Ratings

Your Mazda 2 car insurance rates are influenced by the safety ratings of the Mazda 2. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Marginal
Small overlap front: passenger-side N/R
Moderate overlap front Good
Side Acceptable
Roof strength Good
Head restraints and seats Acceptable
Source: Insurance Institute for Highway Safety
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Mazda 2 Crash Test Ratings

The crash test ratings of the Mazda 2 can impact your Mazda 2 car insurance rates.

Vehicle Tested Overall Frontal Side Rollover
Mazda 2  5 Stars  5 Stars 5 Stars 4 Stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Mazda 2 Safety Features

Good Mazda 2 safety features can result in insurers giving you car insurance discounts. The safety features for the 2014 Mazda 2 are:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • Front Disc/Rear Drum Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Traction Control

Mazda 2 Finance and Insurance Cost

If you are financing a Mazda 2, most lenders will require your carry higher Mazda 2 coverage options including comprehensive coverage, so be sure to shop around and compare Mazda 2 car insurance rates from the best companies using our FREE tool below.

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Ways to Save on Mazda 2 Insurance

There are many ways that you can save on Mazda 2 car insurance to get the best value possible. Below are five scenarios you can explore to help keep your Mazda 2 car insurance rates low.

  • Purchase a Roadside Assistance Program for Your Mazda 2
  • Ask for a Higher Deductible for Your Mazda 2 Insurance Policy
  • Ask for a Mazda 2 Discount If You Have College Degree or Higher
  • Re-Check Mazda 2 Quotes Every 6 Months
  • Start Searching for New Mazda 2 Car Insurance a Month Before Your Renewal

Top Mazda 2 Insurance Companies

Who is the best company for Mazda 2 insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Mazda 2 insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Mazda 2 offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Compare Free Mazda 2 Insurance Quotes Online

Save money by comparing Mazda 2 insurance rates with free quotes online now!

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