Compare Cheap Nissan Frontier Insurance Quotes

Average car insurance rates for a Nissan Frontier cost $1,394 a year, or around $116 a month. Good drivers can save as much as $2,150 a year over higher risk drivers.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 19, 2020

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Key Takeaways:

  • Full coverage costs around $1,394 a year or $116 each month
  • A liability-only policy costs around $558 a year or $47 each month
  • Highest rates are for teenage drivers at around $5,095 a year or $425 each month
  • Good drivers can save as much as $575 a year by earning policy discounts
  • Nissan Frontier insurance costs around $125 less per year than the average vehicle

When it comes to Nissan Frontier insurance rates, drivers spend $125 less per year than the average vehicle. In fact, median Nissan Frontier car insurance rates amount to $1,394 per year, or $116 a month. We are going to explore how factors like driver age and location, personal driving record, and the model year of your truck will impact Nissan Frontier rates in this detailed article.

You can start comparing quotes for Nissan Frontier car insurance rates from some of the best car insurance companies by using our free online tool now.

Nissan Frontier Insurance Cost

The average Nissan Frontier car insurance costs are $1,394 a year or $116 a month.

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Are Nissan Frontiers Expensive to Insure?

The chart below details how Nissan Frontier insurance rates compare to other trucks like the Chevrolet Silverado 3500HD, Chevrolet Silverado, and Chevrolet Silverado 2500HD.

Vehicle Comprehensive Collision Liability Total
Nissan Frontier $294 $500 $420 $1,394
Chevrolet Silverado 3500HD $404 $656 $420 $1,660
Chevrolet Silverado $322 $562 $420 $1,484
Chevrolet Silverado 2500HD $362 $688 $420 $1,650
Toyota Tacoma $294 $482 $390 $1,324
Honda Ridgeline $306 $536 $450 $1,472
Toyota Tundra $320 $512 $440 $1,452
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However, there are a few things you can do to find the cheapest Nissan insurance rates online.

What Impacts the Cost of Nissan Frontier Insurance?

Even though the average annual rate for the Nissan Frontier is $1,394, your policy can be higher or lower depending upon your profile. Those factors include your age, home address, driving history, and the model year of your Nissan Frontier.

Age of the Vehicle

Older Nissan Frontier models generally cost less to insure. For example, auto insurance for a 2020 Nissan Frontier costs $1,394, while 2010 Nissan Frontier insurance costs are $1,186, a difference of $208.

Model Year Comprehensive Collision Liability Total
2020 Nissan Frontier $294 $500 $420 $1,394
2019 Nissan Frontier $280 $482 $440 $1,382
2018 Nissan Frontier $270 $478 $450 $1,378
2017 Nissan Frontier $260 $466 $470 $1,376
2016 Nissan Frontier $250 $446 $486 $1,362
2015 Nissan Frontier $238 $430 $500 $1,348
2014 Nissan Frontier $228 $400 $510 $1,318
2013 Nissan Frontier $218 $376 $514 $1,288
2012 Nissan Frontier $210 $338 $520 $1,248
2011 Nissan Frontier $196 $310 $520 $1,206
2010 Nissan Frontier $190 $292 $524 $1,186
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Driver Age

Driver age can have a significant impact on Nissan Frontier auto insurance rates. For example, 20-year-old drivers pay approximately $1,705 more each year for their Nissan Frontier auto insurance than 30-year-old drivers.

Driver Location

Where you live can have a large impact on Nissan Frontier insurance rates. For example, drivers in Los Angeles may pay $767 a year more than drivers in Phoenix.

Your Driving Record

Your driving record can have an impact on your Nissan Frontier auto insurance rates. Teens and drivers in their 20’s see the highest jump in their Nissan Frontier car insurance with violations on their driving record.

Nissan Frontier Safety Ratings

Your Nissan Frontier car insurance rates are tied to the safety ratings of the Nissan Frontier. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Marginal
Small overlap front: passenger-side Marginal
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Acceptable
Source: Insurance Institute for Highway Safety
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Nissan Frontier Crash Test Ratings

Not only do good Nissan Frontier crash test ratings mean you are better protected in a crash, but good crash ratings also mean cheaper Nissan Frontier auto insurance rates.

Vehicle Tested Overall Frontal Side Rollover
2020 Nissan Frontier King Cab PU/EC RWD N/R N/R N/R 3 stars
2020 Nissan Frontier King Cab PU/EC 4WD N/R N/R N/R 4 stars
2020 Nissan Frontier Crew Cab PU/CC RWD 4 stars 3 stars 5 stars 3 stars
2020 Nissan Frontier Crew Cab PU/CC 4WD 4 stars 3 stars 5 stars 4 stars
2019 Nissan Frontier King Cab PU/EC RWD N/R N/R N/R 3 stars
2019 Nissan Frontier King Cab PU/EC AWD N/R N/R N/R 4 stars
2019 Nissan Frontier Crew Cab PU/CC RWD Later Release 4 stars 3 stars 5 stars 3 stars
2019 Nissan Frontier Crew Cab PU/CC RWD Early Release 4 stars 3 stars 5 stars 3 stars
2019 Nissan Frontier Crew Cab PU/CC AWD Later Release 4 stars 3 stars 5 stars 4 stars
2019 Nissan Frontier Crew Cab PU/CC AWD Early Release 4 stars 3 stars 5 stars 4 stars
2018 Nissan Frontier King Cab PU/EC RWD N/R N/R N/R 3 stars
2018 Nissan Frontier King Cab PU/EC AWD N/R N/R N/R 4 stars
2018 Nissan Frontier Crew Cab PU/CC RWD N/R 3 stars N/R 3 stars
2018 Nissan Frontier Crew Cab PU/CC AWD N/R 3 stars N/R 4 stars
2017 Nissan Frontier King Cab PU/EC RWD N/R N/R N/R 3 stars
2017 Nissan Frontier King Cab PU/EC AWD N/R N/R N/R 4 stars
2017 Nissan Frontier Crew Cab PU/CC RWD 4 stars 3 stars 5 stars 3 stars
2017 Nissan Frontier Crew Cab PU/CC 4WD 4 stars 3 stars 5 stars 4 stars
2016 Nissan Frontier King Cab PU/EC RWD N/R N/R N/R 3 stars
2016 Nissan Frontier King Cab PU/EC 4WD N/R N/R N/R 4 stars
2016 Nissan Frontier Crew Cab PU/CC RWD N/R N/R N/R 3 stars
2016 Nissan Frontier Crew Cab PU/CC 4WD N/R N/R N/R 4 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Nissan Frontier Safety Features

Nissan Frontier safety features can lower the cost of your insurance. The safety features for the 2019 Nissan Frontier include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Electronic Stability Control
  • Traction Control

Nissan Frontier Insurance Loss Probability

The Nissan Frontier’s insurance loss ratio varies between different coverage types. While some types of insurance loss ratios are higher for the Nissan Frontier, others are more favorable and lead to lower insurance rates.

Insurance Coverage Category Loss Rate
Collision -43%
Property Damage no data
Comprehensive -36%
Personal Injury no data
Medical Payment no data
Bodily Injury no data
Source: Insurance Institute for Highway Safety
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Nissan Frontier Finance and Insurance Cost

If you are financing a Nissan Frontier, most lenders will require your carry higher Nissan Frontier coverage options including comprehensive coverage, so be sure to shop around and compare Nissan Frontier car insurance quotes from the best companies using our FREE tool below.

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Ways to Save on Nissan Frontier Insurance

You have more options at your disposal to save money on your Nissan Frontier auto insurance costs. For example, try taking advantage of the following five strategies to reduce your Nissan Frontier car insurance rates

  • Consider Ride Sharing Services to Lower Your Nissan Frontier Mileage
  • Ask About Discounts for People with Disabilities
  • Watch Your Insurer Closely When Your Nissan Frontier Needs Repairs
  • Compare Nissan Frontier Quotes for Free Online
  • Ask for a Nissan Frontier Discount If You Have College Degree or Higher

Top Nissan Frontier Insurance Companies

The best auto insurance companies for Nissan Frontier car insurance rates will offer competitive rates, discounts, and account for the Nissan Frontier’s safety features. The following list of car insurance companies outlines which companies hold the highest market share.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Compare Free Nissan Frontier Insurance Quotes Online

Start comparing Nissan Frontier auto insurance quotes for free by using our FREE online comparison tool.

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