Compare Cheap Nissan Maxima Insurance Quotes

Insurance rates for a Nissan Maxima average $1,576 a year, or around $131 a month. On average, comprehensive coverage costs $384, collision coverage costs $560, and liability coverage costs $445 for Nissan Maxima insurance.

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UPDATED: Jun 30, 2020

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Key takeaways:

  • Full coverage costs around $1,576 a year or $131 each month
  • A liability-only policy costs around $632 a year or $53 each month
  • Highest rates are for teenage drivers at around $5,760 a year or $480 each month
  • Good drivers can save as much as $650 a year by earning policy discounts
  • Nissan Maxima insurance costs around $57 more per year than the average vehicle

Nissan Maxima insurance rates are slightly more than the average vehicle. Drivers of an older Nissan Maxima may choose to get liability coverage only which averages $632 a year or $53 a month. Good drivers can save up to $650 a year in policy discounts by being safe and courteous while out on the roadways. Let’s look at Nissan Maxima insurance rates, crash test ratings, and more.

You can start comparing quotes for Nissan Maxima car insurance rates from some of the best car insurance companies by using our free online tool now.

Nissan Maxima Insurance Cost

The average Nissan Maxima car insurance rates are $1,576 a year or $131 a month.

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Are Nissan Maximas Expensive to Insure?

The chart below details how Nissan Maxima insurance rates compare to other sedans like the Volkswagen Passat, Dodge Charger, and Honda Civic.

VehicleComprehensiveCollisionLiabilityTotal
Nissan Maxima$390$656$372$1,576
Volkswagen Passat$332$600$390$1,480
Dodge Charger$376$626$466$1,668
Honda Civic$280$656$420$1,536
Chevrolet Malibu$322$532$372$1,384
Ford Taurus$344$596$398$1,496
Cadillac CTS$320$626$398$1,502

However, there are a few things you can do to find the cheapest Nissan insurance rates online.

What Impacts the Cost of Nissan Maxima Insurance?

The Nissan Maxima trim and model you choose can impact the total price you will pay for Nissan Maxima insurance coverage.

Age of the Vehicle

The average Nissan Maxima car insurance rates are higher for newer models. For example, car insurance rates for a 2020 Nissan Maxima are $1,576, while 2010 Nissan Maxima rates are $1,254, a difference of $322.

Model YearComprehensiveCollisionLiabilityTotal
2020 Nissan Maxima$390$656$372$1,576
2019 Nissan Maxima$372$630$390$1,550
2018 Nissan Maxima$356$626$398$1,538
2017 Nissan Maxima$344$610$416$1,528
2016 Nissan Maxima$332$586$430$1,506
2014 Nissan Maxima$302$524$452$1,436
2013 Nissan Maxima$290$494$456$1,398
2012 Nissan Maxima$278$442$460$1,338
2011 Nissan Maxima$260$408$460$1,286
2010 Nissan Maxima$250$382$464$1,254

Driver Age

Driver age can have a significant impact on Nissan Maxima auto insurance rates. As an example, a 40-year-old driver could pay $166 less each month for their Nissan Maxima auto insurance compared to a 20-year-old driver.

Driver Location

Where you live can have a large impact on Nissan Maxima insurance rates. For example, drivers in Houston may pay $1,162 a year more than drivers in Columbus.

Your Driving Record

Your driving record can have an impact on the cost of Nissan Maxima auto insurance. Teens and drivers in their 20’s see the highest jump in their Nissan Maxima auto insurance rates with violations on their driving record.

Nissan Maxima Safety Ratings

Your Nissan Maxima auto insurance rates are tied to the Nissan Maxima’s safety ratings. See the breakdown below:

Test TypeRating
Small overlap front: driver-sideGood
Small overlap front: passenger-sideGood
Moderate overlap frontGood
SideGood
Roof strengthGood
Head restraints and seatsGood
Source: Insurance Institute for Highway Safety

Nissan Maxima Crash Test Ratings

Poor Nissan Maxima crash test ratings could mean higher Nissan Maxima car insurance rates.

Vehicle TestedOverallFrontalSideRollover
2020 Nissan Maxima 4 DR FWD5 stars5 stars5 stars5 stars
2019 Nissan Maxima 4 DR FWDN/RN/RN/R5 stars
2018 Nissan Maxima 4 DR FWD5 stars4 stars5 stars5 stars
2017 Nissan Maxima 4 DR FWD5 stars5 stars5 stars5 stars
2016 Nissan Maxima 4 DR FWD Later Release5 stars5 stars5 stars5 stars
2016 Nissan Maxima 4 DR FWD Early Release5 stars5 stars5 stars5 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration

Nissan Maxima Safety Features

The Nissan Maxima safety features play a vital role in keeping passengers safe in crashes, but they can also help lower your Nissan Maxima auto insurance rates. The Nissan Maxima’s safety features include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • Rear Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Traction Control
  • Blind Spot Monitor
  • Lane Departure Warning

Nissan Maxima Finance and Insurance Cost

If you are financing a Nissan Maxima, you will pay more if you purchase Nissan Maxima car insurance at the dealership, so be sure to shop around and compare Nissan Maxima car insurance quotes from the best companies using our FREE tool below.

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Ways to Save on Nissan Maxima Insurance

If you want to reduce the cost of your Nissan Maxima insurance rates, follow these tips below:

  • Remove Young Drivers from Your Nissan Maxima Insurance Plan
  • Make Sure You’re Raising a Safe Driver
  • Compare Nissan Maxima Quotes Online
  • Choose Automatic Payments or EFT for Your Nissan Maxima Insurance Policy
  • Buy a Dashcam for Your Nissan Maxima

Top Nissan Maxima Insurance Companies

Who is the top auto insurance company for Nissan Maxima insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Nissan Maxima auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Nissan Maxima offers.

RankCompanyVolumeMarket Share
1State Farm$65,615,1909.3%
2GEICO$46,106,9716.6%
3Progressive$39,222,8795.6%
4Liberty Mutual$35,600,0515.1%
5Allstate$35,025,9035.0%
6Travelers$28,016,9664.0%
7USAA$23,483,0803.3%
8Chubb$23,388,3853.3%
9Farmers$20,643,5592.9%
10Nationwide$18,442,1452.6%
Source: Insurance Information Institute

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