Compare Cheektowaga, NY Car Insurance Rates (2021)

Car insurance in Cheektowaga, NY averages $299 a month. Cheektowaga, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Cheektowaga car insurance rates, compare quotes from the top car insurance companies in Cheektowaga, NY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Cheektowaga, NY are $3,592/year
  • The cheapest car insurance company in Cheektowaga is GEICO
  • Average car insurance rates in Cheektowaga, NY after a DUI are $4,757/year

If you need to buy Cheektowaga, New York car insurance, the options can be confusing. Everything you need to know about car insurance in Cheektowaga, NY is right here.

You’ll find Cheektowaga car insurance rates, the cheapest Cheektowaga, NY car insurance companies, and information on New York car insurance laws. You can also compare Cheektowaga, New York car insurance rates to Schenectady car insurance rates, New Rochelle car insurance rates, and Albany car insurance rates.

Ready to find affordable Cheektowaga, NY car insurance today? Enter your ZIP code for fast, free Cheektowaga car insurance quotes.

Cheapest Cheektowaga, NY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Cheektowaga, NY car insurance rates? Every Cheektowaga, New York car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Cheektowaga, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,758 $2,567 $2,596 $2,622 $8,007 $8,565 $2,672 $2,663
GEICO $1,405 $1,353 $1,368 $1,348 $3,007 $4,440 $1,263 $1,298
Liberty Mutual $3,563 $3,563 $3,320 $3,320 $6,949 $11,266 $3,563 $3,781
Nationwide $2,624 $2,624 $2,473 $2,473 $4,806 $7,187 $2,624 $3,372
Progressive $1,758 $1,620 $1,397 $1,423 $6,259 $6,939 $2,275 $2,194
State Farm $2,656 $2,656 $2,331 $2,331 $8,003 $10,272 $2,932 $3,080
Travelers $2,652 $2,660 $2,448 $2,609 $6,335 $7,634 $2,805 $2,903
USAA $1,710 $1,679 $1,558 $1,556 $6,940 $8,236 $2,187 $2,415

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Minimum Car Insurance in Cheektowaga, NY

Every driver must carry the minimum car insurance in Cheektowaga, NY. Take a look at the New York car insurance requirements.

Minimum Required Car Insurance Coverage in Cheektowaga, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Cheektowaga, NY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Cheektowaga, NY. Compare credit history car insurance rates in Cheektowaga from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Cheektowaga, New York

Insurance Company Poor Fair Good
Allstate $5,860 $3,395 $2,913
GEICO $2,425 $1,782 $1,599
Liberty Mutual $6,869 $4,501 $3,377
Nationwide $3,523 $3,523 $3,523
Progressive $4,713 $2,443 $1,795
State Farm $6,045 $3,792 $3,011
Travelers $5,221 $3,245 $2,801
USAA $5,026 $2,564 $2,266

Cheapest Cheektowaga, NY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Cheektowaga, NY to rates for a clean record with top companies.

Annual Cheektowaga, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,441 $3,441 $5,012 $4,332
GEICO $1,503 $1,639 $3,096 $1,503
Liberty Mutual $3,927 $3,927 $7,881 $3,927
Nationwide $2,680 $2,680 $5,989 $2,742
Progressive $2,899 $2,899 $3,218 $2,917
State Farm $4,071 $4,071 $4,495 $4,495
Travelers $3,194 $4,018 $4,074 $3,737
USAA $2,917 $2,965 $4,294 $2,965

Cheapest Cheektowaga, NY Car Insurance for Teen Drivers

Teen car insurance in Cheektowaga, NY can be expensive. Take a look at rates from the top car insurance companies in Cheektowaga for teenagers.

Annual Car Insurance Rates for Teen Drivers in Cheektowaga, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,007 $8,565
GEICO $3,007 $4,440
Liberty Mutual $6,949 $11,266
Nationwide $4,806 $7,187
Progressive $6,259 $6,939
State Farm $8,003 $10,272
Travelers $6,335 $7,634
USAA $6,940 $8,236

Cheapest Cheektowaga, NY Car Insurance for Seniors

Take a look at Cheektowaga, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Cheektowaga, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,596 $2,622
GEICO $1,368 $1,348
Liberty Mutual $3,320 $3,320
Nationwide $2,473 $2,473
Progressive $1,397 $1,423
State Farm $2,331 $2,331
Travelers $2,448 $2,609
USAA $1,558 $1,556

Cheapest Cheektowaga, NY Car Insurance Rates After a DUI

A DUI in Cheektowaga, NY increases car insurance rates. Compare Cheektowaga, New York DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Cheektowaga, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,012
GEICO $3,096
Liberty Mutual $7,881
Nationwide $5,989
Progressive $3,218
State Farm $4,495
Travelers $4,074
USAA $4,294

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Cheapest Cheektowaga, NY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Cheektowaga, NY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Cheektowaga, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,001 $4,112
GEICO $1,878 $1,992
Liberty Mutual $4,778 $5,053
Nationwide $3,523 $3,523
Progressive $2,983 $2,983
State Farm $4,128 $4,437
Travelers $3,756 $3,756
USAA $3,252 $3,318

The Best Cheap Car Insurance Companies in Cheektowaga, NY

Take a look at a side-by-side comparison of the top car insurance companies in Cheektowaga, NY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Cheektowaga, New York

Insurance Company Average Annual Rates
Allstate $4,056
GEICO $1,935
Liberty Mutual $4,916
Nationwide $3,523
Progressive $2,983
State Farm $4,283
Travelers $3,756
USAA $3,285

Category Winners: Cheapest Car Insurance in Cheektowaga, New York

Find the cheapest car insurance companies in Cheektowaga, NY for each category right here.

Best Annual Car Insurance Rates by Company in Cheektowaga, New York

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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Cheapest Cheektowaga, NY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Cheektowaga car insurance rates. Find the cheapest Cheektowaga, NY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Cheektowaga, New York

Insurance Company Low Medium High
Allstate $3,786 $4,040 $4,342
GEICO $1,815 $1,931 $2,060
Liberty Mutual $4,659 $4,897 $5,191
Nationwide $3,268 $3,488 $3,812
Progressive $2,807 $2,965 $3,178
State Farm $3,990 $4,316 $4,542
Travelers $3,503 $3,704 $4,060
USAA $3,179 $3,268 $3,409

What affects car insurance rates in Cheektowaga, New York?

What factors can have an impact on Cheektowaga, NY car insurance? There are several reasons why Cheektowaga car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Cheektowaga, New York.

Commute Time in Cheektowaga

The more time you spend in your car the higher the risk of an accident. The average commute length in Cheektowaga, NY is 19.2 minutes according to City-Data.

Compare Car Insurance Quotes in Cheektowaga, NY

Ready to find affordable Cheektowaga, New York car insurance today? Enter your ZIP code for fast, free Cheektowaga, NY car insurance quotes.

Free Car Insurance Comparison

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