Compare Chelsea, VT Car Insurance Rates (2021)

Car insurance in Chelsea, VT averages $271 a month. Chelsea, Vermont car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Chelsea car insurance rates, compare quotes from the top car insurance companies in Chelsea, VT.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Chelsea is USAA
  • Average car insurance rates in Chelsea, VT after a DUI are $3,684/year
  • Average car insurance rates in Chelsea, VT are $3,250/year

If you need to buy Chelsea, Vermont car insurance, the options can be confusing. Everything you need to know about car insurance in Chelsea, VT is right here.

You’ll find Chelsea car insurance rates, the cheapest Chelsea, VT car insurance companies, and information on Vermont car insurance laws. You can also compare Chelsea, Vermont car insurance rates to South Burlington car insurance rates, Burlington car insurance rates, and St. Albans car insurance rates.

Ready to find affordable Chelsea, VT car insurance today? Enter your ZIP code for fast, free Chelsea car insurance quotes.

Cheapest Chelsea, VT Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Chelsea, VT car insurance rates? Every Chelsea, Vermont car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Chelsea, Vermont

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,073 $2,073 $1,978 $1,978 $4,970 $6,567 $2,357 $2,588
GEICO $1,647 $1,531 $1,620 $1,476 $3,768 $4,394 $1,389 $1,358
Liberty Mutual $1,892 $2,046 $1,669 $1,870 $7,981 $8,868 $2,168 $2,300
Nationwide $1,443 $1,467 $1,298 $1,368 $3,528 $4,483 $1,656 $1,783
Progressive $3,392 $3,371 $3,034 $3,048 $10,483 $11,476 $3,469 $3,695
State Farm $2,859 $2,859 $2,554 $2,554 $8,492 $10,898 $3,188 $3,551
USAA $1,164 $1,169 $1,085 $1,078 $3,773 $3,953 $1,593 $1,665

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Minimum Car Insurance in Chelsea, VT

Every driver must carry the minimum car insurance in Chelsea, VT. Take a look at the Vermont car insurance requirements.

Minimum Required Car Insurance Coverage in Chelsea, Vermont

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Chelsea, VT Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Chelsea, VT. Compare credit history car insurance rates in Chelsea from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Chelsea, Vermont

Insurance Company Poor Fair Good
Allstate $3,769 $2,879 $2,570
GEICO $3,475 $1,829 $1,139
Liberty Mutual $5,396 $3,077 $2,325
Nationwide $2,455 $2,039 $1,891
Progressive $6,034 $5,052 $4,653
State Farm $8,129 $3,464 $2,265
USAA $2,799 $1,668 $1,338

Cheapest Chelsea, VT Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Chelsea, VT to rates for a clean record with top companies.

Annual Chelsea, Vermont Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,550 $3,363 $3,468 $2,910
GEICO $1,382 $2,302 $3,204 $1,703
Liberty Mutual $3,165 $3,791 $4,019 $3,422
Nationwide $1,706 $2,187 $2,747 $1,873
Progressive $4,422 $6,398 $4,967 $5,197
State Farm $4,200 $5,039 $4,619 $4,619
USAA $1,474 $1,860 $2,766 $1,639

Cheapest Chelsea, VT Car Insurance for Teen Drivers

Teen car insurance in Chelsea, VT can be expensive. Take a look at rates from the top car insurance companies in Chelsea for teenagers.

Annual Car Insurance Rates for Teen Drivers in Chelsea, Vermont

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $4,970 $6,567
GEICO $3,768 $4,394
Liberty Mutual $7,981 $8,868
Nationwide $3,528 $4,483
Progressive $10,483 $11,476
State Farm $8,492 $10,898
USAA $3,773 $3,953

Cheapest Chelsea, VT Car Insurance for Seniors

Take a look at Chelsea, VT senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Chelsea, Vermont

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,978 $1,978
GEICO $1,620 $1,476
Liberty Mutual $1,669 $1,870
Nationwide $1,298 $1,368
Progressive $3,034 $3,048
State Farm $2,554 $2,554
USAA $1,085 $1,078

Cheapest Chelsea, VT Car Insurance Rates After a DUI

A DUI in Chelsea, VT increases car insurance rates. Compare Chelsea, Vermont DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Chelsea, Vermont

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,468
GEICO $3,204
Liberty Mutual $4,019
Nationwide $2,747
Progressive $4,967
State Farm $4,619
USAA $2,766

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Cheapest Chelsea, VT Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Chelsea, VT by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Chelsea, Vermont

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,014 $3,131
GEICO $2,118 $2,178
Liberty Mutual $3,599 $3,599
Nationwide $2,128 $2,128
Progressive $5,246 $5,246
State Farm $4,473 $4,765
USAA $1,912 $1,958

The Best Cheap Car Insurance Companies in Chelsea, VT

Take a look at a side-by-side comparison of the top car insurance companies in Chelsea, VT to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Chelsea, Vermont

Insurance Company Average Annual Rates
Allstate $3,073
GEICO $2,148
Liberty Mutual $3,599
Nationwide $2,128
Progressive $5,246
State Farm $4,619
USAA $1,935

Category Winners: Cheapest Car Insurance in Chelsea, Vermont

Find the cheapest car insurance companies in Chelsea, VT for each category right here.

Best Annual Car Insurance Rates by Company in Chelsea, Vermont

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI Nationwide
With 1 Speeding Violation USAA

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Cheapest Chelsea, VT Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Chelsea car insurance rates. Find the cheapest Chelsea, VT car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Chelsea, Vermont

Insurance Company Low Medium High
Allstate $3,011 $3,068 $3,139
GEICO $2,074 $2,149 $2,221
Liberty Mutual $3,406 $3,588 $3,804
Nationwide $2,174 $2,135 $2,076
Progressive $4,999 $5,180 $5,559
State Farm $4,380 $4,642 $4,835
USAA $1,876 $1,932 $1,997

What affects car insurance rates in Chelsea, Vermont?

What factors can have an impact on Chelsea, VT car insurance? There are several reasons why Chelsea car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Chelsea, Vermont.

Commute Time in Chelsea

The more time you spend in your car the higher the risk of an accident. The average commute length in Chelsea, VT is 25.5 minutes according to City-Data.

Compare Car Insurance Quotes in Chelsea, VT

Ready to find affordable Chelsea, Vermont car insurance today? Enter your ZIP code for fast, free Chelsea, VT car insurance quotes.

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