Compare Chemung, NY Car Insurance Rates (2021)

Car insurance in Chemung, NY averages $252 a month. Chemung, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Chemung car insurance rates, compare quotes from the top car insurance companies in Chemung, NY.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Chemung, NY after a DUI are $3,965/year
  • The cheapest car insurance company in Chemung for teen drivers is GEICO
  • Average car insurance rates in Chemung, NY are $3,019/year

If you need to buy Chemung, New York car insurance, the options can be confusing. Everything you need to know about car insurance in Chemung, NY is right here.

You’ll find Chemung car insurance rates, the cheapest Chemung, NY car insurance companies, and information on New York car insurance laws. You can also compare Chemung, New York car insurance rates to New York car insurance rates, Utica car insurance rates, and Buffalo car insurance rates.

Ready to find affordable Chemung, NY car insurance today? Enter your ZIP code for fast, free Chemung car insurance quotes.

Cheapest Chemung, NY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Chemung, NY car insurance rates? Every Chemung, New York car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Chemung, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,193 $2,075 $2,046 $2,078 $6,152 $6,594 $2,198 $2,223
GEICO $1,426 $1,374 $1,387 $1,367 $2,967 $4,318 $1,288 $1,324
Liberty Mutual $3,324 $3,324 $3,095 $3,095 $6,426 $10,422 $3,324 $3,533
Nationwide $1,826 $1,826 $1,728 $1,728 $3,166 $4,680 $1,826 $2,305
Progressive $1,489 $1,407 $1,209 $1,223 $4,745 $5,278 $1,901 $1,851
State Farm $2,183 $2,183 $1,901 $1,901 $6,408 $8,289 $2,397 $2,545
Travelers $2,367 $2,401 $2,161 $2,325 $5,472 $6,529 $2,515 $2,631
USAA $1,529 $1,503 $1,379 $1,382 $6,103 $7,296 $1,953 $2,154

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Minimum Car Insurance in Chemung, NY

Every driver must carry the minimum car insurance in Chemung, NY. Take a look at the New York car insurance requirements.

Minimum Required Car Insurance Coverage in Chemung, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Chemung, NY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Chemung, NY. Compare credit history car insurance rates in Chemung from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Chemung, New York

Insurance Company Poor Fair Good
Allstate $4,556 $2,691 $2,338
GEICO $2,420 $1,779 $1,596
Liberty Mutual $6,379 $4,183 $3,142
Nationwide $2,385 $2,385 $2,385
Progressive $3,787 $1,950 $1,427
State Farm $4,908 $3,077 $2,442
Travelers $4,533 $2,870 $2,498
USAA $4,512 $2,242 $1,983

Cheapest Chemung, NY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Chemung, NY to rates for a clean record with top companies.

Annual Chemung, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,733 $2,733 $3,912 $3,402
GEICO $1,527 $1,664 $3,007 $1,527
Liberty Mutual $3,674 $3,674 $7,251 $3,674
Nationwide $1,840 $1,840 $3,981 $1,880
Progressive $2,326 $2,326 $2,561 $2,339
State Farm $3,314 $3,314 $3,638 $3,638
Travelers $2,833 $3,517 $3,567 $3,283
USAA $2,589 $2,631 $3,799 $2,631

Cheapest Chemung, NY Car Insurance for Teen Drivers

Teen car insurance in Chemung, NY can be expensive. Take a look at rates from the top car insurance companies in Chemung for teenagers.

Annual Car Insurance Rates for Teen Drivers in Chemung, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,152 $6,594
GEICO $2,967 $4,318
Liberty Mutual $6,426 $10,422
Nationwide $3,166 $4,680
Progressive $4,745 $5,278
State Farm $6,408 $8,289
Travelers $5,472 $6,529
USAA $6,103 $7,296

Cheapest Chemung, NY Car Insurance for Seniors

Take a look at Chemung, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Chemung, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,046 $2,078
GEICO $1,387 $1,367
Liberty Mutual $3,095 $3,095
Nationwide $1,728 $1,728
Progressive $1,209 $1,223
State Farm $1,901 $1,901
Travelers $2,161 $2,325
USAA $1,379 $1,382

Cheapest Chemung, NY Car Insurance Rates After a DUI

A DUI in Chemung, NY increases car insurance rates. Compare Chemung, New York DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Chemung, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,912
GEICO $3,007
Liberty Mutual $7,251
Nationwide $3,981
Progressive $2,561
State Farm $3,638
Travelers $3,567
USAA $3,799

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Cheapest Chemung, NY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Chemung, NY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Chemung, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,153 $3,237
GEICO $1,875 $1,988
Liberty Mutual $4,440 $4,696
Nationwide $2,385 $2,385
Progressive $2,388 $2,388
State Farm $3,355 $3,597
Travelers $3,300 $3,300
USAA $2,883 $2,941

The Best Cheap Car Insurance Companies in Chemung, NY

Take a look at a side-by-side comparison of the top car insurance companies in Chemung, NY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Chemung, New York

Insurance Company Average Annual Rates
Allstate $3,195
GEICO $1,931
Liberty Mutual $4,568
Nationwide $2,385
Progressive $2,388
State Farm $3,476
Travelers $3,300
USAA $2,912

Category Winners: Cheapest Car Insurance in Chemung, New York

Find the cheapest car insurance companies in Chemung, NY for each category right here.

Best Annual Car Insurance Rates by Company in Chemung, New York

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

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Cheapest Chemung, NY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Chemung car insurance rates. Find the cheapest Chemung, NY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Chemung, New York

Insurance Company Low Medium High
Allstate $3,027 $3,185 $3,372
GEICO $1,838 $1,926 $2,031
Liberty Mutual $4,396 $4,554 $4,754
Nationwide $2,255 $2,367 $2,534
Progressive $2,280 $2,376 $2,508
State Farm $3,294 $3,497 $3,637
Travelers $3,130 $3,266 $3,504
USAA $2,839 $2,901 $2,997

Compare Car Insurance Quotes in Chemung, NY

Ready to find affordable Chemung, New York car insurance today? Enter your ZIP code for fast, free Chemung, NY car insurance quotes.

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