Compare Cheraw, SC Car Insurance Rates (2021)

Car insurance in Cheraw, SC averages $308 a month. Cheraw, South Carolina car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Cheraw car insurance rates, compare quotes from the top car insurance companies in Cheraw, SC.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • Average car insurance rates in Cheraw, SC after a DUI are $4,237/year
  • Average car insurance rates in Cheraw, SC are $3,702/year
  • The cheapest car insurance company in Cheraw for teen drivers is GEICO

If you need to buy Cheraw, South Carolina car insurance, the options can be confusing. Everything you need to know about car insurance in Cheraw, SC is right here.

You’ll find Cheraw car insurance rates, the cheapest Cheraw, SC car insurance companies, and information on South Carolina car insurance laws. You can also compare Cheraw, South Carolina car insurance rates to Florence car insurance rates, Hilton Head Island car insurance rates, and Mount Pleasant car insurance rates.

Ready to find affordable Cheraw, SC car insurance today? Enter your ZIP code for fast, free Cheraw car insurance quotes.

Cheapest Cheraw, SC Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Cheraw, SC car insurance rates? Every Cheraw, South Carolina car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Cheraw, South Carolina

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,483 $2,483 $2,376 $2,376 $6,409 $8,189 $2,756 $2,999
Farmers $3,206 $3,237 $3,076 $3,318 $8,533 $9,245 $3,513 $3,492
GEICO $2,296 $2,296 $2,099 $2,099 $5,459 $5,593 $2,670 $2,733
Nationwide $2,374 $2,407 $2,138 $2,222 $5,664 $7,309 $2,679 $2,925
Progressive $2,408 $2,196 $2,061 $2,160 $9,710 $10,694 $2,726 $2,796
State Farm $1,872 $1,872 $1,692 $1,692 $5,299 $6,663 $2,099 $2,360
USAA $1,906 $1,916 $1,754 $1,762 $7,568 $8,291 $2,505 $2,648

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Cheraw, SC

Every driver must carry the minimum car insurance in Cheraw, SC. Take a look at the South Carolina car insurance requirements.

Minimum Required Car Insurance Coverage in Cheraw, South Carolina

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Cheraw, SC Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Cheraw, SC. Compare credit history car insurance rates in Cheraw from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Cheraw, South Carolina

Insurance Company Poor Fair Good
Allstate $4,735 $3,547 $2,994
Farmers $5,430 $4,530 $4,147
GEICO $4,813 $2,589 $2,065
Nationwide $4,115 $3,341 $2,938
Progressive $4,848 $4,238 $3,945
State Farm $4,220 $2,580 $2,031
USAA $5,526 $2,724 $2,381

Cheapest Cheraw, SC Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Cheraw, SC to rates for a clean record with top companies.

Annual Cheraw, South Carolina Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,836 $4,499 $3,956 $3,745
Farmers $3,931 $5,405 $4,515 $4,958
GEICO $2,418 $3,113 $4,674 $2,418
Nationwide $2,764 $3,562 $4,493 $3,040
Progressive $3,558 $5,164 $4,349 $4,305
State Farm $2,678 $3,268 $2,914 $2,914
USAA $2,807 $3,468 $4,756 $3,144

Cheapest Cheraw, SC Car Insurance for Teen Drivers

Teen car insurance in Cheraw, SC can be expensive. Take a look at rates from the top car insurance companies in Cheraw for teenagers.

Annual Car Insurance Rates for Teen Drivers in Cheraw, South Carolina

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,409 $8,189
Farmers $8,533 $9,245
GEICO $5,459 $5,593
Nationwide $5,664 $7,309
Progressive $9,710 $10,694
State Farm $5,299 $6,663
USAA $7,568 $8,291

Cheapest Cheraw, SC Car Insurance for Seniors

Take a look at Cheraw, SC senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Cheraw, South Carolina

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,376 $2,376
Farmers $3,076 $3,318
GEICO $2,099 $2,099
Nationwide $2,138 $2,222
Progressive $2,061 $2,160
State Farm $1,692 $1,692
USAA $1,754 $1,762

Cheapest Cheraw, SC Car Insurance Rates After a DUI

A DUI in Cheraw, SC increases car insurance rates. Compare Cheraw, South Carolina DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Cheraw, South Carolina

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,956
Farmers $4,515
GEICO $4,674
Nationwide $4,493
Progressive $4,349
State Farm $2,914
USAA $4,756

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Cheraw, SC Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Cheraw, SC by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Cheraw, South Carolina

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,680 $3,837
Farmers $4,702 $4,702
GEICO $3,140 $3,172
Nationwide $3,465 $3,465
Progressive $4,344 $4,344
State Farm $2,871 $3,016
USAA $3,506 $3,581

The Best Cheap Car Insurance Companies in Cheraw, SC

Take a look at a side-by-side comparison of the top car insurance companies in Cheraw, SC to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Cheraw, South Carolina

Insurance Company Average Annual Rates
Allstate $3,759
Farmers $4,702
GEICO $3,156
Nationwide $3,465
Progressive $4,344
State Farm $2,944
USAA $3,544

Category Winners: Cheapest Car Insurance in Cheraw, South Carolina

Find the cheapest car insurance companies in Cheraw, SC for each category right here.

Best Annual Car Insurance Rates by Company in Cheraw, South Carolina

Category Insurance Company
Teenagers GEICO
Seniors State Farm
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Cheraw, SC Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Cheraw car insurance rates. Find the cheapest Cheraw, SC car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Cheraw, South Carolina

Insurance Company Low Medium High
Allstate $3,533 $3,740 $4,004
Farmers $4,079 $4,691 $5,338
GEICO $2,919 $3,120 $3,429
Nationwide $3,405 $3,466 $3,524
Progressive $3,933 $4,265 $4,834
State Farm $2,732 $2,942 $3,157
USAA $3,319 $3,538 $3,774

What affects car insurance rates in Cheraw, South Carolina?

What factors can have an impact on Cheraw, SC car insurance? There are several reasons why Cheraw car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Cheraw, South Carolina.

Commute Time in Cheraw

The more time you spend in your car the higher the risk of an accident. The average commute length in Cheraw, SC is 17.6 minutes according to City-Data.

Compare Car Insurance Quotes in Cheraw, SC

Ready to find affordable Cheraw, South Carolina car insurance today? Enter your ZIP code for fast, free Cheraw, SC car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption