Compare Cherokee, AL Car Insurance Rates (2021)

Car insurance in Cherokee, AL averages $281 a month. Cherokee, Alabama car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Cherokee car insurance rates, compare quotes from the top car insurance companies in Cherokee, AL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Cherokee, AL after a DUI are $3,849/year
  • Average car insurance rates in Cherokee, AL are $3,370/year
  • The cheapest car insurance company in Cherokee for teen drivers is USAA

If you need to buy Cherokee, Alabama car insurance, the options can be confusing. Everything you need to know about car insurance in Cherokee, AL is right here.

You’ll find Cherokee car insurance rates, the cheapest Cherokee, AL car insurance companies, and information on Alabama car insurance laws. You can also compare Cherokee, Alabama car insurance rates to Hoover car insurance rates, Tuscaloosa car insurance rates, and Dothan car insurance rates.

Ready to find affordable Cherokee, AL car insurance today? Enter your ZIP code for fast, free Cherokee car insurance quotes.

Cheapest Cherokee, AL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Cherokee, AL car insurance rates? Every Cherokee, Alabama car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Cherokee, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,866 $1,781 $1,686 $1,718 $6,402 $6,874 $2,093 $2,142
Farmers $2,117 $2,100 $1,890 $2,014 $8,315 $8,550 $2,396 $2,475
GEICO $1,909 $1,891 $1,804 $1,850 $4,918 $4,831 $2,014 $1,877
Liberty Mutual $2,898 $3,132 $2,380 $2,664 $10,441 $11,615 $3,087 $3,287
Nationwide $1,553 $1,571 $1,421 $1,468 $4,020 $5,157 $1,718 $1,913
Progressive $2,175 $2,036 $1,782 $1,909 $8,872 $9,891 $2,534 $2,678
State Farm $2,556 $2,556 $2,311 $2,311 $7,700 $9,643 $2,886 $3,327
Travelers $1,392 $1,413 $1,309 $1,306 $7,535 $11,907 $1,319 $1,500
USAA $1,243 $1,256 $1,160 $1,130 $3,726 $4,122 $1,613 $1,734

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Minimum Car Insurance in Cherokee, AL

Every driver must carry the minimum car insurance in Cherokee, AL. Take a look at the Alabama car insurance requirements.

Minimum Required Car Insurance Coverage in Cherokee, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Cherokee, AL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Cherokee, AL. Compare credit history car insurance rates in Cherokee from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Cherokee, Alabama

Insurance Company Poor Fair Good
Allstate $3,796 $2,978 $2,437
Farmers $4,179 $3,603 $3,415
GEICO $3,352 $2,393 $2,165
Liberty Mutual $7,067 $4,337 $3,410
Nationwide $2,835 $2,216 $2,007
Progressive $4,499 $3,856 $3,599
State Farm $6,743 $3,417 $2,323
Travelers $3,771 $3,273 $3,336
USAA $2,683 $1,749 $1,562

Cheapest Cherokee, AL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Cherokee, AL to rates for a clean record with top companies.

Annual Cherokee, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,616 $3,075 $3,639 $2,950
Farmers $3,141 $4,069 $3,970 $3,750
GEICO $1,792 $2,855 $3,504 $2,395
Liberty Mutual $3,878 $5,386 $5,274 $5,214
Nationwide $2,066 $2,066 $2,979 $2,299
Progressive $3,595 $4,519 $3,877 $3,947
State Farm $3,758 $4,654 $4,116 $4,116
Travelers $2,884 $3,025 $4,425 $3,506
USAA $1,538 $1,933 $2,859 $1,662

Cheapest Cherokee, AL Car Insurance for Teen Drivers

Teen car insurance in Cherokee, AL can be expensive. Take a look at rates from the top car insurance companies in Cherokee for teenagers.

Annual Car Insurance Rates for Teen Drivers in Cherokee, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,402 $6,874
Farmers $8,315 $8,550
GEICO $4,918 $4,831
Liberty Mutual $10,441 $11,615
Nationwide $4,020 $5,157
Progressive $8,872 $9,891
State Farm $7,700 $9,643
Travelers $7,535 $11,907
USAA $3,726 $4,122

Cheapest Cherokee, AL Car Insurance for Seniors

Take a look at Cherokee, AL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Cherokee, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,686 $1,718
Farmers $1,890 $2,014
GEICO $1,804 $1,850
Liberty Mutual $2,380 $2,664
Nationwide $1,421 $1,468
Progressive $1,782 $1,909
State Farm $2,311 $2,311
Travelers $1,309 $1,306
USAA $1,160 $1,130

Cheapest Cherokee, AL Car Insurance Rates After a DUI

A DUI in Cherokee, AL increases car insurance rates. Compare Cherokee, Alabama DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Cherokee, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,639
Farmers $3,970
GEICO $3,504
Liberty Mutual $5,274
Nationwide $2,979
Progressive $3,877
State Farm $4,116
Travelers $4,425
USAA $2,859

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Cheapest Cherokee, AL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Cherokee, AL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Cherokee, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,070 $3,070
Farmers $3,732 $3,732
GEICO $2,587 $2,686
Liberty Mutual $4,938 $4,938
Nationwide $2,353 $2,353
Progressive $3,985 $3,985
State Farm $4,061 $4,261
Travelers $3,460 $3,460
USAA $1,907 $2,089

The Best Cheap Car Insurance Companies in Cherokee, AL

Take a look at a side-by-side comparison of the top car insurance companies in Cherokee, AL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Cherokee, Alabama

Insurance Company Average Annual Rates
Allstate $3,070
Farmers $3,732
GEICO $2,637
Liberty Mutual $4,938
Nationwide $2,353
Progressive $3,985
State Farm $4,161
Travelers $3,460
USAA $1,998

Category Winners: Cheapest Car Insurance in Cherokee, Alabama

Find the cheapest car insurance companies in Cherokee, AL for each category right here.

Best Annual Car Insurance Rates by Company in Cherokee, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Cherokee, AL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Cherokee car insurance rates. Find the cheapest Cherokee, AL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Cherokee, Alabama

Insurance Company Low Medium High
Allstate $2,970 $3,065 $3,175
Farmers $3,505 $3,680 $4,012
GEICO $2,437 $2,625 $2,848
Liberty Mutual $4,710 $4,914 $5,190
Nationwide $2,330 $2,333 $2,395
Progressive $3,538 $3,960 $4,455
State Farm $3,934 $4,155 $4,394
Travelers $3,269 $3,529 $3,582
USAA $1,926 $1,987 $2,080

What affects car insurance rates in Cherokee, Alabama?

What factors can have an impact on Cherokee, AL car insurance? There are several reasons why Cherokee car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Cherokee, Alabama.

Car Theft in Cherokee

High levels of vehicle theft can make car insurance more expensive. Cherokee, AL car theft statistics from the FBI indicate 4 vehicle thefts a year.

Commute Time in Cherokee

The more time you spend in your car the higher the risk of an accident. The average commute length in Cherokee, AL is 22.8 minutes according to City-Data.

Compare Car Insurance Quotes in Cherokee, AL

Ready to find affordable Cherokee, Alabama car insurance today? Enter your ZIP code for fast, free Cherokee, AL car insurance quotes.

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