Compare Cherokee, OK Car Insurance Rates (2021)

Car insurance in Cherokee, OK averages $324 a month. Cherokee, Oklahoma car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Cherokee car insurance rates, compare quotes from the top car insurance companies in Cherokee, OK.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Cherokee, OK are $3,888/year
  • The cheapest car insurance company in Cherokee is State Farm
  • The cheapest car insurance company in Cherokee for teen drivers is State Farm

If you need to buy Cherokee, Oklahoma car insurance, the options can be confusing. Everything you need to know about car insurance in Cherokee, OK is right here.

You’ll find Cherokee car insurance rates, the cheapest Cherokee, OK car insurance companies, and information on Oklahoma car insurance laws. You can also compare Cherokee, Oklahoma car insurance rates to Edmond car insurance rates, Broken Arrow car insurance rates, and Moore car insurance rates.

Ready to find affordable Cherokee, OK car insurance today? Enter your ZIP code for fast, free Cherokee car insurance quotes.

Cheapest Cherokee, OK Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Cherokee, OK car insurance rates? Every Cherokee, Oklahoma car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Cherokee, Oklahoma

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,222 $2,241 $2,033 $2,137 $6,613 $7,716 $2,417 $2,557
Farmers $2,505 $2,498 $2,259 $2,370 $8,846 $9,087 $2,825 $2,976
GEICO $2,145 $2,322 $2,260 $2,500 $6,078 $6,489 $1,881 $1,913
Liberty Mutual $4,192 $4,424 $3,688 $4,004 $11,071 $12,131 $4,358 $4,512
Progressive $2,631 $2,504 $2,164 $2,294 $10,276 $11,518 $3,069 $3,199
State Farm $1,809 $1,809 $1,577 $1,577 $4,201 $5,336 $1,888 $2,101
USAA $1,837 $1,859 $1,742 $1,784 $5,760 $6,484 $2,387 $2,651

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Minimum Car Insurance in Cherokee, OK

Every driver must carry the minimum car insurance in Cherokee, OK. Take a look at the Oklahoma car insurance requirements.

Minimum Required Car Insurance Coverage in Cherokee, Oklahoma

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Cherokee, OK Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Cherokee, OK. Compare credit history car insurance rates in Cherokee from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Cherokee, Oklahoma

Insurance Company Poor Fair Good
Allstate $4,318 $3,270 $2,888
Farmers $4,816 $3,942 $3,754
GEICO $3,852 $3,199 $2,545
Liberty Mutual $8,698 $5,289 $4,157
Progressive $5,353 $4,546 $4,222
State Farm $3,523 $2,263 $1,825
USAA $4,582 $2,570 $2,038

Cheapest Cherokee, OK Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Cherokee, OK to rates for a clean record with top companies.

Annual Cherokee, Oklahoma Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,021 $3,533 $4,035 $3,379
Farmers $3,539 $4,505 $4,396 $4,243
GEICO $2,351 $3,566 $3,899 $2,978
Liberty Mutual $4,098 $6,788 $7,687 $5,618
Progressive $3,670 $6,797 $4,052 $4,308
State Farm $2,380 $2,694 $2,537 $2,537
USAA $2,266 $3,225 $3,979 $2,783

Cheapest Cherokee, OK Car Insurance for Teen Drivers

Teen car insurance in Cherokee, OK can be expensive. Take a look at rates from the top car insurance companies in Cherokee for teenagers.

Annual Car Insurance Rates for Teen Drivers in Cherokee, Oklahoma

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,613 $7,716
Farmers $8,846 $9,087
GEICO $6,078 $6,489
Liberty Mutual $11,071 $12,131
Progressive $10,276 $11,518
State Farm $4,201 $5,336
USAA $5,760 $6,484

Cheapest Cherokee, OK Car Insurance for Seniors

Take a look at Cherokee, OK senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Cherokee, Oklahoma

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,033 $2,137
Farmers $2,259 $2,370
GEICO $2,260 $2,500
Liberty Mutual $3,688 $4,004
Progressive $2,164 $2,294
State Farm $1,577 $1,577
USAA $1,742 $1,784

Cheapest Cherokee, OK Car Insurance Rates After a DUI

A DUI in Cherokee, OK increases car insurance rates. Compare Cherokee, Oklahoma DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Cherokee, Oklahoma

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,035
Farmers $4,396
GEICO $3,899
Liberty Mutual $7,687
Progressive $4,052
State Farm $2,537
USAA $3,979

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Cheapest Cherokee, OK Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Cherokee, OK by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Cherokee, Oklahoma

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,492 $3,492
Farmers $4,171 $4,171
GEICO $3,136 $3,262
Liberty Mutual $6,048 $6,048
Progressive $4,707 $4,707
State Farm $2,493 $2,581
USAA $3,026 $3,100

The Best Cheap Car Insurance Companies in Cherokee, OK

Take a look at a side-by-side comparison of the top car insurance companies in Cherokee, OK to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Cherokee, Oklahoma

Insurance Company Average Annual Rates
Allstate $3,492
Farmers $4,171
GEICO $3,199
Liberty Mutual $6,048
Progressive $4,707
State Farm $2,537
USAA $3,063

Category Winners: Cheapest Car Insurance in Cherokee, Oklahoma

Find the cheapest car insurance companies in Cherokee, OK for each category right here.

Best Annual Car Insurance Rates by Company in Cherokee, Oklahoma

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest Cherokee, OK Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Cherokee car insurance rates. Find the cheapest Cherokee, OK car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Cherokee, Oklahoma

Insurance Company Low Medium High
Allstate $3,289 $3,479 $3,708
Farmers $4,017 $4,132 $4,364
GEICO $3,008 $3,199 $3,389
Liberty Mutual $5,751 $6,026 $6,366
Progressive $4,337 $4,674 $5,110
State Farm $2,394 $2,517 $2,701
USAA $2,975 $3,057 $3,157

What affects car insurance rates in Cherokee, Oklahoma?

What factors can have an impact on Cherokee, OK car insurance? There are several reasons why Cherokee car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Cherokee, Oklahoma.

Commute Time in Cherokee

The more time you spend in your car the higher the risk of an accident. The average commute length in Cherokee, OK is 30.2 minutes according to City-Data.

Compare Car Insurance Quotes in Cherokee, OK

Ready to find affordable Cherokee, Oklahoma car insurance today? Enter your ZIP code for fast, free Cherokee, OK car insurance quotes.

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