Compare Cherry Valley, IL Car Insurance Rates (2021)

Car insurance in Cherry Valley, IL averages $270 a month. Cherry Valley, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Cherry Valley car insurance rates, compare quotes from the top car insurance companies in Cherry Valley, IL.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • Average car insurance rates in Cherry Valley, IL are $3,234/year
  • Average car insurance rates in Cherry Valley, IL after a DUI are $3,777/year
  • The cheapest car insurance company in Cherry Valley is State Farm

If you need to buy Cherry Valley, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in Cherry Valley, IL is right here.

You’ll find Cherry Valley car insurance rates, the cheapest Cherry Valley, IL car insurance companies, and information on Illinois car insurance laws. You can also compare Cherry Valley, Illinois car insurance rates to Naperville car insurance rates, Chicago car insurance rates, and Champaign car insurance rates.

Ready to find affordable Cherry Valley, IL car insurance today? Enter your ZIP code for fast, free Cherry Valley car insurance quotes.

Cheapest Cherry Valley, IL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Cherry Valley, IL car insurance rates? Every Cherry Valley, Illinois car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Cherry Valley, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,426 $3,441 $3,587 $3,587 $8,978 $11,664 $4,120 $4,454
American Family $2,267 $2,267 $2,082 $2,082 $6,534 $9,008 $2,267 $2,930
Farmers $2,420 $2,419 $2,141 $2,270 $10,698 $11,160 $2,767 $2,886
GEICO $1,637 $1,675 $1,591 $1,935 $5,399 $5,604 $2,066 $1,957
Liberty Mutual $1,478 $1,598 $1,220 $1,372 $5,100 $5,694 $1,543 $1,628
Nationwide $1,556 $1,580 $1,390 $1,468 $4,204 $5,377 $1,806 $1,951
Progressive $2,048 $1,924 $1,691 $1,786 $7,387 $8,269 $2,421 $2,583
State Farm $1,374 $1,374 $1,240 $1,240 $4,127 $5,220 $1,558 $1,801
Travelers $1,576 $1,660 $1,451 $1,544 $4,707 $5,933 $1,668 $1,755
USAA $1,651 $1,683 $1,537 $1,518 $5,304 $5,849 $2,174 $2,396

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Cherry Valley, IL

Every driver must carry the minimum car insurance in Cherry Valley, IL. Take a look at the Illinois car insurance requirements.

Minimum Required Car Insurance Coverage in Cherry Valley, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Cherry Valley, IL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Cherry Valley, IL. Compare credit history car insurance rates in Cherry Valley from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Cherry Valley, Illinois

Insurance Company Poor Fair Good
Allstate $6,884 $4,980 $4,357
American Family $4,879 $3,334 $2,825
Farmers $5,210 $4,395 $4,180
GEICO $4,389 $2,142 $1,669
Liberty Mutual $3,474 $2,167 $1,722
Nationwide $2,875 $2,330 $2,045
Progressive $4,020 $3,393 $3,128
State Farm $3,260 $1,951 $1,513
Travelers $3,086 $2,500 $2,024
USAA $3,681 $2,528 $2,084

Cheapest Cherry Valley, IL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Cherry Valley, IL to rates for a clean record with top companies.

Annual Cherry Valley, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,833 $6,586 $6,138 $5,071
American Family $2,704 $3,844 $5,104 $3,066
Farmers $3,876 $5,009 $4,884 $4,611
GEICO $1,960 $2,675 $3,864 $2,434
Liberty Mutual $2,042 $2,909 $2,549 $2,317
Nationwide $1,957 $2,518 $2,951 $2,240
Progressive $2,894 $4,293 $3,212 $3,655
State Farm $2,036 $2,447 $2,242 $2,242
Travelers $2,015 $2,649 $2,953 $2,529
USAA $1,971 $2,831 $3,877 $2,377

Cheapest Cherry Valley, IL Car Insurance for Teen Drivers

Teen car insurance in Cherry Valley, IL can be expensive. Take a look at rates from the top car insurance companies in Cherry Valley for teenagers.

Annual Car Insurance Rates for Teen Drivers in Cherry Valley, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,978 $11,664
American Family $6,534 $9,008
Farmers $10,698 $11,160
GEICO $5,399 $5,604
Liberty Mutual $5,100 $5,694
Nationwide $4,204 $5,377
Progressive $7,387 $8,269
State Farm $4,127 $5,220
Travelers $4,707 $5,933
USAA $5,304 $5,849

Cheapest Cherry Valley, IL Car Insurance for Seniors

Take a look at Cherry Valley, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Cherry Valley, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,587 $3,587
American Family $2,082 $2,082
Farmers $2,141 $2,270
GEICO $1,591 $1,935
Liberty Mutual $1,220 $1,372
Nationwide $1,390 $1,468
Progressive $1,691 $1,786
State Farm $1,240 $1,240
Travelers $1,451 $1,544
USAA $1,537 $1,518

Cheapest Cherry Valley, IL Car Insurance Rates After a DUI

A DUI in Cherry Valley, IL increases car insurance rates. Compare Cherry Valley, Illinois DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Cherry Valley, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,138
American Family $5,104
Farmers $4,884
GEICO $3,864
Liberty Mutual $2,549
Nationwide $2,951
Progressive $3,212
State Farm $2,242
Travelers $2,953
USAA $3,877

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Cherry Valley, IL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Cherry Valley, IL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Cherry Valley, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,407 $5,407
American Family $3,633 $3,726
Farmers $4,595 $4,595
GEICO $2,686 $2,780
Liberty Mutual $2,454 $2,454
Nationwide $2,416 $2,416
Progressive $3,514 $3,514
State Farm $2,184 $2,299
Travelers $2,437 $2,637
USAA $2,686 $2,842

The Best Cheap Car Insurance Companies in Cherry Valley, IL

Take a look at a side-by-side comparison of the top car insurance companies in Cherry Valley, IL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Cherry Valley, Illinois

Insurance Company Average Annual Rates
Allstate $5,407
American Family $3,679
Farmers $4,595
GEICO $2,733
Liberty Mutual $2,454
Nationwide $2,416
Progressive $3,514
State Farm $2,242
Travelers $2,537
USAA $2,764

Category Winners: Cheapest Car Insurance in Cherry Valley, Illinois

Find the cheapest car insurance companies in Cherry Valley, IL for each category right here.

Best Annual Car Insurance Rates by Company in Cherry Valley, Illinois

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record Nationwide
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Cherry Valley, IL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Cherry Valley car insurance rates. Find the cheapest Cherry Valley, IL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Cherry Valley, Illinois

Insurance Company Low Medium High
Allstate $5,242 $5,402 $5,577
American Family $3,524 $3,815 $3,700
Farmers $4,359 $4,480 $4,947
GEICO $2,481 $2,729 $2,990
Liberty Mutual $2,289 $2,448 $2,625
Nationwide $2,391 $2,439 $2,419
Progressive $3,160 $3,482 $3,898
State Farm $2,111 $2,246 $2,368
Travelers $2,376 $2,534 $2,701
USAA $2,574 $2,761 $2,957

What affects car insurance rates in Cherry Valley, Illinois?

What factors can have an impact on Cherry Valley, IL car insurance? There are several reasons why Cherry Valley car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Cherry Valley, Illinois.

Commute Time in Cherry Valley

The more time you spend in your car the higher the risk of an accident. The average commute length in Cherry Valley, IL is 20.3 minutes according to City-Data.

Compare Car Insurance Quotes in Cherry Valley, IL

Ready to find affordable Cherry Valley, Illinois car insurance today? Enter your ZIP code for fast, free Cherry Valley, IL car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption