Compare Chesaning, MI Car Insurance Rates (2021)

Car insurance in Chesaning, MI averages $723 a month. Chesaning, Michigan car insurance requirements are 20/40/10, but you might need full coverage insurance if your car is financed. To find cheap Chesaning car insurance rates, compare quotes from the top car insurance companies in Chesaning, MI.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Chesaning for teen drivers is USAA
  • Average car insurance rates in Chesaning, MI after a DUI are $14,306/year
  • Average car insurance rates in Chesaning, MI are $8,677/year

If you need to buy Chesaning, Michigan car insurance, the options can be confusing. Everything you need to know about car insurance in Chesaning, MI is right here.

You’ll find Chesaning car insurance rates, the cheapest Chesaning, MI car insurance companies, and information on Michigan car insurance laws. You can also compare Chesaning, Michigan car insurance rates to Grand Rapids car insurance rates, Troy car insurance rates, and Livonia car insurance rates.

Ready to find affordable Chesaning, MI car insurance today? Enter your ZIP code for fast, free Chesaning car insurance quotes.

Cheapest Chesaning, MI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Chesaning, MI car insurance rates? Every Chesaning, Michigan car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Chesaning, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $12,756 $12,756 $11,781 $11,781 $32,547 $32,547 $13,458 $13,458
Farmers $3,826 $3,826 $3,577 $3,577 $8,371 $8,371 $4,292 $4,292
GEICO $3,507 $3,507 $3,582 $3,582 $9,980 $9,980 $3,357 $3,357
Liberty Mutual $12,294 $12,294 $12,175 $12,175 $28,516 $28,516 $12,294 $12,294
Nationwide $4,005 $4,005 $3,584 $3,584 $9,927 $9,927 $4,357 $4,357
Progressive $2,805 $2,616 $2,483 $2,759 $10,230 $10,927 $3,263 $3,035
State Farm $7,154 $7,154 $6,643 $6,643 $25,214 $25,214 $8,405 $8,405
Travelers $5,615 $5,615 $4,820 $4,820 $16,936 $16,936 $6,099 $6,099
USAA $2,571 $2,450 $2,416 $2,289 $6,400 $6,131 $3,156 $3,049

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Minimum Car Insurance in Chesaning, MI

Every driver must carry the minimum car insurance in Chesaning, MI. Take a look at the Michigan car insurance requirements.

Minimum Required Car Insurance Coverage in Chesaning, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Chesaning, MI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Chesaning, MI. Compare credit history car insurance rates in Chesaning from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Chesaning, Michigan

Insurance Company Poor Fair Good
Allstate $26,641 $14,794 $11,472
Farmers $6,639 $4,374 $4,036
GEICO $6,559 $4,828 $3,932
Liberty Mutual $25,786 $14,914 $8,258
Nationwide $6,889 $5,147 $4,369
Progressive $5,488 $4,628 $4,179
State Farm $19,231 $9,727 $6,604
Travelers $8,575 $8,316 $8,211
USAA $5,322 $3,032 $2,319

Cheapest Chesaning, MI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Chesaning, MI to rates for a clean record with top companies.

Annual Chesaning, Michigan Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $8,687 $11,532 $38,236 $12,087
Farmers $4,224 $5,366 $5,302 $5,174
GEICO $1,799 $3,808 $11,494 $3,324
Liberty Mutual $11,174 $13,680 $25,963 $14,461
Nationwide $4,672 $6,251 $5,684 $5,267
Progressive $4,050 $5,299 $4,768 $4,942
State Farm $7,508 $9,019 $19,602 $11,287
Travelers $5,663 $8,086 $13,026 $6,695
USAA $2,861 $3,568 $4,682 $3,120

Cheapest Chesaning, MI Car Insurance for Teen Drivers

Teen car insurance in Chesaning, MI can be expensive. Take a look at rates from the top car insurance companies in Chesaning for teenagers.

Annual Car Insurance Rates for Teen Drivers in Chesaning, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $32,547 $32,547
Farmers $8,371 $8,371
GEICO $9,980 $9,980
Liberty Mutual $28,516 $28,516
Nationwide $9,927 $9,927
Progressive $10,230 $10,927
State Farm $25,214 $25,214
Travelers $16,936 $16,936
USAA $6,400 $6,131

Cheapest Chesaning, MI Car Insurance for Seniors

Take a look at Chesaning, MI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Chesaning, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $11,781 $11,781
Farmers $3,577 $3,577
GEICO $3,582 $3,582
Liberty Mutual $12,175 $12,175
Nationwide $3,584 $3,584
Progressive $2,483 $2,759
State Farm $6,643 $6,643
Travelers $4,820 $4,820
USAA $2,416 $2,289

Cheapest Chesaning, MI Car Insurance Rates After a DUI

A DUI in Chesaning, MI increases car insurance rates. Compare Chesaning, Michigan DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Chesaning, Michigan

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $38,236
Farmers $5,302
GEICO $11,494
Liberty Mutual $25,963
Nationwide $5,684
Progressive $4,768
State Farm $19,602
Travelers $13,026
USAA $4,682

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Cheapest Chesaning, MI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Chesaning, MI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Chesaning, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $17,635 $17,635
Farmers $5,016 $5,016
GEICO $4,991 $5,222
Liberty Mutual $15,768 $16,871
Nationwide $5,468 $5,468
Progressive $4,765 $4,765
State Farm $11,535 $12,173
Travelers $8,320 $8,416
USAA $3,518 $3,598

The Best Cheap Car Insurance Companies in Chesaning, MI

Take a look at a side-by-side comparison of the top car insurance companies in Chesaning, MI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Chesaning, Michigan

Insurance Company Average Annual Rates
Allstate $17,635
Farmers $5,016
GEICO $5,106
Liberty Mutual $16,320
Nationwide $5,468
Progressive $4,765
State Farm $11,854
Travelers $8,368
USAA $3,558

Category Winners: Cheapest Car Insurance in Chesaning, Michigan

Find the cheapest car insurance companies in Chesaning, MI for each category right here.

Best Annual Car Insurance Rates by Company in Chesaning, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Chesaning, MI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Chesaning car insurance rates. Find the cheapest Chesaning, MI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Chesaning, Michigan

Insurance Company Low Medium High
Allstate $17,206 $17,674 $18,027
Farmers $4,894 $5,007 $5,149
GEICO $4,773 $5,061 $5,485
Liberty Mutual $15,937 $16,282 $16,741
Nationwide $5,754 $5,370 $5,282
Progressive $4,617 $4,771 $4,907
State Farm $11,261 $11,927 $12,374
Travelers $8,281 $8,376 $8,446
USAA $3,448 $3,567 $3,658

What affects car insurance rates in Chesaning, Michigan?

What factors can have an impact on Chesaning, MI car insurance? There are several reasons why Chesaning car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Chesaning, Michigan.

Car Theft in Chesaning

High levels of vehicle theft can make car insurance more expensive. Chesaning, MI car theft statistics from the FBI indicate 2 vehicle thefts a year.

Commute Time in Chesaning

The more time you spend in your car the higher the risk of an accident. The average commute length in Chesaning, MI is 29.5 minutes according to City-Data.

Compare Car Insurance Quotes in Chesaning, MI

Ready to find affordable Chesaning, Michigan car insurance today? Enter your ZIP code for fast, free Chesaning, MI car insurance quotes.

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