Compare Chesapeake, VA Car Insurance Rates (2021)

Car insurance in Chesapeake, VA averages $204 a month. Chesapeake, Virginia car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Chesapeake car insurance rates, compare quotes from the top car insurance companies in Chesapeake, VA.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • Average car insurance rates in Chesapeake, VA are $2,442/year
  • The cheapest car insurance company in Chesapeake for teen drivers is GEICO
  • The cheapest ZIP code in Chesapeake is 23325

If you need to buy Chesapeake, Virginia car insurance, the options can be confusing. Everything you need to know about car insurance in Chesapeake, VA is right here.

You’ll find Chesapeake car insurance rates, the cheapest Chesapeake, VA car insurance companies, and information on Virginia car insurance laws. You can also compare Chesapeake, Virginia car insurance rates to Newport News car insurance rates, Suffolk car insurance rates, and Roanoke car insurance rates.

Ready to find affordable Chesapeake, VA car insurance today? Enter your ZIP code for fast, free Chesapeake car insurance quotes.

Cheapest Chesapeake, VA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Chesapeake, VA car insurance rates? Every Chesapeake, Virginia car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Chesapeake, Virginia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,115 $1,992 $2,103 $2,103 $6,608 $7,545 $2,741 $2,730
GEICO $1,450 $1,439 $1,378 $1,378 $3,175 $4,231 $1,687 $1,657
Nationwide $1,441 $1,446 $1,280 $1,311 $3,487 $4,475 $1,592 $1,726
Progressive $1,232 $1,162 $1,125 $1,124 $5,870 $6,585 $1,489 $1,509
State Farm $1,481 $1,481 $1,352 $1,352 $4,685 $5,872 $1,680 $1,934
USAA $1,211 $1,190 $1,143 $1,144 $3,782 $4,479 $1,552 $1,701

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Chesapeake, VA

Every driver must carry the minimum car insurance in Chesapeake, VA. Take a look at the Virginia car insurance requirements.

Minimum Required Car Insurance Coverage in Chesapeake, Virginia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Chesapeake, VA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Chesapeake, VA. Compare credit history car insurance rates in Chesapeake from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Chesapeake, Virginia

Insurance Company Poor Fair Good
Allstate $4,243 $3,410 $2,823
GEICO $2,277 $1,936 $1,936
Nationwide $2,473 $1,996 $1,815
Progressive $2,784 $2,453 $2,299
State Farm $3,528 $2,186 $1,726
USAA $2,699 $1,848 $1,529

Cheapest Chesapeake, VA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Chesapeake, VA to rates for a clean record with top companies.

Annual Chesapeake, Virginia Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,597 $4,191 $3,820 $3,360
GEICO $1,564 $2,021 $3,050 $1,564
Nationwide $1,824 $1,824 $2,664 $2,067
Progressive $2,132 $2,862 $2,565 $2,489
State Farm $2,251 $2,709 $2,480 $2,480
USAA $1,566 $2,046 $2,687 $1,803

Cheapest Chesapeake, VA Car Insurance for Teen Drivers

Teen car insurance in Chesapeake, VA can be expensive. Take a look at rates from the top car insurance companies in Chesapeake for teenagers.

Annual Car Insurance Rates for Teen Drivers in Chesapeake, Virginia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,608 $7,545
GEICO $3,175 $4,231
Nationwide $3,487 $4,475
Progressive $5,870 $6,585
State Farm $4,685 $5,872
USAA $3,782 $4,479

Cheapest Chesapeake, VA Car Insurance for Seniors

Take a look at Chesapeake, VA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Chesapeake, Virginia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,103 $2,103
GEICO $1,378 $1,378
Nationwide $1,280 $1,311
Progressive $1,125 $1,124
State Farm $1,352 $1,352
USAA $1,143 $1,144

Cheapest Chesapeake, VA Car Insurance Rates After a DUI

A DUI in Chesapeake, VA increases car insurance rates. Compare Chesapeake, Virginia DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Chesapeake, Virginia

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,820
GEICO $3,050
Nationwide $2,664
Progressive $2,565
State Farm $2,480
USAA $2,687

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Chesapeake, VA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Chesapeake, VA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Chesapeake, Virginia

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,383 $3,601
GEICO $2,012 $2,087
Nationwide $2,095 $2,095
Progressive $2,512 $2,512
State Farm $2,417 $2,542
USAA $1,950 $2,100

Cheapest Chesapeake, VA Car Insurance Rates by ZIP Code

Chesapeake car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Chesapeake, VA.

Annual Car Insurance Rates by ZIP Code in Chesapeake, Virginia

ZIP Code Average Annual Rates
23320 $2,097
23321 $2,096
23322 $2,133
23323 $2,122
23324 $2,156
23325 $2,094

The Best Cheap Car Insurance Companies in Chesapeake, VA

Take a look at a side-by-side comparison of the top car insurance companies in Chesapeake, VA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Chesapeake, Virginia

Insurance Company Average Annual Rates
Allstate $3,492
GEICO $2,050
Nationwide $2,095
Progressive $2,512
State Farm $2,480
USAA $2,025

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Category Winners: Cheapest Car Insurance in Chesapeake, Virginia

Find the cheapest car insurance companies in Chesapeake, VA for each category right here.

Best Annual Car Insurance Rates by Company in Chesapeake, Virginia

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation GEICO

Cheapest Chesapeake, VA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Chesapeake car insurance rates. Find the cheapest Chesapeake, VA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Chesapeake, Virginia

Insurance Company Low Medium High
Allstate $3,369 $3,492 $3,615
GEICO $1,961 $2,047 $2,140
Nationwide $2,184 $2,076 $2,024
Progressive $2,381 $2,479 $2,676
State Farm $2,314 $2,477 $2,648
USAA $1,930 $2,030 $2,116

What affects car insurance rates in Chesapeake, Virginia?

What factors can have an impact on Chesapeake, VA car insurance? There are several reasons why Chesapeake car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Chesapeake, Virginia.

Commute Time in Chesapeake

The more time you spend in your car the higher the risk of an accident. The average commute length in Chesapeake, VA is 24.6 minutes according to City-Data.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Compare Car Insurance Quotes in Chesapeake, VA

Ready to find affordable Chesapeake, Virginia car insurance today? Enter your ZIP code for fast, free Chesapeake, VA car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption