Compare Chester, CA Car Insurance Rates (2021)

Car insurance in Chester, CA averages $259 a month. Chester, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Chester car insurance rates, compare quotes from the top car insurance companies in Chester, CA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Chester for teen drivers is USAA
  • The cheapest car insurance company in Chester is GEICO
  • Average car insurance rates in Chester, CA are $3,105/year

If you need to buy Chester, California car insurance, the options can be confusing. Everything you need to know about car insurance in Chester, CA is right here.

You’ll find Chester car insurance rates, the cheapest Chester, CA car insurance companies, and information on California car insurance laws. You can also compare Chester, California car insurance rates to San Jose car insurance rates, Fresno car insurance rates, and Long Beach car insurance rates.

Ready to find affordable Chester, CA car insurance today? Enter your ZIP code for fast, free Chester car insurance quotes.

Cheapest Chester, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Chester, CA car insurance rates? Every Chester, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Chester, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,232 $2,245 $1,625 $1,655 $6,044 $7,616 $2,889 $3,217
Farmers $2,385 $2,385 $2,137 $2,137 $7,595 $12,514 $2,823 $3,140
GEICO $1,506 $1,509 $1,419 $1,419 $4,555 $4,658 $2,160 $2,224
Liberty Mutual $1,954 $1,855 $1,806 $1,751 $4,204 $4,462 $2,205 $2,224
Nationwide $2,589 $2,481 $2,252 $2,132 $6,414 $7,095 $3,081 $3,059
Progressive $1,730 $1,778 $1,484 $1,753 $4,612 $5,548 $2,508 $2,694
State Farm $2,761 $2,761 $2,462 $2,462 $5,013 $6,222 $3,051 $3,145
Travelers $2,089 $2,034 $1,844 $1,823 $4,128 $4,791 $2,699 $2,653
USAA $1,778 $1,685 $1,735 $1,743 $4,051 $4,066 $2,456 $2,322

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Minimum Car Insurance in Chester, CA

Every driver must carry the minimum car insurance in Chester, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Chester, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Chester, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Chester, CA to rates for a clean record with top companies.

Annual Chester, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,075 $3,503 $5,464 $2,720
Farmers $3,242 $4,417 $5,511 $4,389
GEICO $1,706 $2,607 $3,296 $2,115
Liberty Mutual $2,218 $2,975 $2,685 $2,352
Nationwide $2,543 $3,255 $5,499 $3,255
Progressive $1,805 $3,073 $3,575 $2,600
State Farm $2,481 $2,963 $5,613 $2,882
Travelers $1,876 $2,974 $3,481 $2,699
USAA $1,649 $2,449 $4,014 $1,806

Cheapest Chester, CA Car Insurance for Teen Drivers

Teen car insurance in Chester, CA can be expensive. Take a look at rates from the top car insurance companies in Chester for teenagers.

Annual Car Insurance Rates for Teen Drivers in Chester, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,044 $7,616
Farmers $7,595 $12,514
GEICO $4,555 $4,658
Liberty Mutual $4,204 $4,462
Nationwide $6,414 $7,095
Progressive $4,612 $5,548
State Farm $5,013 $6,222
Travelers $4,128 $4,791
USAA $4,051 $4,066

Cheapest Chester, CA Car Insurance for Seniors

Take a look at Chester, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Chester, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,625 $1,655
Farmers $2,137 $2,137
GEICO $1,419 $1,419
Liberty Mutual $1,806 $1,751
Nationwide $2,252 $2,132
Progressive $1,484 $1,753
State Farm $2,462 $2,462
Travelers $1,844 $1,823
USAA $1,735 $1,743

Cheapest Chester, CA Car Insurance Rates After a DUI

A DUI in Chester, CA increases car insurance rates. Compare Chester, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Chester, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,464
Farmers $5,511
GEICO $3,296
Liberty Mutual $2,685
Nationwide $5,499
Progressive $3,575
State Farm $5,613
Travelers $3,481
USAA $4,014

Cheapest Chester, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Chester, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Chester, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,108 $3,773
Farmers $3,984 $4,795
GEICO $2,209 $2,653
Liberty Mutual $2,348 $2,768
Nationwide $3,222 $4,054
Progressive $2,510 $3,017
State Farm $3,358 $3,612
Travelers $2,485 $3,030
USAA $2,284 $2,675

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The Best Cheap Car Insurance Companies in Chester, CA

Take a look at a side-by-side comparison of the top car insurance companies in Chester, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Chester, California

Insurance Company Average Annual Rates
Allstate $3,440
Farmers $4,390
GEICO $2,431
Liberty Mutual $2,558
Nationwide $3,638
Progressive $2,763
State Farm $3,485
Travelers $2,757
USAA $2,480

Category Winners: Cheapest Car Insurance in Chester, California

Find the cheapest car insurance companies in Chester, CA for each category right here.

Best Annual Car Insurance Rates by Company in Chester, California

Category Insurance Company
Teenagers USAA
Seniors GEICO
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Cheapest Chester, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Chester car insurance rates. Find the cheapest Chester, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Chester, California

Insurance Company Low Medium High
Allstate $3,281 $3,466 $3,574
Farmers $4,114 $4,420 $4,636
GEICO $2,271 $2,452 $2,570
Liberty Mutual $2,398 $2,576 $2,699
Nationwide $3,305 $3,697 $3,912
Progressive $2,451 $2,848 $2,992
State Farm $3,181 $3,534 $3,739
Travelers $2,473 $2,815 $2,984
USAA $2,248 $2,527 $2,663

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What affects car insurance rates in Chester, California?

What factors can have an impact on Chester, CA car insurance? There are several reasons why Chester car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Chester, California.

Commute Time in Chester

The more time you spend in your car the higher the risk of an accident. The average commute length in Chester, CA is 12.3 minutes according to City-Data.

Traffic in Chester

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Chester, CA traffic data from INRIX ranks Chester as the 282nd-most congested in the world.

Compare Car Insurance Quotes in Chester, CA

Ready to find affordable Chester, California car insurance today? Enter your ZIP code for fast, free Chester, CA car insurance quotes.

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Average Monthly Car Insurance Rates by State