Compare Chester, OK Car Insurance Rates (2021)

Car insurance in Chester, OK averages $331 a month. Chester, Oklahoma car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Chester car insurance rates, compare quotes from the top car insurance companies in Chester, OK.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Chester, OK are $3,975/year
  • The cheapest car insurance company in Chester for teen drivers is State Farm
  • The cheapest car insurance company in Chester is State Farm

If you need to buy Chester, Oklahoma car insurance, the options can be confusing. Everything you need to know about car insurance in Chester, OK is right here.

You’ll find Chester car insurance rates, the cheapest Chester, OK car insurance companies, and information on Oklahoma car insurance laws. You can also compare Chester, Oklahoma car insurance rates to Lawton car insurance rates, Edmond car insurance rates, and Broken Arrow car insurance rates.

Ready to find affordable Chester, OK car insurance today? Enter your ZIP code for fast, free Chester car insurance quotes.

Cheapest Chester, OK Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Chester, OK car insurance rates? Every Chester, Oklahoma car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Chester, Oklahoma

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,227 $2,246 $2,038 $2,143 $6,640 $7,748 $2,422 $2,562
Farmers $2,406 $2,397 $2,170 $2,281 $8,597 $8,817 $2,714 $2,852
GEICO $2,145 $2,322 $2,260 $2,500 $6,078 $6,489 $1,881 $1,913
Liberty Mutual $4,559 $4,816 $4,000 $4,348 $12,102 $13,269 $4,747 $4,925
Progressive $2,663 $2,542 $2,190 $2,314 $10,417 $11,694 $3,120 $3,277
State Farm $1,815 $1,815 $1,588 $1,588 $4,370 $5,529 $1,898 $2,125
USAA $1,863 $1,876 $1,775 $1,807 $5,951 $6,668 $2,410 $2,663

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Minimum Car Insurance in Chester, OK

Every driver must carry the minimum car insurance in Chester, OK. Take a look at the Oklahoma car insurance requirements.

Minimum Required Car Insurance Coverage in Chester, Oklahoma

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Chester, OK Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Chester, OK. Compare credit history car insurance rates in Chester from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Chester, Oklahoma

Insurance Company Poor Fair Good
Allstate $4,332 $3,281 $2,898
Farmers $4,652 $3,809 $3,627
GEICO $3,852 $3,199 $2,545
Liberty Mutual $9,491 $5,766 $4,530
Progressive $5,435 $4,612 $4,283
State Farm $3,600 $2,311 $1,863
USAA $4,656 $2,632 $2,092

Cheapest Chester, OK Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Chester, OK to rates for a clean record with top companies.

Annual Chester, Oklahoma Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,030 $3,544 $4,049 $3,390
Farmers $3,415 $4,356 $4,251 $4,096
GEICO $2,351 $3,566 $3,899 $2,978
Liberty Mutual $4,466 $7,404 $8,387 $6,126
Progressive $3,723 $6,900 $4,109 $4,375
State Farm $2,421 $2,761 $2,591 $2,591
USAA $2,309 $3,301 $4,058 $2,839

Cheapest Chester, OK Car Insurance for Teen Drivers

Teen car insurance in Chester, OK can be expensive. Take a look at rates from the top car insurance companies in Chester for teenagers.

Annual Car Insurance Rates for Teen Drivers in Chester, Oklahoma

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,640 $7,748
Farmers $8,597 $8,817
GEICO $6,078 $6,489
Liberty Mutual $12,102 $13,269
Progressive $10,417 $11,694
State Farm $4,370 $5,529
USAA $5,951 $6,668

Cheapest Chester, OK Car Insurance for Seniors

Take a look at Chester, OK senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Chester, Oklahoma

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,038 $2,143
Farmers $2,170 $2,281
GEICO $2,260 $2,500
Liberty Mutual $4,000 $4,348
Progressive $2,190 $2,314
State Farm $1,588 $1,588
USAA $1,775 $1,807

Cheapest Chester, OK Car Insurance Rates After a DUI

A DUI in Chester, OK increases car insurance rates. Compare Chester, Oklahoma DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Chester, Oklahoma

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,049
Farmers $4,251
GEICO $3,899
Liberty Mutual $8,387
Progressive $4,109
State Farm $2,591
USAA $4,058

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Cheapest Chester, OK Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Chester, OK by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Chester, Oklahoma

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,503 $3,503
Farmers $4,029 $4,029
GEICO $3,136 $3,262
Liberty Mutual $6,596 $6,596
Progressive $4,777 $4,777
State Farm $2,547 $2,635
USAA $3,089 $3,164

The Best Cheap Car Insurance Companies in Chester, OK

Take a look at a side-by-side comparison of the top car insurance companies in Chester, OK to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Chester, Oklahoma

Insurance Company Average Annual Rates
Allstate $3,503
Farmers $4,029
GEICO $3,199
Liberty Mutual $6,596
Progressive $4,777
State Farm $2,591
USAA $3,127

Category Winners: Cheapest Car Insurance in Chester, Oklahoma

Find the cheapest car insurance companies in Chester, OK for each category right here.

Best Annual Car Insurance Rates by Company in Chester, Oklahoma

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest Chester, OK Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Chester car insurance rates. Find the cheapest Chester, OK car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Chester, Oklahoma

Insurance Company Low Medium High
Allstate $3,300 $3,490 $3,720
Farmers $3,872 $3,990 $4,227
GEICO $3,008 $3,199 $3,389
Liberty Mutual $6,284 $6,573 $6,930
Progressive $4,442 $4,747 $5,141
State Farm $2,443 $2,571 $2,759
USAA $3,023 $3,119 $3,238

What affects car insurance rates in Chester, Oklahoma?

What factors can have an impact on Chester, OK car insurance? There are several reasons why Chester car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Chester, Oklahoma.

Commute Time in Chester

The more time you spend in your car the higher the risk of an accident. The average commute length in Chester, OK is 31.2 minutes according to City-Data.

Traffic in Chester

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Chester, OK traffic data from INRIX ranks Chester as the 282nd-most congested in the world.

Compare Car Insurance Quotes in Chester, OK

Ready to find affordable Chester, Oklahoma car insurance today? Enter your ZIP code for fast, free Chester, OK car insurance quotes.

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