Compare Chester, UT Car Insurance Rates (2021)

Car insurance in Chester, UT averages $286 a month. Chester, Utah car insurance requirements are 25/65/15, but you might need full coverage insurance if your car is financed. To find cheap Chester car insurance rates, compare quotes from the top car insurance companies in Chester, UT.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Chester, UT after a DUI are $3,931/year
  • The cheapest car insurance company in Chester is USAA
  • The cheapest car insurance company in Chester for teen drivers is USAA

If you need to buy Chester, Utah car insurance, the options can be confusing. Everything you need to know about car insurance in Chester, UT is right here.

You’ll find Chester car insurance rates, the cheapest Chester, UT car insurance companies, and information on Utah car insurance laws. You can also compare Chester, Utah car insurance rates to Salt Lake City car insurance rates, West Jordan car insurance rates, and Sandy car insurance rates.

Ready to find affordable Chester, UT car insurance today? Enter your ZIP code for fast, free Chester car insurance quotes.

Cheapest Chester, UT Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Chester, UT car insurance rates? Every Chester, Utah car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Chester, Utah

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,431 $2,253 $2,190 $2,186 $7,370 $8,216 $2,592 $2,596
American Family $1,979 $1,979 $1,815 $1,815 $7,096 $9,328 $1,979 $2,345
Farmers $2,011 $1,987 $1,776 $1,889 $8,549 $8,810 $2,290 $2,378
GEICO $1,896 $2,112 $2,068 $2,389 $5,626 $6,011 $1,647 $1,664
Liberty Mutual $2,381 $2,564 $1,976 $2,201 $8,950 $9,941 $2,516 $2,680
Nationwide $1,857 $1,884 $1,659 $1,752 $4,912 $6,270 $2,132 $2,289
Progressive $1,849 $1,721 $1,508 $1,613 $7,336 $8,139 $2,121 $2,205
State Farm $2,663 $2,663 $2,403 $2,403 $7,914 $9,847 $3,014 $3,451
USAA $1,405 $1,383 $1,258 $1,261 $4,867 $5,686 $1,712 $1,871

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Minimum Car Insurance in Chester, UT

Every driver must carry the minimum car insurance in Chester, UT. Take a look at the Utah car insurance requirements.

Minimum Required Car Insurance Coverage in Chester, Utah

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$65,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Chester, UT Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Chester, UT. Compare credit history car insurance rates in Chester from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Chester, Utah

Insurance Company Poor Fair Good
Allstate $5,005 $3,337 $2,846
American Family $4,451 $3,337 $2,838
Farmers $4,247 $3,532 $3,355
GEICO $4,460 $2,470 $1,850
Liberty Mutual $5,930 $3,643 $2,880
Nationwide $3,537 $2,654 $2,343
Progressive $3,759 $3,204 $2,971
State Farm $6,987 $3,519 $2,379
USAA $3,488 $2,220 $1,583

Cheapest Chester, UT Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Chester, UT to rates for a clean record with top companies.

Annual Chester, Utah Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,154 $3,791 $4,421 $3,552
American Family $2,928 $3,646 $4,307 $3,286
Farmers $3,158 $4,110 $3,991 $3,587
GEICO $2,131 $3,301 $3,801 $2,473
Liberty Mutual $3,262 $4,450 $4,803 $4,090
Nationwide $2,255 $3,040 $3,566 $2,518
Progressive $2,813 $4,205 $2,942 $3,287
State Farm $3,918 $4,671 $4,295 $4,295
USAA $1,912 $2,415 $3,252 $2,142

Cheapest Chester, UT Car Insurance for Teen Drivers

Teen car insurance in Chester, UT can be expensive. Take a look at rates from the top car insurance companies in Chester for teenagers.

Annual Car Insurance Rates for Teen Drivers in Chester, Utah

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,370 $8,216
American Family $7,096 $9,328
Farmers $8,549 $8,810
GEICO $5,626 $6,011
Liberty Mutual $8,950 $9,941
Nationwide $4,912 $6,270
Progressive $7,336 $8,139
State Farm $7,914 $9,847
USAA $4,867 $5,686

Cheapest Chester, UT Car Insurance for Seniors

Take a look at Chester, UT senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Chester, Utah

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,190 $2,186
American Family $1,815 $1,815
Farmers $1,776 $1,889
GEICO $2,068 $2,389
Liberty Mutual $1,976 $2,201
Nationwide $1,659 $1,752
Progressive $1,508 $1,613
State Farm $2,403 $2,403
USAA $1,258 $1,261

Cheapest Chester, UT Car Insurance Rates After a DUI

A DUI in Chester, UT increases car insurance rates. Compare Chester, Utah DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Chester, Utah

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,421
American Family $4,307
Farmers $3,991
GEICO $3,801
Liberty Mutual $4,803
Nationwide $3,566
Progressive $2,942
State Farm $4,295
USAA $3,252

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Cheapest Chester, UT Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Chester, UT by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Chester, Utah

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,729 $3,729
American Family $3,539 $3,544
Farmers $3,711 $3,711
GEICO $2,875 $2,978
Liberty Mutual $4,082 $4,220
Nationwide $2,845 $2,845
Progressive $3,312 $3,312
State Farm $4,188 $4,402
USAA $2,403 $2,457

The Best Cheap Car Insurance Companies in Chester, UT

Take a look at a side-by-side comparison of the top car insurance companies in Chester, UT to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Chester, Utah

Insurance Company Average Annual Rates
Allstate $3,729
American Family $3,542
Farmers $3,711
GEICO $2,927
Liberty Mutual $4,151
Nationwide $2,845
Progressive $3,312
State Farm $4,295
USAA $2,430

Category Winners: Cheapest Car Insurance in Chester, Utah

Find the cheapest car insurance companies in Chester, UT for each category right here.

Best Annual Car Insurance Rates by Company in Chester, Utah

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Cheapest Chester, UT Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Chester car insurance rates. Find the cheapest Chester, UT car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Chester, Utah

Insurance Company Low Medium High
Allstate $3,587 $3,722 $3,879
American Family $3,455 $3,588 $3,582
Farmers $3,405 $3,660 $4,068
GEICO $2,730 $2,914 $3,135
Liberty Mutual $3,956 $4,135 $4,363
Nationwide $3,126 $2,702 $2,706
Progressive $3,028 $3,195 $3,711
State Farm $4,054 $4,305 $4,526
USAA $2,324 $2,432 $2,535

What affects car insurance rates in Chester, Utah?

What factors can have an impact on Chester, UT car insurance? There are several reasons why Chester car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Chester, Utah.

Traffic in Chester

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Chester, UT traffic data from INRIX ranks Chester as the 282nd-most congested in the world.

Compare Car Insurance Quotes in Chester, UT

Ready to find affordable Chester, Utah car insurance today? Enter your ZIP code for fast, free Chester, UT car insurance quotes.

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