Compare Chester, VT Car Insurance Rates (2021)

Car insurance in Chester, VT averages $265 a month. Chester, Vermont car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Chester car insurance rates, compare quotes from the top car insurance companies in Chester, VT.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Chester, VT after a DUI are $3,614/year
  • The cheapest car insurance company in Chester is USAA
  • Average car insurance rates in Chester, VT are $3,182/year

If you need to buy Chester, Vermont car insurance, the options can be confusing. Everything you need to know about car insurance in Chester, VT is right here.

You’ll find Chester car insurance rates, the cheapest Chester, VT car insurance companies, and information on Vermont car insurance laws. You can also compare Chester, Vermont car insurance rates to Barre car insurance rates, Newport car insurance rates, and Burlington car insurance rates.

Ready to find affordable Chester, VT car insurance today? Enter your ZIP code for fast, free Chester car insurance quotes.

Cheapest Chester, VT Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Chester, VT car insurance rates? Every Chester, Vermont car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Chester, Vermont

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,110 $2,110 $2,013 $2,013 $5,053 $6,669 $2,397 $2,631
GEICO $1,647 $1,531 $1,620 $1,476 $3,768 $4,394 $1,389 $1,358
Liberty Mutual $1,892 $2,046 $1,669 $1,870 $7,981 $8,868 $2,168 $2,300
Nationwide $1,443 $1,467 $1,298 $1,368 $3,528 $4,483 $1,656 $1,783
Progressive $3,201 $3,174 $2,866 $2,878 $9,930 $10,868 $3,271 $3,482
State Farm $2,777 $2,777 $2,481 $2,481 $8,246 $10,581 $3,096 $3,448
USAA $1,100 $1,103 $1,029 $1,021 $3,572 $3,732 $1,505 $1,569

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Minimum Car Insurance in Chester, VT

Every driver must carry the minimum car insurance in Chester, VT. Take a look at the Vermont car insurance requirements.

Minimum Required Car Insurance Coverage in Chester, Vermont

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Chester, VT Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Chester, VT. Compare credit history car insurance rates in Chester from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Chester, Vermont

Insurance Company Poor Fair Good
Allstate $3,828 $2,929 $2,616
GEICO $3,475 $1,829 $1,139
Liberty Mutual $5,396 $3,077 $2,325
Nationwide $2,455 $2,039 $1,891
Progressive $5,698 $4,777 $4,401
State Farm $7,893 $3,364 $2,200
USAA $2,639 $1,579 $1,268

Cheapest Chester, VT Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Chester, VT to rates for a clean record with top companies.

Annual Chester, Vermont Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,590 $3,420 $3,532 $2,956
GEICO $1,382 $2,302 $3,204 $1,703
Liberty Mutual $3,165 $3,791 $4,019 $3,422
Nationwide $1,706 $2,187 $2,747 $1,873
Progressive $4,180 $6,050 $4,695 $4,910
State Farm $4,079 $4,893 $4,486 $4,486
USAA $1,393 $1,760 $2,614 $1,549

Cheapest Chester, VT Car Insurance for Teen Drivers

Teen car insurance in Chester, VT can be expensive. Take a look at rates from the top car insurance companies in Chester for teenagers.

Annual Car Insurance Rates for Teen Drivers in Chester, Vermont

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,053 $6,669
GEICO $3,768 $4,394
Liberty Mutual $7,981 $8,868
Nationwide $3,528 $4,483
Progressive $9,930 $10,868
State Farm $8,246 $10,581
USAA $3,572 $3,732

Cheapest Chester, VT Car Insurance for Seniors

Take a look at Chester, VT senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Chester, Vermont

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,013 $2,013
GEICO $1,620 $1,476
Liberty Mutual $1,669 $1,870
Nationwide $1,298 $1,368
Progressive $2,866 $2,878
State Farm $2,481 $2,481
USAA $1,029 $1,021

Cheapest Chester, VT Car Insurance Rates After a DUI

A DUI in Chester, VT increases car insurance rates. Compare Chester, Vermont DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Chester, Vermont

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,532
GEICO $3,204
Liberty Mutual $4,019
Nationwide $2,747
Progressive $4,695
State Farm $4,486
USAA $2,614

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Cheapest Chester, VT Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Chester, VT by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Chester, Vermont

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,064 $3,185
GEICO $2,118 $2,178
Liberty Mutual $3,599 $3,599
Nationwide $2,128 $2,128
Progressive $4,959 $4,959
State Farm $4,344 $4,628
USAA $1,807 $1,851

The Best Cheap Car Insurance Companies in Chester, VT

Take a look at a side-by-side comparison of the top car insurance companies in Chester, VT to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Chester, Vermont

Insurance Company Average Annual Rates
Allstate $3,124
GEICO $2,148
Liberty Mutual $3,599
Nationwide $2,128
Progressive $4,959
State Farm $4,486
USAA $1,829

Category Winners: Cheapest Car Insurance in Chester, Vermont

Find the cheapest car insurance companies in Chester, VT for each category right here.

Best Annual Car Insurance Rates by Company in Chester, Vermont

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Chester, VT Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Chester car insurance rates. Find the cheapest Chester, VT car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Chester, Vermont

Insurance Company Low Medium High
Allstate $3,061 $3,120 $3,192
GEICO $2,074 $2,149 $2,221
Liberty Mutual $3,406 $3,588 $3,804
Nationwide $2,174 $2,135 $2,076
Progressive $4,712 $4,892 $5,272
State Farm $4,254 $4,507 $4,696
USAA $1,768 $1,826 $1,893

What affects car insurance rates in Chester, Vermont?

What factors can have an impact on Chester, VT car insurance? There are several reasons why Chester car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Chester, Vermont.

Car Theft in Chester

High levels of vehicle theft can make car insurance more expensive. Chester, VT car theft statistics from the FBI indicate 1 vehicle thefts a year.

Commute Time in Chester

The more time you spend in your car the higher the risk of an accident. The average commute length in Chester, VT is 13.6 minutes according to City-Data.

Traffic in Chester

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Chester, VT traffic data from INRIX ranks Chester as the 282nd-most congested in the world.

Compare Car Insurance Quotes in Chester, VT

Ready to find affordable Chester, Vermont car insurance today? Enter your ZIP code for fast, free Chester, VT car insurance quotes.

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