Compare Chesterfield, IN Car Insurance Rates (2021)

Car insurance in Chesterfield, IN averages $258 a month. Chesterfield, Indiana car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Chesterfield car insurance rates, compare quotes from the top car insurance companies in Chesterfield, IN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Chesterfield, IN are $3,093/year
  • The cheapest car insurance company in Chesterfield is USAA
  • The cheapest car insurance company in Chesterfield for teen drivers is USAA

If you need to buy Chesterfield, Indiana car insurance, the options can be confusing. Everything you need to know about car insurance in Chesterfield, IN is right here.

You’ll find Chesterfield car insurance rates, the cheapest Chesterfield, IN car insurance companies, and information on Indiana car insurance laws. You can also compare Chesterfield, Indiana car insurance rates to South Bend car insurance rates, Fort Wayne car insurance rates, and Hammond car insurance rates.

Ready to find affordable Chesterfield, IN car insurance today? Enter your ZIP code for fast, free Chesterfield car insurance quotes.

Cheapest Chesterfield, IN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Chesterfield, IN car insurance rates? Every Chesterfield, Indiana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Chesterfield, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,426 $2,480 $2,136 $2,332 $7,619 $9,592 $2,458 $2,675
American Family $2,145 $2,145 $1,930 $1,930 $5,978 $8,627 $2,145 $2,616
Farmers $1,442 $1,424 $1,232 $1,385 $7,740 $8,248 $1,902 $2,057
GEICO $1,339 $1,335 $1,264 $1,314 $3,941 $3,651 $1,531 $1,343
Liberty Mutual $3,528 $3,528 $3,247 $3,247 $7,658 $11,535 $3,528 $4,816
Nationwide $1,570 $1,606 $1,376 $1,471 $4,538 $5,898 $1,837 $2,010
Progressive $1,467 $1,386 $1,334 $1,341 $8,678 $9,758 $1,837 $1,872
State Farm $1,369 $1,369 $1,227 $1,227 $4,261 $5,447 $1,519 $1,693
Travelers $1,228 $1,248 $1,155 $1,153 $7,695 $12,152 $1,302 $1,500
USAA $989 $973 $920 $925 $2,770 $3,096 $1,335 $1,426

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Minimum Car Insurance in Chesterfield, IN

Every driver must carry the minimum car insurance in Chesterfield, IN. Take a look at the Indiana car insurance requirements.

Minimum Required Car Insurance Coverage in Chesterfield, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Chesterfield, IN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Chesterfield, IN. Compare credit history car insurance rates in Chesterfield from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Chesterfield, Indiana

Insurance Company Poor Fair Good
Allstate $4,907 $3,663 $3,324
American Family $4,710 $3,052 $2,557
Farmers $3,710 $3,025 $2,802
GEICO $2,361 $1,965 $1,569
Liberty Mutual $6,838 $4,452 $4,117
Nationwide $2,889 $2,442 $2,283
Progressive $3,810 $3,379 $3,188
State Farm $3,299 $1,968 $1,526
Travelers $3,817 $3,236 $3,234
USAA $2,098 $1,382 $1,183

Cheapest Chesterfield, IN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Chesterfield, IN to rates for a clean record with top companies.

Annual Chesterfield, Indiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,147 $4,644 $4,301 $3,767
American Family $2,369 $3,784 $4,782 $2,823
Farmers $2,841 $3,320 $3,417 $3,138
GEICO $1,288 $2,031 $2,761 $1,780
Liberty Mutual $3,963 $4,705 $7,491 $4,383
Nationwide $2,184 $2,813 $2,698 $2,459
Progressive $2,595 $4,548 $3,093 $3,602
State Farm $2,209 $2,430 $2,209 $2,209
Travelers $2,913 $3,600 $4,079 $3,124
USAA $1,173 $1,669 $1,919 $1,456

Cheapest Chesterfield, IN Car Insurance for Teen Drivers

Teen car insurance in Chesterfield, IN can be expensive. Take a look at rates from the top car insurance companies in Chesterfield for teenagers.

Annual Car Insurance Rates for Teen Drivers in Chesterfield, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,619 $9,592
American Family $5,978 $8,627
Farmers $7,740 $8,248
GEICO $3,941 $3,651
Liberty Mutual $7,658 $11,535
Nationwide $4,538 $5,898
Progressive $8,678 $9,758
State Farm $4,261 $5,447
Travelers $7,695 $12,152
USAA $2,770 $3,096

Cheapest Chesterfield, IN Car Insurance for Seniors

Take a look at Chesterfield, IN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Chesterfield, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,136 $2,332
American Family $1,930 $1,930
Farmers $1,232 $1,385
GEICO $1,264 $1,314
Liberty Mutual $3,247 $3,247
Nationwide $1,376 $1,471
Progressive $1,334 $1,341
State Farm $1,227 $1,227
Travelers $1,155 $1,153
USAA $920 $925

Cheapest Chesterfield, IN Car Insurance Rates After a DUI

A DUI in Chesterfield, IN increases car insurance rates. Compare Chesterfield, Indiana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Chesterfield, Indiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,301
American Family $4,782
Farmers $3,417
GEICO $2,761
Liberty Mutual $7,491
Nationwide $2,698
Progressive $3,093
State Farm $2,209
Travelers $4,079
USAA $1,919

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Cheapest Chesterfield, IN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Chesterfield, IN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Chesterfield, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,965 $3,965
American Family $3,398 $3,482
Farmers $3,179 $3,179
GEICO $1,931 $1,998
Liberty Mutual $5,000 $5,271
Nationwide $2,538 $2,538
Progressive $3,459 $3,459
State Farm $2,200 $2,328
Travelers $3,429 $3,429
USAA $1,534 $1,575

The Best Cheap Car Insurance Companies in Chesterfield, IN

Take a look at a side-by-side comparison of the top car insurance companies in Chesterfield, IN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Chesterfield, Indiana

Insurance Company Average Annual Rates
Allstate $3,965
American Family $3,440
Farmers $3,179
GEICO $1,965
Liberty Mutual $5,136
Nationwide $2,538
Progressive $3,459
State Farm $2,264
Travelers $3,429
USAA $1,554

Category Winners: Cheapest Car Insurance in Chesterfield, Indiana

Find the cheapest car insurance companies in Chesterfield, IN for each category right here.

Best Annual Car Insurance Rates by Company in Chesterfield, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Chesterfield, IN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Chesterfield car insurance rates. Find the cheapest Chesterfield, IN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Chesterfield, Indiana

Insurance Company Low Medium High
Allstate $3,781 $3,950 $4,163
American Family $3,387 $3,553 $3,379
Farmers $3,070 $3,172 $3,294
GEICO $1,836 $1,959 $2,100
Liberty Mutual $4,951 $5,121 $5,335
Nationwide $2,584 $2,518 $2,513
Progressive $3,263 $3,404 $3,711
State Farm $2,152 $2,263 $2,377
Travelers $3,364 $3,461 $3,463
USAA $1,505 $1,551 $1,607

What affects car insurance rates in Chesterfield, Indiana?

What factors can have an impact on Chesterfield, IN car insurance? There are several reasons why Chesterfield car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Chesterfield, Indiana.

Commute Time in Chesterfield

The more time you spend in your car the higher the risk of an accident. The average commute length in Chesterfield, IN is 26.5 minutes according to City-Data.

Traffic in Chesterfield

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Chesterfield, IN traffic data from INRIX ranks Chesterfield as the 520th-most congested in the world.

Compare Car Insurance Quotes in Chesterfield, IN

Ready to find affordable Chesterfield, Indiana car insurance today? Enter your ZIP code for fast, free Chesterfield, IN car insurance quotes.

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Average Monthly Car Insurance Rates by State