Compare Chesterfield, MA Car Insurance Rates (2021)

Car insurance in Chesterfield, MA averages $205 a month. Chesterfield, Massachusetts car insurance requirements are 20/40/5, but you might need full coverage insurance if your car is financed. To find cheap Chesterfield car insurance rates, compare quotes from the top car insurance companies in Chesterfield, MA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Chesterfield, MA are $2,461/year
  • The cheapest car insurance company in Chesterfield for teen drivers is State Farm
  • Average car insurance rates in Chesterfield, MA after a DUI are $3,024/year

If you need to buy Chesterfield, Massachusetts car insurance, the options can be confusing. Everything you need to know about car insurance in Chesterfield, MA is right here.

You’ll find Chesterfield car insurance rates, the cheapest Chesterfield, MA car insurance companies, and information on Massachusetts car insurance laws. You can also compare Chesterfield, Massachusetts car insurance rates to Lynn car insurance rates, Boston car insurance rates, and Worcester car insurance rates.

Ready to find affordable Chesterfield, MA car insurance today? Enter your ZIP code for fast, free Chesterfield car insurance quotes.

Cheapest Chesterfield, MA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Chesterfield, MA car insurance rates? Every Chesterfield, Massachusetts car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Chesterfield, Massachusetts

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,801 $1,801 $1,801 $1,801 $6,379 $6,379 $2,015 $2,015
GEICO $1,585 $1,585 $1,457 $1,457 $4,691 $4,691 $1,639 $1,639
Liberty Mutual $2,218 $2,218 $1,934 $1,934 $7,380 $7,380 $2,319 $2,319
Progressive $1,700 $1,700 $1,627 $1,627 $6,159 $6,159 $1,840 $1,840
State Farm $740 $740 $740 $740 $2,110 $2,110 $740 $740
Travelers $2,386 $2,386 $2,114 $2,114 $4,787 $4,787 $2,637 $2,637
USAA $1,133 $1,133 $1,117 $1,117 $2,604 $2,604 $1,251 $1,251

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Minimum Car Insurance in Chesterfield, MA

Every driver must carry the minimum car insurance in Chesterfield, MA. Take a look at the Massachusetts car insurance requirements.

Minimum Required Car Insurance Coverage in Chesterfield, Massachusetts

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Chesterfield, MA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Chesterfield, MA to rates for a clean record with top companies.

Annual Chesterfield, Massachusetts Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,334 $3,447 $3,882 $2,334
GEICO $1,878 $2,573 $2,943 $1,978
Liberty Mutual $2,733 $3,719 $4,485 $2,914
Progressive $2,390 $3,336 $2,664 $2,937
State Farm $859 $1,166 $1,388 $918
Travelers $2,337 $3,210 $3,423 $2,954
USAA $1,092 $1,412 $2,381 $1,219

Cheapest Chesterfield, MA Car Insurance for Teen Drivers

Teen car insurance in Chesterfield, MA can be expensive. Take a look at rates from the top car insurance companies in Chesterfield for teenagers.

Annual Car Insurance Rates for Teen Drivers in Chesterfield, Massachusetts

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,379 $6,379
GEICO $4,691 $4,691
Liberty Mutual $7,380 $7,380
Progressive $6,159 $6,159
State Farm $2,110 $2,110
Travelers $4,787 $4,787
USAA $2,604 $2,604

Cheapest Chesterfield, MA Car Insurance for Seniors

Take a look at Chesterfield, MA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Chesterfield, Massachusetts

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,801 $1,801
GEICO $1,457 $1,457
Liberty Mutual $1,934 $1,934
Progressive $1,627 $1,627
State Farm $740 $740
Travelers $2,114 $2,114
USAA $1,117 $1,117

Cheapest Chesterfield, MA Car Insurance Rates After a DUI

A DUI in Chesterfield, MA increases car insurance rates. Compare Chesterfield, Massachusetts DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Chesterfield, Massachusetts

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,882
GEICO $2,943
Liberty Mutual $4,485
Progressive $2,664
State Farm $1,388
Travelers $3,423
USAA $2,381

Cheapest Chesterfield, MA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Chesterfield, MA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Chesterfield, Massachusetts

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,905 $3,094
GEICO $2,297 $2,389
Liberty Mutual $3,327 $3,598
Progressive $2,832 $2,832
State Farm $1,058 $1,108
Travelers $2,841 $3,121
USAA $1,484 $1,568

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The Best Cheap Car Insurance Companies in Chesterfield, MA

Take a look at a side-by-side comparison of the top car insurance companies in Chesterfield, MA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Chesterfield, Massachusetts

Insurance Company Average Annual Rates
Allstate $2,999
GEICO $2,343
Liberty Mutual $3,463
Progressive $2,832
State Farm $1,083
Travelers $2,981
USAA $1,526

Category Winners: Cheapest Car Insurance in Chesterfield, Massachusetts

Find the cheapest car insurance companies in Chesterfield, MA for each category right here.

Best Annual Car Insurance Rates by Company in Chesterfield, Massachusetts

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

Cheapest Chesterfield, MA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Chesterfield car insurance rates. Find the cheapest Chesterfield, MA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Chesterfield, Massachusetts

Insurance Company Low Medium High
Allstate $2,784 $3,047 $3,167
GEICO $2,166 $2,385 $2,477
Liberty Mutual $3,248 $3,507 $3,633
Progressive $2,628 $2,882 $2,985
State Farm $990 $1,101 $1,157
Travelers $2,719 $3,034 $3,189
USAA $1,418 $1,551 $1,609

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What affects car insurance rates in Chesterfield, Massachusetts?

What factors can have an impact on Chesterfield, MA car insurance? There are several reasons why Chesterfield car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Chesterfield, Massachusetts.

Traffic in Chesterfield

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Chesterfield, MA traffic data from INRIX ranks Chesterfield as the 520th-most congested in the world.

Compare Car Insurance Quotes in Chesterfield, MA

Ready to find affordable Chesterfield, Massachusetts car insurance today? Enter your ZIP code for fast, free Chesterfield, MA car insurance quotes.

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