Compare Chestnut Ridge, NY Car Insurance Rates (2021)

Car insurance in Chestnut Ridge, NY averages $446 a month. Chestnut Ridge, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Chestnut Ridge car insurance rates, compare quotes from the top car insurance companies in Chestnut Ridge, NY.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Chestnut Ridge is GEICO
  • Average car insurance rates in Chestnut Ridge, NY are $5,349/year
  • Average car insurance rates in Chestnut Ridge, NY after a DUI are $7,141/year

If you need to buy Chestnut Ridge, New York car insurance, the options can be confusing. Everything you need to know about car insurance in Chestnut Ridge, NY is right here.

You’ll find Chestnut Ridge car insurance rates, the cheapest Chestnut Ridge, NY car insurance companies, and information on New York car insurance laws. You can also compare Chestnut Ridge, New York car insurance rates to Rochester car insurance rates, Schenectady car insurance rates, and Utica car insurance rates.

Ready to find affordable Chestnut Ridge, NY car insurance today? Enter your ZIP code for fast, free Chestnut Ridge car insurance quotes.

Cheapest Chestnut Ridge, NY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Chestnut Ridge, NY car insurance rates? Every Chestnut Ridge, New York car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Chestnut Ridge, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,849 $3,586 $3,640 $3,700 $11,926 $12,832 $3,726 $3,747
GEICO $2,191 $2,110 $2,134 $2,102 $4,766 $7,089 $1,969 $2,027
Liberty Mutual $5,449 $5,449 $5,077 $5,077 $10,665 $15,392 $5,449 $5,781
Nationwide $3,750 $3,750 $3,525 $3,525 $7,010 $10,563 $3,750 $4,866
Progressive $3,774 $3,387 $2,899 $2,976 $12,616 $13,691 $4,736 $4,407
State Farm $3,242 $3,242 $2,843 $2,843 $9,569 $11,758 $3,584 $3,776
Travelers $4,366 $4,300 $4,009 $4,225 $10,470 $12,473 $4,586 $4,690
USAA $2,147 $2,104 $1,962 $1,952 $8,913 $10,561 $2,743 $3,024

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Minimum Car Insurance in Chestnut Ridge, NY

Every driver must carry the minimum car insurance in Chestnut Ridge, NY. Take a look at the New York car insurance requirements.

Minimum Required Car Insurance Coverage in Chestnut Ridge, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Chestnut Ridge, NY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Chestnut Ridge, NY. Compare credit history car insurance rates in Chestnut Ridge from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Chestnut Ridge, New York

Insurance Company Poor Fair Good
Allstate $8,498 $4,916 $4,213
GEICO $3,821 $2,806 $2,519
Liberty Mutual $10,210 $6,673 $4,995
Nationwide $5,092 $5,092 $5,092
Progressive $9,961 $4,792 $3,429
State Farm $7,212 $4,521 $3,588
Travelers $8,629 $5,274 $4,516
USAA $6,382 $3,262 $2,883

Cheapest Chestnut Ridge, NY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Chestnut Ridge, NY to rates for a clean record with top companies.

Annual Chestnut Ridge, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,907 $4,907 $7,380 $6,310
GEICO $2,350 $2,564 $4,930 $2,350
Liberty Mutual $5,736 $5,736 $11,964 $5,736
Nationwide $3,836 $3,836 $8,770 $3,928
Progressive $5,878 $5,878 $6,564 $5,923
State Farm $4,852 $4,852 $5,363 $5,363
Travelers $5,176 $6,593 $6,686 $6,105
USAA $3,701 $3,764 $5,475 $3,764

Cheapest Chestnut Ridge, NY Car Insurance for Teen Drivers

Teen car insurance in Chestnut Ridge, NY can be expensive. Take a look at rates from the top car insurance companies in Chestnut Ridge for teenagers.

Annual Car Insurance Rates for Teen Drivers in Chestnut Ridge, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,926 $12,832
GEICO $4,766 $7,089
Liberty Mutual $10,665 $15,392
Nationwide $7,010 $10,563
Progressive $12,616 $13,691
State Farm $9,569 $11,758
Travelers $10,470 $12,473
USAA $8,913 $10,561

Cheapest Chestnut Ridge, NY Car Insurance for Seniors

Take a look at Chestnut Ridge, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Chestnut Ridge, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,640 $3,700
GEICO $2,134 $2,102
Liberty Mutual $5,077 $5,077
Nationwide $3,525 $3,525
Progressive $2,899 $2,976
State Farm $2,843 $2,843
Travelers $4,009 $4,225
USAA $1,962 $1,952

Cheapest Chestnut Ridge, NY Car Insurance Rates After a DUI

A DUI in Chestnut Ridge, NY increases car insurance rates. Compare Chestnut Ridge, New York DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Chestnut Ridge, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,380
GEICO $4,930
Liberty Mutual $11,964
Nationwide $8,770
Progressive $6,564
State Farm $5,363
Travelers $6,686
USAA $5,475

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Cheapest Chestnut Ridge, NY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Chestnut Ridge, NY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Chestnut Ridge, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,793 $5,959
GEICO $2,957 $3,139
Liberty Mutual $7,082 $7,503
Nationwide $5,092 $5,092
Progressive $6,061 $6,061
State Farm $4,920 $5,294
Travelers $6,140 $6,140
USAA $4,134 $4,218

The Best Cheap Car Insurance Companies in Chestnut Ridge, NY

Take a look at a side-by-side comparison of the top car insurance companies in Chestnut Ridge, NY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Chestnut Ridge, New York

Insurance Company Average Annual Rates
Allstate $5,876
GEICO $3,048
Liberty Mutual $7,293
Nationwide $5,092
Progressive $6,061
State Farm $5,107
Travelers $6,140
USAA $4,176

Category Winners: Cheapest Car Insurance in Chestnut Ridge, New York

Find the cheapest car insurance companies in Chestnut Ridge, NY for each category right here.

Best Annual Car Insurance Rates by Company in Chestnut Ridge, New York

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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Cheapest Chestnut Ridge, NY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Chestnut Ridge car insurance rates. Find the cheapest Chestnut Ridge, NY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Chestnut Ridge, New York

Insurance Company Low Medium High
Allstate $5,501 $5,852 $6,274
GEICO $2,868 $3,037 $3,241
Liberty Mutual $6,915 $7,273 $7,690
Nationwide $4,743 $5,046 $5,489
Progressive $5,692 $6,013 $6,476
State Farm $4,804 $5,142 $5,376
Travelers $5,740 $6,059 $6,620
USAA $4,027 $4,149 $4,352

What affects car insurance rates in Chestnut Ridge, New York?

What factors can have an impact on Chestnut Ridge, NY car insurance? There are several reasons why Chestnut Ridge car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Chestnut Ridge, New York.

Commute Time in Chestnut Ridge

The more time you spend in your car the higher the risk of an accident. The average commute length in Chestnut Ridge, NY is 31.8 minutes according to City-Data.

Compare Car Insurance Quotes in Chestnut Ridge, NY

Ready to find affordable Chestnut Ridge, New York car insurance today? Enter your ZIP code for fast, free Chestnut Ridge, NY car insurance quotes.

Free Car Insurance Comparison

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