Compare Chicago Heights, IL Car Insurance Rates (2021)

Car insurance in Chicago Heights, IL averages $335 a month. Chicago Heights, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Chicago Heights car insurance rates, compare quotes from the top car insurance companies in Chicago Heights, IL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Chicago Heights for teen drivers is Liberty Mutual
  • Average car insurance rates in Chicago Heights, IL are $4,020/year
  • The cheapest car insurance company in Chicago Heights is Liberty Mutual

If you need to buy Chicago Heights, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in Chicago Heights, IL is right here.

You’ll find Chicago Heights car insurance rates, the cheapest Chicago Heights, IL car insurance companies, and information on Illinois car insurance laws. You can also compare Chicago Heights, Illinois car insurance rates to Rockford car insurance rates, Champaign car insurance rates, and Springfield car insurance rates.

Ready to find affordable Chicago Heights, IL car insurance today? Enter your ZIP code for fast, free Chicago Heights car insurance quotes.

Cheapest Chicago Heights, IL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Chicago Heights, IL car insurance rates? Every Chicago Heights, Illinois car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Chicago Heights, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,306 $4,326 $4,504 $4,504 $11,142 $14,446 $5,174 $5,587
American Family $2,960 $2,960 $2,707 $2,707 $8,329 $11,571 $2,960 $3,818
Farmers $3,078 $3,076 $2,727 $2,895 $13,482 $14,039 $3,509 $3,652
GEICO $2,123 $2,185 $2,065 $2,308 $7,762 $8,099 $2,462 $2,576
Liberty Mutual $1,499 $1,618 $1,248 $1,396 $5,108 $5,681 $1,561 $1,641
Nationwide $2,100 $2,134 $1,870 $1,978 $5,810 $7,444 $2,450 $2,650
Progressive $2,523 $2,366 $2,079 $2,199 $9,271 $10,392 $2,989 $3,210
State Farm $1,759 $1,759 $1,590 $1,590 $5,528 $6,990 $1,993 $2,288
Travelers $1,772 $1,867 $1,629 $1,736 $5,354 $6,748 $1,879 $1,979
USAA $1,902 $1,927 $1,765 $1,726 $6,322 $6,968 $2,513 $2,749

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Minimum Car Insurance in Chicago Heights, IL

Every driver must carry the minimum car insurance in Chicago Heights, IL. Take a look at the Illinois car insurance requirements.

Minimum Required Car Insurance Coverage in Chicago Heights, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Chicago Heights, IL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Chicago Heights, IL. Compare credit history car insurance rates in Chicago Heights from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Chicago Heights, Illinois

Insurance Company Poor Fair Good
Allstate $8,625 $6,195 $5,426
American Family $6,329 $4,297 $3,630
Farmers $6,596 $5,549 $5,277
GEICO $5,966 $2,888 $2,239
Liberty Mutual $3,496 $2,180 $1,731
Nationwide $3,949 $3,184 $2,781
Progressive $4,999 $4,230 $3,907
State Farm $4,268 $2,558 $1,986
Travelers $3,492 $2,830 $2,290
USAA $4,307 $2,958 $2,436

Cheapest Chicago Heights, IL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Chicago Heights, IL to rates for a clean record with top companies.

Annual Chicago Heights, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,819 $8,233 $7,602 $6,340
American Family $3,502 $4,926 $6,607 $3,973
Farmers $4,900 $6,330 $6,173 $5,826
GEICO $2,472 $3,968 $5,441 $2,909
Liberty Mutual $2,050 $2,927 $2,565 $2,333
Nationwide $2,665 $3,446 $4,048 $3,059
Progressive $3,597 $5,368 $3,995 $4,555
State Farm $2,669 $3,205 $2,937 $2,937
Travelers $2,275 $2,998 $3,346 $2,863
USAA $2,293 $3,317 $4,554 $2,771

Cheapest Chicago Heights, IL Car Insurance for Teen Drivers

Teen car insurance in Chicago Heights, IL can be expensive. Take a look at rates from the top car insurance companies in Chicago Heights for teenagers.

Annual Car Insurance Rates for Teen Drivers in Chicago Heights, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,142 $14,446
American Family $8,329 $11,571
Farmers $13,482 $14,039
GEICO $7,762 $8,099
Liberty Mutual $5,108 $5,681
Nationwide $5,810 $7,444
Progressive $9,271 $10,392
State Farm $5,528 $6,990
Travelers $5,354 $6,748
USAA $6,322 $6,968

Cheapest Chicago Heights, IL Car Insurance for Seniors

Take a look at Chicago Heights, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Chicago Heights, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,504 $4,504
American Family $2,707 $2,707
Farmers $2,727 $2,895
GEICO $2,065 $2,308
Liberty Mutual $1,248 $1,396
Nationwide $1,870 $1,978
Progressive $2,079 $2,199
State Farm $1,590 $1,590
Travelers $1,629 $1,736
USAA $1,765 $1,726

Cheapest Chicago Heights, IL Car Insurance Rates After a DUI

A DUI in Chicago Heights, IL increases car insurance rates. Compare Chicago Heights, Illinois DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Chicago Heights, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,602
American Family $6,607
Farmers $6,173
GEICO $5,441
Liberty Mutual $2,565
Nationwide $4,048
Progressive $3,995
State Farm $2,937
Travelers $3,346
USAA $4,554

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Cheapest Chicago Heights, IL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Chicago Heights, IL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Chicago Heights, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,749 $6,749
American Family $4,690 $4,813
Farmers $5,807 $5,807
GEICO $3,632 $3,764
Liberty Mutual $2,469 $2,469
Nationwide $3,304 $3,304
Progressive $4,379 $4,379
State Farm $2,863 $3,012
Travelers $2,757 $2,984
USAA $3,143 $3,325

The Best Cheap Car Insurance Companies in Chicago Heights, IL

Take a look at a side-by-side comparison of the top car insurance companies in Chicago Heights, IL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Chicago Heights, Illinois

Insurance Company Average Annual Rates
Allstate $6,749
American Family $4,752
Farmers $5,807
GEICO $3,698
Liberty Mutual $2,469
Nationwide $3,304
Progressive $4,379
State Farm $2,937
Travelers $2,870
USAA $3,234

Category Winners: Cheapest Car Insurance in Chicago Heights, Illinois

Find the cheapest car insurance companies in Chicago Heights, IL for each category right here.

Best Annual Car Insurance Rates by Company in Chicago Heights, Illinois

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation Liberty Mutual

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Cheapest Chicago Heights, IL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Chicago Heights car insurance rates. Find the cheapest Chicago Heights, IL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Chicago Heights, Illinois

Insurance Company Low Medium High
Allstate $6,500 $6,741 $7,005
American Family $4,594 $4,925 $4,737
Farmers $5,503 $5,662 $6,257
GEICO $3,359 $3,685 $4,049
Liberty Mutual $2,317 $2,463 $2,627
Nationwide $3,258 $3,334 $3,322
Progressive $3,950 $4,344 $4,843
State Farm $2,746 $2,942 $3,124
Travelers $2,687 $2,867 $3,057
USAA $3,031 $3,232 $3,439

What affects car insurance rates in Chicago Heights, Illinois?

What factors can have an impact on Chicago Heights, IL car insurance? There are several reasons why Chicago Heights car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Chicago Heights, Illinois.

Commute Time in Chicago Heights

The more time you spend in your car the higher the risk of an accident. The average commute length in Chicago Heights, IL is 25.9 minutes according to City-Data.

Compare Car Insurance Quotes in Chicago Heights, IL

Ready to find affordable Chicago Heights, Illinois car insurance today? Enter your ZIP code for fast, free Chicago Heights, IL car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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