Compare Chillicothe, MO Car Insurance Rates (2021)

Car insurance in Chillicothe, MO averages $255 a month. Chillicothe, Missouri car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Chillicothe car insurance rates, compare quotes from the top car insurance companies in Chillicothe, MO.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Chillicothe, MO are $3,063/year
  • Average car insurance rates in Chillicothe, MO after a DUI are $3,563/year
  • The cheapest car insurance company in Chillicothe is Nationwide

If you need to buy Chillicothe, Missouri car insurance, the options can be confusing. Everything you need to know about car insurance in Chillicothe, MO is right here.

You’ll find Chillicothe car insurance rates, the cheapest Chillicothe, MO car insurance companies, and information on Missouri car insurance laws. You can also compare Chillicothe, Missouri car insurance rates to Lee’s Summit car insurance rates, St. Louis car insurance rates, and Florissant car insurance rates.

Ready to find affordable Chillicothe, MO car insurance today? Enter your ZIP code for fast, free Chillicothe car insurance quotes.

Cheapest Chillicothe, MO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Chillicothe, MO car insurance rates? Every Chillicothe, Missouri car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Chillicothe, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,513 $2,436 $2,257 $2,329 $6,849 $7,410 $2,418 $2,501
American Family $1,895 $1,895 $1,688 $1,688 $5,145 $6,691 $1,895 $2,217
Farmers $2,269 $2,267 $2,037 $2,148 $8,819 $9,123 $2,573 $2,701
GEICO $1,859 $2,071 $1,439 $1,811 $5,651 $6,009 $1,723 $1,750
Liberty Mutual $2,660 $2,890 $2,190 $2,459 $8,634 $9,598 $2,812 $3,014
Nationwide $1,401 $1,438 $1,247 $1,330 $3,496 $4,513 $1,594 $1,734
Progressive $1,947 $1,829 $1,592 $1,635 $6,051 $6,810 $2,377 $2,437
State Farm $1,559 $1,559 $1,377 $1,377 $4,237 $5,377 $1,746 $1,975
USAA $1,508 $1,499 $1,350 $1,381 $4,430 $5,421 $1,886 $2,103

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Minimum Car Insurance in Chillicothe, MO

Every driver must carry the minimum car insurance in Chillicothe, MO. Take a look at the Missouri car insurance requirements.

Minimum Required Car Insurance Coverage in Chillicothe, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Chillicothe, MO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Chillicothe, MO. Compare credit history car insurance rates in Chillicothe from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Chillicothe, Missouri

Insurance Company Poor Fair Good
Allstate $4,942 $3,187 $2,639
American Family $3,773 $2,656 $2,239
Farmers $4,577 $3,791 $3,609
GEICO $3,850 $2,509 $2,008
Liberty Mutual $6,162 $3,736 $2,949
Nationwide $2,476 $2,034 $1,772
Progressive $3,578 $2,954 $2,721
State Farm $3,209 $2,171 $1,823
USAA $4,091 $1,895 $1,355

Cheapest Chillicothe, MO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Chillicothe, MO to rates for a clean record with top companies.

Annual Chillicothe, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,089 $3,475 $4,306 $3,487
American Family $2,164 $3,143 $3,784 $2,466
Farmers $3,504 $4,264 $4,178 $4,022
GEICO $2,206 $2,818 $3,750 $2,383
Liberty Mutual $3,131 $4,450 $4,611 $4,937
Nationwide $1,668 $2,111 $2,782 $1,816
Progressive $2,705 $3,537 $2,971 $3,125
State Farm $2,225 $2,577 $2,401 $2,401
USAA $1,976 $2,382 $3,279 $2,152

Cheapest Chillicothe, MO Car Insurance for Teen Drivers

Teen car insurance in Chillicothe, MO can be expensive. Take a look at rates from the top car insurance companies in Chillicothe for teenagers.

Annual Car Insurance Rates for Teen Drivers in Chillicothe, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,849 $7,410
American Family $5,145 $6,691
Farmers $8,819 $9,123
GEICO $5,651 $6,009
Liberty Mutual $8,634 $9,598
Nationwide $3,496 $4,513
Progressive $6,051 $6,810
State Farm $4,237 $5,377
USAA $4,430 $5,421

Cheapest Chillicothe, MO Car Insurance for Seniors

Take a look at Chillicothe, MO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Chillicothe, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,257 $2,329
American Family $1,688 $1,688
Farmers $2,037 $2,148
GEICO $1,439 $1,811
Liberty Mutual $2,190 $2,459
Nationwide $1,247 $1,330
Progressive $1,592 $1,635
State Farm $1,377 $1,377
USAA $1,350 $1,381

Cheapest Chillicothe, MO Car Insurance Rates After a DUI

A DUI in Chillicothe, MO increases car insurance rates. Compare Chillicothe, Missouri DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Chillicothe, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,306
American Family $3,784
Farmers $4,178
GEICO $3,750
Liberty Mutual $4,611
Nationwide $2,782
Progressive $2,971
State Farm $2,401
USAA $3,279

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Cheapest Chillicothe, MO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Chillicothe, MO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Chillicothe, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,589 $3,589
American Family $2,861 $2,918
Farmers $3,992 $3,992
GEICO $2,735 $2,844
Liberty Mutual $4,282 $4,282
Nationwide $2,094 $2,094
Progressive $3,085 $3,085
State Farm $2,342 $2,460
USAA $2,358 $2,536

The Best Cheap Car Insurance Companies in Chillicothe, MO

Take a look at a side-by-side comparison of the top car insurance companies in Chillicothe, MO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Chillicothe, Missouri

Insurance Company Average Annual Rates
Allstate $3,589
American Family $2,889
Farmers $3,992
GEICO $2,789
Liberty Mutual $4,282
Nationwide $2,094
Progressive $3,085
State Farm $2,401
USAA $2,447

Category Winners: Cheapest Car Insurance in Chillicothe, Missouri

Find the cheapest car insurance companies in Chillicothe, MO for each category right here.

Best Annual Car Insurance Rates by Company in Chillicothe, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors Nationwide
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

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Cheapest Chillicothe, MO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Chillicothe car insurance rates. Find the cheapest Chillicothe, MO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Chillicothe, Missouri

Insurance Company Low Medium High
Allstate $3,465 $3,582 $3,720
American Family $2,801 $2,981 $2,886
Farmers $3,763 $3,958 $4,256
GEICO $2,633 $2,805 $2,929
Liberty Mutual $4,052 $4,301 $4,494
Nationwide $1,979 $2,111 $2,192
Progressive $2,798 $3,093 $3,363
State Farm $2,265 $2,408 $2,529
USAA $2,351 $2,439 $2,551

What affects car insurance rates in Chillicothe, Missouri?

What factors can have an impact on Chillicothe, MO car insurance? There are several reasons why Chillicothe car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Chillicothe, Missouri.

Commute Time in Chillicothe

The more time you spend in your car the higher the risk of an accident. The average commute length in Chillicothe, MO is 14.4 minutes according to City-Data.

Compare Car Insurance Quotes in Chillicothe, MO

Ready to find affordable Chillicothe, Missouri car insurance today? Enter your ZIP code for fast, free Chillicothe, MO car insurance quotes.

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