Compare Chilton, TX Car Insurance Rates (2021)

Car insurance in Chilton, TX averages $293 a month. Chilton, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Chilton car insurance rates, compare quotes from the top car insurance companies in Chilton, TX.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Chilton for teen drivers is USAA
  • Average car insurance rates in Chilton, TX are $3,513/year
  • Average car insurance rates in Chilton, TX after a DUI are $4,002/year

If you need to buy Chilton, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Chilton, TX is right here.

You’ll find Chilton car insurance rates, the cheapest Chilton, TX car insurance companies, and information on Texas car insurance laws. You can also compare Chilton, Texas car insurance rates to Fort Worth car insurance rates, Corpus Christi car insurance rates, and Dallas car insurance rates.

Ready to find affordable Chilton, TX car insurance today? Enter your ZIP code for fast, free Chilton car insurance quotes.

Cheapest Chilton, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Chilton, TX car insurance rates? Every Chilton, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Chilton, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,411 $3,442 $3,371 $3,371 $8,967 $10,825 $4,216 $4,389
American Family $2,414 $2,682 $2,257 $2,578 $6,330 $8,289 $3,449 $3,929
GEICO $2,005 $2,154 $1,926 $2,165 $4,337 $4,511 $2,166 $2,170
Nationwide $2,189 $2,225 $1,937 $2,049 $6,166 $7,908 $2,568 $2,775
Progressive $2,306 $2,169 $2,066 $2,102 $9,933 $11,031 $2,713 $2,725
State Farm $1,829 $1,829 $1,623 $1,623 $4,301 $5,470 $1,983 $2,050
USAA $1,431 $1,444 $1,364 $1,358 $3,957 $4,322 $1,906 $2,052

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Minimum Car Insurance in Chilton, TX

Every driver must carry the minimum car insurance in Chilton, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Chilton, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Chilton, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Chilton, TX. Compare credit history car insurance rates in Chilton from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Chilton, Texas

Insurance Company Poor Fair Good
Allstate $6,690 $4,882 $4,174
American Family $5,494 $3,457 $3,022
GEICO $4,113 $2,346 $1,578
Nationwide $4,167 $3,350 $2,914
Progressive $4,905 $4,269 $3,968
State Farm $3,666 $2,281 $1,817
USAA $3,282 $1,888 $1,517

Cheapest Chilton, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Chilton, TX to rates for a clean record with top companies.

Annual Chilton, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,078 $6,295 $6,544 $4,078
American Family $3,638 $4,629 $4,059 $3,638
GEICO $2,280 $2,998 $2,516 $2,923
Nationwide $3,020 $3,020 $4,461 $3,407
Progressive $3,820 $4,964 $4,448 $4,292
State Farm $2,309 $2,637 $3,098 $2,309
USAA $1,668 $2,449 $2,887 $1,913

Cheapest Chilton, TX Car Insurance for Teen Drivers

Teen car insurance in Chilton, TX can be expensive. Take a look at rates from the top car insurance companies in Chilton for teenagers.

Annual Car Insurance Rates for Teen Drivers in Chilton, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,967 $10,825
American Family $6,330 $8,289
GEICO $4,337 $4,511
Nationwide $6,166 $7,908
Progressive $9,933 $11,031
State Farm $4,301 $5,470
USAA $3,957 $4,322

Cheapest Chilton, TX Car Insurance for Seniors

Take a look at Chilton, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Chilton, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,371 $3,371
American Family $2,257 $2,578
GEICO $1,926 $2,165
Nationwide $1,937 $2,049
Progressive $2,066 $2,102
State Farm $1,623 $1,623
USAA $1,364 $1,358

Cheapest Chilton, TX Car Insurance Rates After a DUI

A DUI in Chilton, TX increases car insurance rates. Compare Chilton, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Chilton, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,544
American Family $4,059
GEICO $2,516
Nationwide $4,461
Progressive $4,448
State Farm $3,098
USAA $2,887

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Cheapest Chilton, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Chilton, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Chilton, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,123 $5,375
American Family $3,991 $3,991
GEICO $2,631 $2,727
Nationwide $3,477 $3,477
Progressive $4,381 $4,381
State Farm $2,588 $2,588
USAA $2,201 $2,257

The Best Cheap Car Insurance Companies in Chilton, TX

Take a look at a side-by-side comparison of the top car insurance companies in Chilton, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Chilton, Texas

Insurance Company Average Annual Rates
Allstate $5,249
American Family $3,991
GEICO $2,679
Nationwide $3,477
Progressive $4,381
State Farm $2,588
USAA $2,229

Category Winners: Cheapest Car Insurance in Chilton, Texas

Find the cheapest car insurance companies in Chilton, TX for each category right here.

Best Annual Car Insurance Rates by Company in Chilton, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Cheapest Chilton, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Chilton car insurance rates. Find the cheapest Chilton, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Chilton, Texas

Insurance Company Low Medium High
Allstate $5,114 $5,198 $5,435
American Family $3,745 $3,866 $4,363
GEICO $2,553 $2,653 $2,831
Nationwide $3,746 $3,330 $3,355
Progressive $4,157 $4,357 $4,629
State Farm $2,470 $2,582 $2,713
USAA $2,160 $2,221 $2,306

What affects car insurance rates in Chilton, Texas?

What factors can have an impact on Chilton, TX car insurance? There are several reasons why Chilton car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Chilton, Texas.

Commute Time in Chilton

The more time you spend in your car the higher the risk of an accident. The average commute length in Chilton, TX is 30.3 minutes according to City-Data.

Compare Car Insurance Quotes in Chilton, TX

Ready to find affordable Chilton, Texas car insurance today? Enter your ZIP code for fast, free Chilton, TX car insurance quotes.

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