Compare Chinchilla, PA Car Insurance Rates (2021)

Car insurance in Chinchilla, PA averages $323 a month. Chinchilla, Pennsylvania car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Chinchilla car insurance rates, compare quotes from the top car insurance companies in Chinchilla, PA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Chinchilla, PA are $3,881/year
  • The cheapest car insurance company in Chinchilla is USAA
  • The cheapest car insurance company in Chinchilla for teen drivers is USAA

If you need to buy Chinchilla, Pennsylvania car insurance, the options can be confusing. Everything you need to know about car insurance in Chinchilla, PA is right here.

You’ll find Chinchilla car insurance rates, the cheapest Chinchilla, PA car insurance companies, and information on Pennsylvania car insurance laws. You can also compare Chinchilla, Pennsylvania car insurance rates to Pittsburgh car insurance rates, Reading car insurance rates, and Bethlehem car insurance rates.

Ready to find affordable Chinchilla, PA car insurance today? Enter your ZIP code for fast, free Chinchilla car insurance quotes.

Cheapest Chinchilla, PA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Chinchilla, PA car insurance rates? Every Chinchilla, Pennsylvania car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Chinchilla, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,295 $2,295 $2,127 $2,127 $7,631 $7,631 $2,510 $2,510
GEICO $1,988 $1,720 $1,905 $1,650 $4,994 $4,332 $1,984 $1,717
Liberty Mutual $3,822 $3,822 $3,502 $3,502 $11,166 $11,166 $4,853 $4,853
Nationwide $1,876 $1,876 $1,780 $1,780 $5,200 $5,200 $2,099 $2,099
Progressive $2,682 $2,682 $2,402 $2,402 $8,607 $8,607 $3,399 $3,399
State Farm $1,759 $1,759 $1,560 $1,560 $6,357 $6,357 $1,944 $1,944
Travelers $1,614 $1,614 $1,749 $1,749 $24,261 $24,261 $1,933 $1,933
USAA $1,106 $1,106 $1,001 $1,001 $3,348 $3,348 $1,462 $1,462

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Minimum Car Insurance in Chinchilla, PA

Every driver must carry the minimum car insurance in Chinchilla, PA. Take a look at the Pennsylvania car insurance requirements.

Minimum Required Car Insurance Coverage in Chinchilla, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Chinchilla, PA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Chinchilla, PA. Compare credit history car insurance rates in Chinchilla from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Chinchilla, Pennsylvania

Insurance Company Poor Fair Good
Allstate $4,667 $3,465 $2,790
GEICO $3,806 $2,145 $1,657
Liberty Mutual $7,451 $5,341 $4,716
Nationwide $3,217 $2,643 $2,356
Progressive $5,653 $3,973 $3,190
State Farm $4,129 $2,561 $2,024
Travelers $8,027 $7,270 $6,870
USAA $2,159 $1,606 $1,423

Cheapest Chinchilla, PA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Chinchilla, PA to rates for a clean record with top companies.

Annual Chinchilla, Pennsylvania Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,486 $4,106 $3,486 $3,486
GEICO $1,862 $3,226 $2,492 $2,566
Liberty Mutual $5,322 $6,102 $5,960 $5,960
Nationwide $1,989 $2,648 $3,672 $2,646
Progressive $3,869 $5,340 $3,992 $3,887
State Farm $2,648 $3,162 $2,905 $2,905
Travelers $5,228 $7,454 $9,421 $7,454
USAA $1,392 $1,924 $2,047 $1,555

Cheapest Chinchilla, PA Car Insurance for Teen Drivers

Teen car insurance in Chinchilla, PA can be expensive. Take a look at rates from the top car insurance companies in Chinchilla for teenagers.

Annual Car Insurance Rates for Teen Drivers in Chinchilla, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,631 $7,631
GEICO $4,994 $4,332
Liberty Mutual $11,166 $11,166
Nationwide $5,200 $5,200
Progressive $8,607 $8,607
State Farm $6,357 $6,357
Travelers $24,261 $24,261
USAA $3,348 $3,348

Cheapest Chinchilla, PA Car Insurance for Seniors

Take a look at Chinchilla, PA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Chinchilla, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,127 $2,127
GEICO $1,905 $1,650
Liberty Mutual $3,502 $3,502
Nationwide $1,780 $1,780
Progressive $2,402 $2,402
State Farm $1,560 $1,560
Travelers $1,749 $1,749
USAA $1,001 $1,001

Cheapest Chinchilla, PA Car Insurance Rates After a DUI

A DUI in Chinchilla, PA increases car insurance rates. Compare Chinchilla, Pennsylvania DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Chinchilla, Pennsylvania

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,486
GEICO $2,492
Liberty Mutual $5,960
Nationwide $3,672
Progressive $3,992
State Farm $2,905
Travelers $9,421
USAA $2,047

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Cheapest Chinchilla, PA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Chinchilla, PA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Chinchilla, Pennsylvania

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,567 $3,714
GEICO $2,497 $2,575
Liberty Mutual $5,686 $5,985
Nationwide $2,739 $2,739
Progressive $4,272 $4,272
State Farm $2,820 $2,990
Travelers $7,389 $7,389
USAA $1,680 $1,779

The Best Cheap Car Insurance Companies in Chinchilla, PA

Take a look at a side-by-side comparison of the top car insurance companies in Chinchilla, PA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Chinchilla, Pennsylvania

Insurance Company Average Annual Rates
Allstate $3,641
GEICO $2,536
Liberty Mutual $5,836
Nationwide $2,739
Progressive $4,272
State Farm $2,905
Travelers $7,389
USAA $1,730

Category Winners: Cheapest Car Insurance in Chinchilla, Pennsylvania

Find the cheapest car insurance companies in Chinchilla, PA for each category right here.

Best Annual Car Insurance Rates by Company in Chinchilla, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Chinchilla, PA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Chinchilla car insurance rates. Find the cheapest Chinchilla, PA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Chinchilla, Pennsylvania

Insurance Company Low Medium High
Allstate $3,452 $3,666 $3,805
GEICO $2,272 $2,564 $2,773
Liberty Mutual $5,572 $5,875 $6,061
Nationwide $2,716 $2,774 $2,726
Progressive $3,828 $4,304 $4,685
State Farm $2,706 $2,943 $3,065
Travelers $7,382 $7,412 $7,373
USAA $1,599 $1,746 $1,844

What affects car insurance rates in Chinchilla, Pennsylvania?

What factors can have an impact on Chinchilla, PA car insurance? There are several reasons why Chinchilla car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Chinchilla, Pennsylvania.

Commute Time in Chinchilla

The more time you spend in your car the higher the risk of an accident. The average commute length in Chinchilla, PA is 28.5 minutes according to City-Data.

Compare Car Insurance Quotes in Chinchilla, PA

Ready to find affordable Chinchilla, Pennsylvania car insurance today? Enter your ZIP code for fast, free Chinchilla, PA car insurance quotes.

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