Compare Chippewa Lake, MI Car Insurance Rates (2021)

Car insurance in Chippewa Lake, MI averages $769 a month. Chippewa Lake, Michigan car insurance requirements are 20/40/10, but you might need full coverage insurance if your car is financed. To find cheap Chippewa Lake car insurance rates, compare quotes from the top car insurance companies in Chippewa Lake, MI.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Chippewa Lake, MI are $9,223/year
  • Average car insurance rates in Chippewa Lake, MI after a DUI are $14,926/year
  • The cheapest car insurance company in Chippewa Lake is USAA

If you need to buy Chippewa Lake, Michigan car insurance, the options can be confusing. Everything you need to know about car insurance in Chippewa Lake, MI is right here.

You’ll find Chippewa Lake car insurance rates, the cheapest Chippewa Lake, MI car insurance companies, and information on Michigan car insurance laws. You can also compare Chippewa Lake, Michigan car insurance rates to Sterling Heights car insurance rates, Detroit car insurance rates, and Flint car insurance rates.

Ready to find affordable Chippewa Lake, MI car insurance today? Enter your ZIP code for fast, free Chippewa Lake car insurance quotes.

Cheapest Chippewa Lake, MI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Chippewa Lake, MI car insurance rates? Every Chippewa Lake, Michigan car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Chippewa Lake, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $12,749 $12,749 $11,774 $11,774 $32,522 $32,522 $13,450 $13,450
Farmers $3,909 $3,909 $3,642 $3,642 $8,973 $8,973 $4,398 $4,398
GEICO $3,869 $3,869 $3,929 $3,929 $10,745 $10,745 $3,700 $3,700
Liberty Mutual $14,956 $14,956 $14,804 $14,804 $35,785 $35,785 $14,956 $14,956
Nationwide $4,191 $4,191 $3,733 $3,733 $10,808 $10,808 $4,581 $4,581
Progressive $3,515 $3,247 $3,098 $3,483 $12,974 $13,774 $4,097 $3,748
State Farm $7,339 $7,339 $6,768 $6,768 $25,214 $25,214 $8,602 $8,602
Travelers $4,480 $4,480 $3,858 $3,858 $13,395 $13,395 $4,862 $4,862
USAA $2,925 $2,770 $2,747 $2,592 $7,224 $6,869 $3,579 $3,435

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Minimum Car Insurance in Chippewa Lake, MI

Every driver must carry the minimum car insurance in Chippewa Lake, MI. Take a look at the Michigan car insurance requirements.

Minimum Required Car Insurance Coverage in Chippewa Lake, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Chippewa Lake, MI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Chippewa Lake, MI. Compare credit history car insurance rates in Chippewa Lake from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Chippewa Lake, Michigan

Insurance Company Poor Fair Good
Allstate $26,622 $14,785 $11,464
Farmers $6,833 $4,600 $4,258
GEICO $7,148 $5,256 $4,278
Liberty Mutual $31,844 $18,386 $10,145
Nationwide $7,316 $5,496 $4,673
Progressive $6,930 $5,819 $5,227
State Farm $19,439 $9,831 $6,673
Travelers $6,813 $6,608 $6,525
USAA $6,037 $3,421 $2,595

Cheapest Chippewa Lake, MI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Chippewa Lake, MI to rates for a clean record with top companies.

Annual Chippewa Lake, Michigan Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $8,680 $11,524 $38,212 $12,078
Farmers $4,394 $5,605 $5,526 $5,396
GEICO $1,978 $4,143 $12,491 $3,631
Liberty Mutual $14,339 $17,098 $30,874 $18,190
Nationwide $4,987 $6,651 $6,057 $5,618
Progressive $5,057 $6,689 $6,001 $6,220
State Farm $7,735 $9,212 $19,549 $11,427
Travelers $4,510 $6,426 $10,331 $5,327
USAA $3,226 $4,033 $5,292 $3,519

Cheapest Chippewa Lake, MI Car Insurance for Teen Drivers

Teen car insurance in Chippewa Lake, MI can be expensive. Take a look at rates from the top car insurance companies in Chippewa Lake for teenagers.

Annual Car Insurance Rates for Teen Drivers in Chippewa Lake, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $32,522 $32,522
Farmers $8,973 $8,973
GEICO $10,745 $10,745
Liberty Mutual $35,785 $35,785
Nationwide $10,808 $10,808
Progressive $12,974 $13,774
State Farm $25,214 $25,214
Travelers $13,395 $13,395
USAA $7,224 $6,869

Cheapest Chippewa Lake, MI Car Insurance for Seniors

Take a look at Chippewa Lake, MI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Chippewa Lake, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $11,774 $11,774
Farmers $3,642 $3,642
GEICO $3,929 $3,929
Liberty Mutual $14,804 $14,804
Nationwide $3,733 $3,733
Progressive $3,098 $3,483
State Farm $6,768 $6,768
Travelers $3,858 $3,858
USAA $2,747 $2,592

Cheapest Chippewa Lake, MI Car Insurance Rates After a DUI

A DUI in Chippewa Lake, MI increases car insurance rates. Compare Chippewa Lake, Michigan DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Chippewa Lake, Michigan

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $38,212
Farmers $5,526
GEICO $12,491
Liberty Mutual $30,874
Nationwide $6,057
Progressive $6,001
State Farm $19,549
Travelers $10,331
USAA $5,292

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Cheapest Chippewa Lake, MI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Chippewa Lake, MI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Chippewa Lake, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $17,624 $17,624
Farmers $5,230 $5,230
GEICO $5,433 $5,689
Liberty Mutual $19,417 $20,833
Nationwide $5,828 $5,828
Progressive $5,992 $5,992
State Farm $11,659 $12,303
Travelers $6,611 $6,686
USAA $3,971 $4,064

The Best Cheap Car Insurance Companies in Chippewa Lake, MI

Take a look at a side-by-side comparison of the top car insurance companies in Chippewa Lake, MI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Chippewa Lake, Michigan

Insurance Company Average Annual Rates
Allstate $17,624
Farmers $5,230
GEICO $5,561
Liberty Mutual $20,125
Nationwide $5,828
Progressive $5,992
State Farm $11,981
Travelers $6,649
USAA $4,018

Category Winners: Cheapest Car Insurance in Chippewa Lake, Michigan

Find the cheapest car insurance companies in Chippewa Lake, MI for each category right here.

Best Annual Car Insurance Rates by Company in Chippewa Lake, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Chippewa Lake, MI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Chippewa Lake car insurance rates. Find the cheapest Chippewa Lake, MI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Chippewa Lake, Michigan

Insurance Company Low Medium High
Allstate $17,196 $17,662 $18,013
Farmers $5,091 $5,218 $5,382
GEICO $5,218 $5,514 $5,950
Liberty Mutual $19,708 $20,084 $20,583
Nationwide $6,109 $5,727 $5,648
Progressive $5,812 $5,999 $6,165
State Farm $11,404 $12,052 $12,486
Travelers $6,575 $6,656 $6,715
USAA $3,908 $4,027 $4,118

Compare Car Insurance Quotes in Chippewa Lake, MI

Ready to find affordable Chippewa Lake, Michigan car insurance today? Enter your ZIP code for fast, free Chippewa Lake, MI car insurance quotes.

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