Compare Chippewa Lake, OH Car Insurance Rates (2021)

Car insurance in Chippewa Lake, OH averages $221 a month. Chippewa Lake, Ohio car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Chippewa Lake car insurance rates, compare quotes from the top car insurance companies in Chippewa Lake, OH.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Chippewa Lake, OH after a DUI are $3,092/year
  • The cheapest car insurance company in Chippewa Lake is American Family
  • The cheapest car insurance company in Chippewa Lake for teen drivers is American Family

If you need to buy Chippewa Lake, Ohio car insurance, the options can be confusing. Everything you need to know about car insurance in Chippewa Lake, OH is right here.

You’ll find Chippewa Lake car insurance rates, the cheapest Chippewa Lake, OH car insurance companies, and information on Ohio car insurance laws. You can also compare Chippewa Lake, Ohio car insurance rates to Dayton car insurance rates, Columbus car insurance rates, and Cleveland car insurance rates.

Ready to find affordable Chippewa Lake, OH car insurance today? Enter your ZIP code for fast, free Chippewa Lake car insurance quotes.

Cheapest Chippewa Lake, OH Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Chippewa Lake, OH car insurance rates? Every Chippewa Lake, Ohio car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Chippewa Lake, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,070 $2,053 $1,877 $2,004 $5,875 $6,725 $2,156 $2,291
American Family $871 $904 $797 $800 $2,717 $2,947 $1,080 $1,137
Farmers $1,729 $1,721 $1,523 $1,607 $7,691 $7,978 $1,941 $2,027
GEICO $1,183 $1,151 $1,121 $1,137 $3,179 $2,953 $1,312 $1,106
Liberty Mutual $1,886 $2,057 $1,451 $1,765 $9,995 $11,281 $1,998 $2,178
Nationwide $1,982 $1,989 $1,793 $1,802 $5,115 $6,573 $2,120 $2,459
Progressive $1,608 $1,517 $1,340 $1,381 $7,132 $8,023 $1,932 $1,994
State Farm $1,450 $1,450 $1,304 $1,304 $4,604 $5,788 $1,686 $1,929
Travelers $1,385 $1,406 $1,378 $1,371 $6,012 $9,528 $1,443 $1,641
USAA $890 $897 $848 $846 $2,751 $3,062 $1,189 $1,281

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Minimum Car Insurance in Chippewa Lake, OH

Every driver must carry the minimum car insurance in Chippewa Lake, OH. Take a look at the Ohio car insurance requirements.

Minimum Required Car Insurance Coverage in Chippewa Lake, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Chippewa Lake, OH Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Chippewa Lake, OH. Compare credit history car insurance rates in Chippewa Lake from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Chippewa Lake, Ohio

Insurance Company Poor Fair Good
Allstate $4,015 $2,935 $2,444
American Family $1,873 $1,272 $1,075
Farmers $3,709 $3,136 $2,986
GEICO $1,967 $1,643 $1,319
Liberty Mutual $5,830 $3,587 $2,813
Nationwide $3,592 $2,897 $2,449
Progressive $3,501 $3,023 $2,824
State Farm $3,476 $2,148 $1,693
Travelers $3,376 $2,939 $2,746
USAA $1,907 $1,352 $1,153

Cheapest Chippewa Lake, OH Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Chippewa Lake, OH to rates for a clean record with top companies.

Annual Chippewa Lake, Ohio Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,616 $3,178 $3,757 $2,974
American Family $1,348 $1,426 $1,426 $1,426
Farmers $2,698 $3,480 $3,394 $3,536
GEICO $1,113 $1,609 $2,345 $1,504
Liberty Mutual $3,423 $4,400 $4,488 $3,995
Nationwide $2,395 $3,036 $3,841 $2,644
Progressive $2,687 $3,653 $2,860 $3,264
State Farm $2,218 $2,661 $2,439 $2,439
Travelers $2,224 $2,898 $4,375 $2,585
USAA $1,128 $1,513 $1,992 $1,249

Cheapest Chippewa Lake, OH Car Insurance for Teen Drivers

Teen car insurance in Chippewa Lake, OH can be expensive. Take a look at rates from the top car insurance companies in Chippewa Lake for teenagers.

Annual Car Insurance Rates for Teen Drivers in Chippewa Lake, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,875 $6,725
American Family $2,717 $2,947
Farmers $7,691 $7,978
GEICO $3,179 $2,953
Liberty Mutual $9,995 $11,281
Nationwide $5,115 $6,573
Progressive $7,132 $8,023
State Farm $4,604 $5,788
Travelers $6,012 $9,528
USAA $2,751 $3,062

Cheapest Chippewa Lake, OH Car Insurance for Seniors

Take a look at Chippewa Lake, OH senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Chippewa Lake, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,877 $2,004
American Family $797 $800
Farmers $1,523 $1,607
GEICO $1,121 $1,137
Liberty Mutual $1,451 $1,765
Nationwide $1,793 $1,802
Progressive $1,340 $1,381
State Farm $1,304 $1,304
Travelers $1,378 $1,371
USAA $848 $846

Cheapest Chippewa Lake, OH Car Insurance Rates After a DUI

A DUI in Chippewa Lake, OH increases car insurance rates. Compare Chippewa Lake, Ohio DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Chippewa Lake, Ohio

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,757
American Family $1,426
Farmers $3,394
GEICO $2,345
Liberty Mutual $4,488
Nationwide $3,841
Progressive $2,860
State Farm $2,439
Travelers $4,375
USAA $1,992

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Cheapest Chippewa Lake, OH Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Chippewa Lake, OH by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Chippewa Lake, Ohio

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,131 $3,131
American Family $1,390 $1,423
Farmers $3,277 $3,277
GEICO $1,615 $1,670
Liberty Mutual $4,077 $4,077
Nationwide $2,979 $2,979
Progressive $3,116 $3,116
State Farm $2,377 $2,501
Travelers $3,020 $3,020
USAA $1,414 $1,527

The Best Cheap Car Insurance Companies in Chippewa Lake, OH

Take a look at a side-by-side comparison of the top car insurance companies in Chippewa Lake, OH to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Chippewa Lake, Ohio

Insurance Company Average Annual Rates
Allstate $3,131
American Family $1,407
Farmers $3,277
GEICO $1,643
Liberty Mutual $4,077
Nationwide $2,979
Progressive $3,116
State Farm $2,439
Travelers $3,020
USAA $1,470

Category Winners: Cheapest Car Insurance in Chippewa Lake, Ohio

Find the cheapest car insurance companies in Chippewa Lake, OH for each category right here.

Best Annual Car Insurance Rates by Company in Chippewa Lake, Ohio

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record GEICO
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation USAA

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Cheapest Chippewa Lake, OH Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Chippewa Lake car insurance rates. Find the cheapest Chippewa Lake, OH car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Chippewa Lake, Ohio

Insurance Company Low Medium High
Allstate $3,024 $3,125 $3,244
American Family $1,383 $1,418 $1,419
Farmers $3,108 $3,229 $3,495
GEICO $1,587 $1,635 $1,706
Liberty Mutual $3,918 $4,099 $4,213
Nationwide $3,285 $2,888 $2,764
Progressive $3,019 $3,094 $3,235
State Farm $2,307 $2,448 $2,563
Travelers $2,927 $3,063 $3,071
USAA $1,402 $1,469 $1,541

What affects car insurance rates in Chippewa Lake, Ohio?

What factors can have an impact on Chippewa Lake, OH car insurance? There are several reasons why Chippewa Lake car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Chippewa Lake, Ohio.

Commute Time in Chippewa Lake

The more time you spend in your car the higher the risk of an accident. The average commute length in Chippewa Lake, OH is 30.1 minutes according to City-Data.

Compare Car Insurance Quotes in Chippewa Lake, OH

Ready to find affordable Chippewa Lake, Ohio car insurance today? Enter your ZIP code for fast, free Chippewa Lake, OH car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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