Compare Chireno, TX Car Insurance Rates (2021)

Car insurance in Chireno, TX averages $322 a month. Chireno, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Chireno car insurance rates, compare quotes from the top car insurance companies in Chireno, TX.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Chireno, TX are $3,864/year
  • The cheapest car insurance company in Chireno for teen drivers is USAA
  • The cheapest car insurance company in Chireno is USAA

If you need to buy Chireno, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Chireno, TX is right here.

You’ll find Chireno car insurance rates, the cheapest Chireno, TX car insurance companies, and information on Texas car insurance laws. You can also compare Chireno, Texas car insurance rates to Houston car insurance rates, Plano car insurance rates, and San Antonio car insurance rates.

Ready to find affordable Chireno, TX car insurance today? Enter your ZIP code for fast, free Chireno car insurance quotes.

Cheapest Chireno, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Chireno, TX car insurance rates? Every Chireno, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Chireno, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,585 $3,619 $3,540 $3,540 $9,449 $11,414 $4,436 $4,626
American Family $2,435 $2,711 $2,290 $2,622 $6,483 $8,461 $3,498 $3,982
GEICO $2,277 $2,449 $2,200 $2,477 $4,871 $5,079 $2,452 $2,450
Nationwide $2,366 $2,405 $2,092 $2,213 $6,714 $8,614 $2,780 $3,006
Progressive $2,692 $2,542 $2,399 $2,443 $11,492 $12,816 $3,184 $3,215
State Farm $2,125 $2,125 $1,892 $1,892 $5,141 $6,564 $2,313 $2,387
USAA $1,593 $1,602 $1,522 $1,510 $4,500 $4,900 $2,126 $2,279

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Minimum Car Insurance in Chireno, TX

Every driver must carry the minimum car insurance in Chireno, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Chireno, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Chireno, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Chireno, TX. Compare credit history car insurance rates in Chireno from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Chireno, Texas

Insurance Company Poor Fair Good
Allstate $7,025 $5,147 $4,406
American Family $5,561 $3,529 $3,090
GEICO $4,671 $2,651 $1,774
Nationwide $4,528 $3,636 $3,158
Progressive $5,731 $4,962 $4,601
State Farm $4,328 $2,692 $2,144
USAA $3,677 $2,125 $1,710

Cheapest Chireno, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Chireno, TX to rates for a clean record with top companies.

Annual Chireno, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,296 $6,614 $6,898 $4,296
American Family $3,708 $4,696 $4,129 $3,708
GEICO $2,576 $3,386 $2,848 $3,317
Nationwide $3,275 $3,275 $4,847 $3,698
Progressive $4,438 $5,769 $5,188 $4,997
State Farm $2,710 $3,114 $3,685 $2,710
USAA $1,865 $2,755 $3,255 $2,141

Cheapest Chireno, TX Car Insurance for Teen Drivers

Teen car insurance in Chireno, TX can be expensive. Take a look at rates from the top car insurance companies in Chireno for teenagers.

Annual Car Insurance Rates for Teen Drivers in Chireno, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,449 $11,414
American Family $6,483 $8,461
GEICO $4,871 $5,079
Nationwide $6,714 $8,614
Progressive $11,492 $12,816
State Farm $5,141 $6,564
USAA $4,500 $4,900

Cheapest Chireno, TX Car Insurance for Seniors

Take a look at Chireno, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Chireno, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,540 $3,540
American Family $2,290 $2,622
GEICO $2,200 $2,477
Nationwide $2,092 $2,213
Progressive $2,399 $2,443
State Farm $1,892 $1,892
USAA $1,522 $1,510

Cheapest Chireno, TX Car Insurance Rates After a DUI

A DUI in Chireno, TX increases car insurance rates. Compare Chireno, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Chireno, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,898
American Family $4,129
GEICO $2,848
Nationwide $4,847
Progressive $5,188
State Farm $3,685
USAA $3,255

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Cheapest Chireno, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Chireno, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Chireno, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,394 $5,658
American Family $4,060 $4,060
GEICO $2,975 $3,089
Nationwide $3,774 $3,774
Progressive $5,098 $5,098
State Farm $3,055 $3,055
USAA $2,472 $2,535

The Best Cheap Car Insurance Companies in Chireno, TX

Take a look at a side-by-side comparison of the top car insurance companies in Chireno, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Chireno, Texas

Insurance Company Average Annual Rates
Allstate $5,526
American Family $4,060
GEICO $3,032
Nationwide $3,774
Progressive $5,098
State Farm $3,055
USAA $2,504

Category Winners: Cheapest Car Insurance in Chireno, Texas

Find the cheapest car insurance companies in Chireno, TX for each category right here.

Best Annual Car Insurance Rates by Company in Chireno, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Cheapest Chireno, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Chireno car insurance rates. Find the cheapest Chireno, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Chireno, Texas

Insurance Company Low Medium High
Allstate $5,403 $5,480 $5,696
American Family $3,760 $3,903 $4,517
GEICO $2,873 $2,991 $3,232
Nationwide $4,056 $3,611 $3,655
Progressive $4,825 $5,071 $5,397
State Farm $2,900 $3,043 $3,222
USAA $2,419 $2,493 $2,599

What affects car insurance rates in Chireno, Texas?

What factors can have an impact on Chireno, TX car insurance? There are several reasons why Chireno car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Chireno, Texas.

Commute Time in Chireno

The more time you spend in your car the higher the risk of an accident. The average commute length in Chireno, TX is 34.9 minutes according to City-Data.

Compare Car Insurance Quotes in Chireno, TX

Ready to find affordable Chireno, Texas car insurance today? Enter your ZIP code for fast, free Chireno, TX car insurance quotes.

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