Compare Chisholm, MN Car Insurance Rates (2021)

Car insurance in Chisholm, MN averages $383 a month. Chisholm, Minnesota car insurance requirements are 30/60/10, but you might need full coverage insurance if your car is financed. To find cheap Chisholm car insurance rates, compare quotes from the top car insurance companies in Chisholm, MN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Chisholm, MN are $4,591/year
  • Average car insurance rates in Chisholm, MN after a DUI are $6,221/year
  • The cheapest car insurance company in Chisholm for teen drivers is State Farm

If you need to buy Chisholm, Minnesota car insurance, the options can be confusing. Everything you need to know about car insurance in Chisholm, MN is right here.

You’ll find Chisholm car insurance rates, the cheapest Chisholm, MN car insurance companies, and information on Minnesota car insurance laws. You can also compare Chisholm, Minnesota car insurance rates to Rochester car insurance rates, St. Cloud car insurance rates, and St. Paul car insurance rates.

Ready to find affordable Chisholm, MN car insurance today? Enter your ZIP code for fast, free Chisholm car insurance quotes.

Cheapest Chisholm, MN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Chisholm, MN car insurance rates? Every Chisholm, Minnesota car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Chisholm, Minnesota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,004 $3,004 $2,882 $2,882 $6,788 $9,862 $3,647 $3,843
American Family $2,201 $2,201 $1,992 $1,992 $5,936 $8,657 $2,201 $2,493
Farmers $1,746 $1,748 $1,684 $1,778 $5,011 $5,101 $2,294 $2,317
GEICO $2,952 $2,931 $2,824 $2,745 $6,100 $7,768 $2,769 $2,855
Liberty Mutual $9,857 $9,857 $9,759 $9,759 $19,567 $29,451 $9,857 $13,793
Nationwide $1,986 $2,004 $1,766 $1,878 $5,044 $6,168 $2,328 $2,432
State Farm $1,619 $1,619 $1,429 $1,429 $3,394 $4,206 $1,879 $1,550
USAA $2,060 $2,056 $1,866 $1,877 $5,473 $6,035 $2,706 $2,897

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Minimum Car Insurance in Chisholm, MN

Every driver must carry the minimum car insurance in Chisholm, MN. Take a look at the Minnesota car insurance requirements.

Minimum Required Car Insurance Coverage in Chisholm, Minnesota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Chisholm, MN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Chisholm, MN. Compare credit history car insurance rates in Chisholm from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Chisholm, Minnesota

Insurance Company Poor Fair Good
Allstate $6,603 $3,560 $3,304
American Family $4,689 $3,147 $2,542
Farmers $3,349 $2,469 $2,312
GEICO $4,645 $3,796 $3,163
Liberty Mutual $19,497 $12,610 $9,855
Nationwide $3,510 $2,830 $2,512
State Farm $3,121 $1,909 $1,393
USAA $4,936 $2,375 $2,053

Cheapest Chisholm, MN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Chisholm, MN to rates for a clean record with top companies.

Annual Chisholm, Minnesota Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,296 $4,738 $5,642 $4,281
American Family $2,323 $4,193 $4,687 $2,634
Farmers $2,323 $2,908 $2,949 $2,660
GEICO $2,557 $4,080 $6,095 $2,740
Liberty Mutual $10,389 $14,136 $20,218 $11,207
Nationwide $2,340 $3,109 $3,578 $2,776
State Farm $1,979 $2,303 $2,141 $2,141
USAA $2,318 $2,945 $4,461 $2,762

Cheapest Chisholm, MN Car Insurance for Teen Drivers

Teen car insurance in Chisholm, MN can be expensive. Take a look at rates from the top car insurance companies in Chisholm for teenagers.

Annual Car Insurance Rates for Teen Drivers in Chisholm, Minnesota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,788 $9,862
American Family $5,936 $8,657
Farmers $5,011 $5,101
GEICO $6,100 $7,768
Liberty Mutual $19,567 $29,451
Nationwide $5,044 $6,168
State Farm $3,394 $4,206
USAA $5,473 $6,035

Cheapest Chisholm, MN Car Insurance for Seniors

Take a look at Chisholm, MN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Chisholm, Minnesota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,882 $2,882
American Family $1,992 $1,992
Farmers $1,684 $1,778
GEICO $2,824 $2,745
Liberty Mutual $9,759 $9,759
Nationwide $1,766 $1,878
State Farm $1,429 $1,429
USAA $1,866 $1,877

Cheapest Chisholm, MN Car Insurance Rates After a DUI

A DUI in Chisholm, MN increases car insurance rates. Compare Chisholm, Minnesota DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Chisholm, Minnesota

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,642
American Family $4,687
Farmers $2,949
GEICO $6,095
Liberty Mutual $20,218
Nationwide $3,578
State Farm $2,141
USAA $4,461

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Cheapest Chisholm, MN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Chisholm, MN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Chisholm, Minnesota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,489 $4,489
American Family $3,419 $3,500
Farmers $2,710 $2,710
GEICO $3,817 $3,918
Liberty Mutual $13,572 $14,403
Nationwide $2,951 $2,951
State Farm $2,085 $2,197
USAA $3,080 $3,162

The Best Cheap Car Insurance Companies in Chisholm, MN

Take a look at a side-by-side comparison of the top car insurance companies in Chisholm, MN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Chisholm, Minnesota

Insurance Company Average Annual Rates
Allstate $4,489
American Family $3,459
Farmers $2,710
GEICO $3,868
Liberty Mutual $13,987
Nationwide $2,951
State Farm $2,141
USAA $3,121

Category Winners: Cheapest Car Insurance in Chisholm, Minnesota

Find the cheapest car insurance companies in Chisholm, MN for each category right here.

Best Annual Car Insurance Rates by Company in Chisholm, Minnesota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest Chisholm, MN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Chisholm car insurance rates. Find the cheapest Chisholm, MN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Chisholm, Minnesota

Insurance Company Low Medium High
Allstate $4,422 $4,486 $4,559
American Family $3,458 $3,556 $3,363
Farmers $2,620 $2,721 $2,788
GEICO $3,766 $3,867 $3,971
Liberty Mutual $13,690 $13,999 $14,273
Nationwide $2,800 $2,969 $3,084
State Farm $2,066 $2,147 $2,210
USAA $3,039 $3,119 $3,206

What affects car insurance rates in Chisholm, Minnesota?

What factors can have an impact on Chisholm, MN car insurance? There are several reasons why Chisholm car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Chisholm, Minnesota.

Commute Time in Chisholm

The more time you spend in your car the higher the risk of an accident. The average commute length in Chisholm, MN is 17.8 minutes according to City-Data.

Compare Car Insurance Quotes in Chisholm, MN

Ready to find affordable Chisholm, Minnesota car insurance today? Enter your ZIP code for fast, free Chisholm, MN car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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