Compare Chokio, MN Car Insurance Rates (2021)

Car insurance in Chokio, MN averages $345 a month. Chokio, Minnesota car insurance requirements are 30/60/10, but you might need full coverage insurance if your car is financed. To find cheap Chokio car insurance rates, compare quotes from the top car insurance companies in Chokio, MN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Chokio, MN are $4,143/year
  • The cheapest car insurance company in Chokio is State Farm
  • Average car insurance rates in Chokio, MN after a DUI are $5,618/year

If you need to buy Chokio, Minnesota car insurance, the options can be confusing. Everything you need to know about car insurance in Chokio, MN is right here.

You’ll find Chokio car insurance rates, the cheapest Chokio, MN car insurance companies, and information on Minnesota car insurance laws. You can also compare Chokio, Minnesota car insurance rates to Minneapolis car insurance rates, Woodbury car insurance rates, and St. Paul car insurance rates.

Ready to find affordable Chokio, MN car insurance today? Enter your ZIP code for fast, free Chokio car insurance quotes.

Cheapest Chokio, MN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Chokio, MN car insurance rates? Every Chokio, Minnesota car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Chokio, Minnesota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,763 $2,763 $2,653 $2,653 $6,287 $9,121 $3,361 $3,531
American Family $2,156 $2,156 $1,953 $1,953 $5,826 $8,470 $2,156 $2,438
Farmers $1,951 $1,944 $1,874 $1,976 $5,475 $5,476 $2,546 $2,441
GEICO $2,406 $2,389 $2,305 $2,240 $4,914 $6,255 $2,256 $2,323
Liberty Mutual $8,649 $8,649 $8,564 $8,564 $17,050 $25,601 $8,649 $12,054
Nationwide $1,874 $1,891 $1,666 $1,774 $4,730 $5,773 $2,192 $2,292
State Farm $1,332 $1,332 $1,181 $1,181 $2,831 $3,498 $1,546 $1,275
USAA $1,820 $1,811 $1,654 $1,658 $4,819 $5,295 $2,380 $2,539

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Minimum Car Insurance in Chokio, MN

Every driver must carry the minimum car insurance in Chokio, MN. Take a look at the Minnesota car insurance requirements.

Minimum Required Car Insurance Coverage in Chokio, Minnesota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Chokio, MN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Chokio, MN. Compare credit history car insurance rates in Chokio from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Chokio, Minnesota

Insurance Company Poor Fair Good
Allstate $6,083 $3,291 $3,050
American Family $4,605 $3,078 $2,483
Farmers $3,721 $2,669 $2,492
GEICO $3,766 $3,077 $2,565
Liberty Mutual $17,039 $11,018 $8,610
Nationwide $3,295 $2,661 $2,366
State Farm $2,583 $1,580 $1,153
USAA $4,327 $2,096 $1,817

Cheapest Chokio, MN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Chokio, MN to rates for a clean record with top companies.

Annual Chokio, Minnesota Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,032 $4,364 $5,219 $3,951
American Family $2,273 $4,118 $4,586 $2,577
Farmers $2,535 $3,202 $3,235 $2,870
GEICO $2,072 $3,307 $4,945 $2,220
Liberty Mutual $8,985 $12,304 $17,909 $9,691
Nationwide $2,200 $2,922 $3,364 $2,609
State Farm $1,633 $1,910 $1,772 $1,772
USAA $2,042 $2,596 $3,918 $2,431

Cheapest Chokio, MN Car Insurance for Teen Drivers

Teen car insurance in Chokio, MN can be expensive. Take a look at rates from the top car insurance companies in Chokio for teenagers.

Annual Car Insurance Rates for Teen Drivers in Chokio, Minnesota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,287 $9,121
American Family $5,826 $8,470
Farmers $5,475 $5,476
GEICO $4,914 $6,255
Liberty Mutual $17,050 $25,601
Nationwide $4,730 $5,773
State Farm $2,831 $3,498
USAA $4,819 $5,295

Cheapest Chokio, MN Car Insurance for Seniors

Take a look at Chokio, MN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Chokio, Minnesota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,653 $2,653
American Family $1,953 $1,953
Farmers $1,874 $1,976
GEICO $2,305 $2,240
Liberty Mutual $8,564 $8,564
Nationwide $1,666 $1,774
State Farm $1,181 $1,181
USAA $1,654 $1,658

Cheapest Chokio, MN Car Insurance Rates After a DUI

A DUI in Chokio, MN increases car insurance rates. Compare Chokio, Minnesota DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Chokio, Minnesota

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,219
American Family $4,586
Farmers $3,235
GEICO $4,945
Liberty Mutual $17,909
Nationwide $3,364
State Farm $1,772
USAA $3,918

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Cheapest Chokio, MN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Chokio, MN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Chokio, Minnesota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,141 $4,141
American Family $3,349 $3,428
Farmers $2,961 $2,961
GEICO $3,095 $3,177
Liberty Mutual $11,863 $12,582
Nationwide $2,774 $2,774
State Farm $1,725 $1,819
USAA $2,711 $2,783

The Best Cheap Car Insurance Companies in Chokio, MN

Take a look at a side-by-side comparison of the top car insurance companies in Chokio, MN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Chokio, Minnesota

Insurance Company Average Annual Rates
Allstate $4,141
American Family $3,389
Farmers $2,961
GEICO $3,136
Liberty Mutual $12,222
Nationwide $2,774
State Farm $1,772
USAA $2,747

Category Winners: Cheapest Car Insurance in Chokio, Minnesota

Find the cheapest car insurance companies in Chokio, MN for each category right here.

Best Annual Car Insurance Rates by Company in Chokio, Minnesota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest Chokio, MN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Chokio car insurance rates. Find the cheapest Chokio, MN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Chokio, Minnesota

Insurance Company Low Medium High
Allstate $4,086 $4,137 $4,201
American Family $3,385 $3,483 $3,298
Farmers $2,858 $2,971 $3,053
GEICO $3,045 $3,135 $3,228
Liberty Mutual $11,943 $12,230 $12,494
Nationwide $2,618 $2,792 $2,911
State Farm $1,708 $1,777 $1,831
USAA $2,671 $2,745 $2,824

What affects car insurance rates in Chokio, Minnesota?

What factors can have an impact on Chokio, MN car insurance? There are several reasons why Chokio car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Chokio, Minnesota.

Commute Time in Chokio

The more time you spend in your car the higher the risk of an accident. The average commute length in Chokio, MN is 13.5 minutes according to City-Data.

Compare Car Insurance Quotes in Chokio, MN

Ready to find affordable Chokio, Minnesota car insurance today? Enter your ZIP code for fast, free Chokio, MN car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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