Compare Chouteau, OK Car Insurance Rates (2021)

Car insurance in Chouteau, OK averages $348 a month. Chouteau, Oklahoma car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Chouteau car insurance rates, compare quotes from the top car insurance companies in Chouteau, OK.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • Average car insurance rates in Chouteau, OK after a DUI are $4,747/year
  • Average car insurance rates in Chouteau, OK are $4,178/year
  • The cheapest car insurance company in Chouteau for teen drivers is State Farm

If you need to buy Chouteau, Oklahoma car insurance, the options can be confusing. Everything you need to know about car insurance in Chouteau, OK is right here.

You’ll find Chouteau car insurance rates, the cheapest Chouteau, OK car insurance companies, and information on Oklahoma car insurance laws. You can also compare Chouteau, Oklahoma car insurance rates to Tulsa car insurance rates, Broken Arrow car insurance rates, and Lawton car insurance rates.

Ready to find affordable Chouteau, OK car insurance today? Enter your ZIP code for fast, free Chouteau car insurance quotes.

Cheapest Chouteau, OK Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Chouteau, OK car insurance rates? Every Chouteau, Oklahoma car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Chouteau, Oklahoma

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,396 $2,404 $2,204 $2,317 $7,572 $8,916 $2,587 $2,735
Farmers $2,389 $2,362 $2,146 $2,275 $9,290 $9,491 $2,716 $2,831
GEICO $2,246 $2,463 $2,396 $2,702 $6,644 $7,106 $1,970 $2,000
Liberty Mutual $4,698 $4,969 $4,121 $4,497 $13,150 $14,460 $4,891 $5,078
Progressive $2,553 $2,421 $2,102 $2,229 $10,260 $11,493 $2,985 $3,128
State Farm $1,918 $1,918 $1,688 $1,688 $4,850 $6,125 $2,015 $2,259
USAA $1,955 $1,961 $1,873 $1,895 $6,314 $7,052 $2,520 $2,770

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Chouteau, OK

Every driver must carry the minimum car insurance in Chouteau, OK. Take a look at the Oklahoma car insurance requirements.

Minimum Required Car Insurance Coverage in Chouteau, Oklahoma

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Chouteau, OK Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Chouteau, OK. Compare credit history car insurance rates in Chouteau from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Chouteau, Oklahoma

Insurance Company Poor Fair Good
Allstate $4,810 $3,648 $3,216
Farmers $4,812 $3,974 $3,776
GEICO $4,146 $3,441 $2,736
Liberty Mutual $10,044 $6,114 $4,792
Progressive $5,268 $4,492 $4,179
State Farm $3,906 $2,502 $2,015
USAA $4,882 $2,780 $2,216

Cheapest Chouteau, OK Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Chouteau, OK to rates for a clean record with top companies.

Annual Chouteau, Oklahoma Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,329 $3,919 $4,556 $3,762
Farmers $3,526 $4,546 $4,435 $4,242
GEICO $2,504 $3,840 $4,270 $3,150
Liberty Mutual $4,691 $7,869 $8,903 $6,470
Progressive $3,616 $6,730 $3,993 $4,246
State Farm $2,609 $3,007 $2,808 $2,808
USAA $2,428 $3,487 $4,267 $2,987

Cheapest Chouteau, OK Car Insurance for Teen Drivers

Teen car insurance in Chouteau, OK can be expensive. Take a look at rates from the top car insurance companies in Chouteau for teenagers.

Annual Car Insurance Rates for Teen Drivers in Chouteau, Oklahoma

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,572 $8,916
Farmers $9,290 $9,491
GEICO $6,644 $7,106
Liberty Mutual $13,150 $14,460
Progressive $10,260 $11,493
State Farm $4,850 $6,125
USAA $6,314 $7,052

Cheapest Chouteau, OK Car Insurance for Seniors

Take a look at Chouteau, OK senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Chouteau, Oklahoma

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,204 $2,317
Farmers $2,146 $2,275
GEICO $2,396 $2,702
Liberty Mutual $4,121 $4,497
Progressive $2,102 $2,229
State Farm $1,688 $1,688
USAA $1,873 $1,895

Cheapest Chouteau, OK Car Insurance Rates After a DUI

A DUI in Chouteau, OK increases car insurance rates. Compare Chouteau, Oklahoma DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Chouteau, Oklahoma

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,556
Farmers $4,435
GEICO $4,270
Liberty Mutual $8,903
Progressive $3,993
State Farm $2,808
USAA $4,267

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Chouteau, OK Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Chouteau, OK by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Chouteau, Oklahoma

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,891 $3,891
Farmers $4,187 $4,187
GEICO $3,375 $3,507
Liberty Mutual $6,983 $6,983
Progressive $4,646 $4,646
State Farm $2,760 $2,856
USAA $3,253 $3,332

The Best Cheap Car Insurance Companies in Chouteau, OK

Take a look at a side-by-side comparison of the top car insurance companies in Chouteau, OK to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Chouteau, Oklahoma

Insurance Company Average Annual Rates
Allstate $3,891
Farmers $4,187
GEICO $3,441
Liberty Mutual $6,983
Progressive $4,646
State Farm $2,808
USAA $3,292

Category Winners: Cheapest Car Insurance in Chouteau, Oklahoma

Find the cheapest car insurance companies in Chouteau, OK for each category right here.

Best Annual Car Insurance Rates by Company in Chouteau, Oklahoma

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Chouteau, OK Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Chouteau car insurance rates. Find the cheapest Chouteau, OK car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Chouteau, Oklahoma

Insurance Company Low Medium High
Allstate $3,657 $3,877 $4,140
Farmers $4,001 $4,139 $4,422
GEICO $3,199 $3,448 $3,676
Liberty Mutual $6,605 $6,957 $7,388
Progressive $4,299 $4,615 $5,024
State Farm $2,637 $2,788 $2,999
USAA $3,164 $3,283 $3,430

What affects car insurance rates in Chouteau, Oklahoma?

What factors can have an impact on Chouteau, OK car insurance? There are several reasons why Chouteau car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Chouteau, Oklahoma.

Commute Time in Chouteau

The more time you spend in your car the higher the risk of an accident. The average commute length in Chouteau, OK is 18.6 minutes according to City-Data.

Compare Car Insurance Quotes in Chouteau, OK

Ready to find affordable Chouteau, Oklahoma car insurance today? Enter your ZIP code for fast, free Chouteau, OK car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption