Compare Christchurch, VA Car Insurance Rates (2021)

Car insurance in Christchurch, VA averages $189 a month. Christchurch, Virginia car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Christchurch car insurance rates, compare quotes from the top car insurance companies in Christchurch, VA.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • Average car insurance rates in Christchurch, VA are $2,265/year
  • The cheapest car insurance company in Christchurch is GEICO
  • Average car insurance rates in Christchurch, VA after a DUI are $2,667/year

If you need to buy Christchurch, Virginia car insurance, the options can be confusing. Everything you need to know about car insurance in Christchurch, VA is right here.

You’ll find Christchurch car insurance rates, the cheapest Christchurch, VA car insurance companies, and information on Virginia car insurance laws. You can also compare Christchurch, Virginia car insurance rates to Alexandria car insurance rates, Richmond car insurance rates, and Suffolk car insurance rates.

Ready to find affordable Christchurch, VA car insurance today? Enter your ZIP code for fast, free Christchurch car insurance quotes.

Cheapest Christchurch, VA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Christchurch, VA car insurance rates? Every Christchurch, Virginia car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Christchurch, Virginia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,050 $1,934 $2,039 $2,039 $6,372 $7,303 $2,661 $2,660
GEICO $1,306 $1,299 $1,241 $1,241 $2,816 $3,756 $1,518 $1,495
Nationwide $1,364 $1,375 $1,210 $1,247 $3,168 $4,103 $1,500 $1,640
Progressive $1,269 $1,205 $1,146 $1,149 $5,801 $6,528 $1,537 $1,569
State Farm $1,287 $1,287 $1,151 $1,151 $3,710 $4,679 $1,451 $1,658
USAA $1,125 $1,113 $1,039 $1,057 $3,375 $4,034 $1,457 $1,610

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Christchurch, VA

Every driver must carry the minimum car insurance in Christchurch, VA. Take a look at the Virginia car insurance requirements.

Minimum Required Car Insurance Coverage in Christchurch, Virginia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Christchurch, VA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Christchurch, VA. Compare credit history car insurance rates in Christchurch from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Christchurch, Virginia

Insurance Company Poor Fair Good
Allstate $4,119 $3,298 $2,730
GEICO $2,037 $1,732 $1,732
Nationwide $2,311 $1,856 $1,685
Progressive $2,819 $2,461 $2,297
State Farm $2,909 $1,805 $1,426
USAA $2,482 $1,684 $1,387

Cheapest Christchurch, VA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Christchurch, VA to rates for a clean record with top companies.

Annual Christchurch, Virginia Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,529 $4,045 $3,695 $3,259
GEICO $1,397 $1,808 $2,734 $1,397
Nationwide $1,695 $1,695 $2,488 $1,925
Progressive $2,159 $2,855 $2,577 $2,512
State Farm $1,879 $2,214 $2,047 $2,047
USAA $1,437 $1,856 $2,461 $1,651

Cheapest Christchurch, VA Car Insurance for Teen Drivers

Teen car insurance in Christchurch, VA can be expensive. Take a look at rates from the top car insurance companies in Christchurch for teenagers.

Annual Car Insurance Rates for Teen Drivers in Christchurch, Virginia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,372 $7,303
GEICO $2,816 $3,756
Nationwide $3,168 $4,103
Progressive $5,801 $6,528
State Farm $3,710 $4,679
USAA $3,375 $4,034

Cheapest Christchurch, VA Car Insurance for Seniors

Take a look at Christchurch, VA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Christchurch, Virginia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,039 $2,039
GEICO $1,241 $1,241
Nationwide $1,210 $1,247
Progressive $1,146 $1,149
State Farm $1,151 $1,151
USAA $1,039 $1,057

Cheapest Christchurch, VA Car Insurance Rates After a DUI

A DUI in Christchurch, VA increases car insurance rates. Compare Christchurch, Virginia DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Christchurch, Virginia

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,695
GEICO $2,734
Nationwide $2,488
Progressive $2,577
State Farm $2,047
USAA $2,461

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Christchurch, VA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Christchurch, VA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Christchurch, Virginia

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,278 $3,487
GEICO $1,800 $1,868
Nationwide $1,951 $1,951
Progressive $2,526 $2,526
State Farm $1,996 $2,097
USAA $1,783 $1,920

The Best Cheap Car Insurance Companies in Christchurch, VA

Take a look at a side-by-side comparison of the top car insurance companies in Christchurch, VA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Christchurch, Virginia

Insurance Company Average Annual Rates
Allstate $3,382
GEICO $1,834
Nationwide $1,951
Progressive $2,526
State Farm $2,047
USAA $1,851

Category Winners: Cheapest Car Insurance in Christchurch, Virginia

Find the cheapest car insurance companies in Christchurch, VA for each category right here.

Best Annual Car Insurance Rates by Company in Christchurch, Virginia

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation GEICO

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Christchurch, VA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Christchurch car insurance rates. Find the cheapest Christchurch, VA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Christchurch, Virginia

Insurance Company Low Medium High
Allstate $3,271 $3,383 $3,493
GEICO $1,758 $1,832 $1,912
Nationwide $2,044 $1,932 $1,877
Progressive $2,406 $2,494 $2,676
State Farm $1,930 $2,043 $2,167
USAA $1,779 $1,854 $1,920

What affects car insurance rates in Christchurch, Virginia?

What factors can have an impact on Christchurch, VA car insurance? There are several reasons why Christchurch car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Christchurch, Virginia.

Traffic in Christchurch

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Christchurch, VA traffic data from INRIX ranks Christchurch as the 96th-most congested in the world.

Compare Car Insurance Quotes in Christchurch, VA

Ready to find affordable Christchurch, Virginia car insurance today? Enter your ZIP code for fast, free Christchurch, VA car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption