Compare Christmas, FL Car Insurance Rates (2021)

Car insurance in Christmas, FL averages $379 a month. Christmas, Florida car insurance requirements are 10/20/10, but you might need full coverage insurance if your car is financed. To find cheap Christmas car insurance rates, compare quotes from the top car insurance companies in Christmas, FL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Christmas, FL after a DUI are $5,475/year
  • The cheapest car insurance company in Christmas is USAA
  • Average car insurance rates in Christmas, FL are $4,552/year

If you need to buy Christmas, Florida car insurance, the options can be confusing. Everything you need to know about car insurance in Christmas, FL is right here.

You’ll find Christmas car insurance rates, the cheapest Christmas, FL car insurance companies, and information on Florida car insurance laws. You can also compare Christmas, Florida car insurance rates to Fort Lauderdale car insurance rates, Port St. Lucie car insurance rates, and Miami car insurance rates.

Ready to find affordable Christmas, FL car insurance today? Enter your ZIP code for fast, free Christmas car insurance quotes.

Cheapest Christmas, FL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Christmas, FL car insurance rates? Every Christmas, Florida car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Christmas, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,199 $4,009 $3,652 $3,706 $14,402 $15,592 $4,177 $4,234
GEICO $2,905 $2,915 $2,722 $2,722 $5,216 $6,533 $3,199 $3,238
Liberty Mutual $3,881 $3,881 $3,548 $3,548 $8,295 $12,826 $3,881 $5,295
Nationwide $2,877 $2,837 $2,567 $2,654 $6,956 $8,557 $3,169 $3,293
Progressive $3,819 $3,608 $3,278 $3,504 $10,911 $11,880 $4,622 $4,409
State Farm $1,983 $1,983 $1,798 $1,798 $5,900 $7,551 $2,208 $2,371
USAA $1,570 $1,542 $1,467 $1,453 $5,419 $6,293 $1,961 $2,115

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Minimum Car Insurance in Christmas, FL

Every driver must carry the minimum car insurance in Christmas, FL. Take a look at the Florida car insurance requirements.

Minimum Required Car Insurance Coverage in Christmas, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Christmas, FL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Christmas, FL. Compare credit history car insurance rates in Christmas from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Christmas, Florida

Insurance Company Poor Fair Good
Allstate $9,442 $5,963 $4,834
GEICO $5,381 $3,240 $2,422
Liberty Mutual $7,298 $5,331 $4,304
Nationwide $5,148 $3,777 $3,416
Progressive $7,485 $5,329 $4,448
State Farm $4,393 $2,864 $2,340
USAA $4,439 $2,169 $1,574

Cheapest Christmas, FL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Christmas, FL to rates for a clean record with top companies.

Annual Christmas, Florida Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,821 $6,973 $7,733 $6,458
GEICO $2,551 $3,273 $4,892 $4,009
Liberty Mutual $4,023 $5,272 $7,727 $5,555
Nationwide $3,504 $3,851 $5,202 $3,897
Progressive $4,513 $6,741 $5,656 $6,105
State Farm $2,920 $3,477 $3,199 $3,199
USAA $2,129 $2,635 $3,912 $2,233

Cheapest Christmas, FL Car Insurance for Teen Drivers

Teen car insurance in Christmas, FL can be expensive. Take a look at rates from the top car insurance companies in Christmas for teenagers.

Annual Car Insurance Rates for Teen Drivers in Christmas, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $14,402 $15,592
GEICO $5,216 $6,533
Liberty Mutual $8,295 $12,826
Nationwide $6,956 $8,557
Progressive $10,911 $11,880
State Farm $5,900 $7,551
USAA $5,419 $6,293

Cheapest Christmas, FL Car Insurance for Seniors

Take a look at Christmas, FL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Christmas, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,652 $3,706
GEICO $2,722 $2,722
Liberty Mutual $3,548 $3,548
Nationwide $2,567 $2,654
Progressive $3,278 $3,504
State Farm $1,798 $1,798
USAA $1,467 $1,453

Cheapest Christmas, FL Car Insurance Rates After a DUI

A DUI in Christmas, FL increases car insurance rates. Compare Christmas, Florida DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Christmas, Florida

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,733
GEICO $4,892
Liberty Mutual $7,727
Nationwide $5,202
Progressive $5,656
State Farm $3,199
USAA $3,912

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Cheapest Christmas, FL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Christmas, FL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Christmas, Florida

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,554 $6,939
GEICO $3,664 $3,699
Liberty Mutual $5,459 $5,830
Nationwide $4,114 $4,114
Progressive $5,754 $5,754
State Farm $3,089 $3,309
USAA $2,697 $2,758

The Best Cheap Car Insurance Companies in Christmas, FL

Take a look at a side-by-side comparison of the top car insurance companies in Christmas, FL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Christmas, Florida

Insurance Company Average Annual Rates
Allstate $6,746
GEICO $3,681
Liberty Mutual $5,644
Nationwide $4,114
Progressive $5,754
State Farm $3,199
USAA $2,727

Category Winners: Cheapest Car Insurance in Christmas, Florida

Find the cheapest car insurance companies in Christmas, FL for each category right here.

Best Annual Car Insurance Rates by Company in Christmas, Florida

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Christmas, FL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Christmas car insurance rates. Find the cheapest Christmas, FL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Christmas, Florida

Insurance Company Low Medium High
Allstate $5,233 $7,090 $7,916
GEICO $3,031 $3,808 $4,205
Liberty Mutual $5,178 $5,737 $6,018
Nationwide $3,239 $4,277 $4,825
Progressive $4,845 $5,886 $6,531
State Farm $2,725 $3,281 $3,591
USAA $2,365 $2,822 $2,996

What affects car insurance rates in Christmas, Florida?

What factors can have an impact on Christmas, FL car insurance? There are several reasons why Christmas car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Christmas, Florida.

Commute Time in Christmas

The more time you spend in your car the higher the risk of an accident. The average commute length in Christmas, FL is 32.6 minutes according to City-Data.

Compare Car Insurance Quotes in Christmas, FL

Ready to find affordable Christmas, Florida car insurance today? Enter your ZIP code for fast, free Christmas, FL car insurance quotes.

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Average Monthly Car Insurance Rates by State