Compare Chugwater, WY Car Insurance Rates (2021)

Car insurance in Chugwater, WY averages $247 a month. Chugwater, Wyoming car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Chugwater car insurance rates, compare quotes from the top car insurance companies in Chugwater, WY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Chugwater for teen drivers is Liberty Mutual
  • The cheapest car insurance company in Chugwater is Liberty Mutual
  • Average car insurance rates in Chugwater, WY after a DUI are $3,776/year

If you need to buy Chugwater, Wyoming car insurance, the options can be confusing. Everything you need to know about car insurance in Chugwater, WY is right here.

You’ll find Chugwater car insurance rates, the cheapest Chugwater, WY car insurance companies, and information on Wyoming car insurance laws. You can also compare Chugwater, Wyoming car insurance rates to Gillette car insurance rates, Cheyenne car insurance rates, and Rawlins car insurance rates.

Ready to find affordable Chugwater, WY car insurance today? Enter your ZIP code for fast, free Chugwater car insurance quotes.

Cheapest Chugwater, WY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Chugwater, WY car insurance rates? Every Chugwater, Wyoming car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Chugwater, Wyoming

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,494 $2,625 $2,097 $2,289 $8,521 $10,822 $2,778 $3,045
Farmers $2,228 $2,228 $2,095 $2,095 $4,041 $6,853 $2,311 $2,311
GEICO $2,769 $2,824 $2,679 $2,679 $4,987 $6,467 $3,076 $3,248
Liberty Mutual $1,254 $1,262 $1,026 $1,182 $3,373 $3,786 $1,367 $1,530
State Farm $1,500 $1,500 $1,290 $1,290 $4,019 $5,352 $1,563 $1,855
USAA $1,620 $1,626 $1,403 $1,473 $4,921 $6,078 $2,144 $2,430

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Minimum Car Insurance in Chugwater, WY

Every driver must carry the minimum car insurance in Chugwater, WY. Take a look at the Wyoming car insurance requirements.

Minimum Required Car Insurance Coverage in Chugwater, Wyoming

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Chugwater, WY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Chugwater, WY. Compare credit history car insurance rates in Chugwater from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Chugwater, Wyoming

Insurance Company Poor Fair Good
Allstate $5,406 $4,103 $3,492
Farmers $3,239 $3,057 $2,765
GEICO $4,065 $3,456 $3,253
Liberty Mutual $2,097 $1,817 $1,629
State Farm $2,988 $2,117 $1,783
USAA $4,608 $2,070 $1,457

Cheapest Chugwater, WY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Chugwater, WY to rates for a clean record with top companies.

Annual Chugwater, Wyoming Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,745 $4,464 $4,780 $4,346
Farmers $2,290 $2,707 $4,656 $2,429
GEICO $2,353 $3,144 $4,918 $3,950
Liberty Mutual $1,321 $2,030 $2,200 $1,839
State Farm $2,127 $2,465 $2,296 $2,296
USAA $2,134 $2,585 $3,803 $2,326

Cheapest Chugwater, WY Car Insurance for Teen Drivers

Teen car insurance in Chugwater, WY can be expensive. Take a look at rates from the top car insurance companies in Chugwater for teenagers.

Annual Car Insurance Rates for Teen Drivers in Chugwater, Wyoming

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,521 $10,822
Farmers $4,041 $6,853
GEICO $4,987 $6,467
Liberty Mutual $3,373 $3,786
State Farm $4,019 $5,352
USAA $4,921 $6,078

Cheapest Chugwater, WY Car Insurance for Seniors

Take a look at Chugwater, WY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Chugwater, Wyoming

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,097 $2,289
Farmers $2,095 $2,095
GEICO $2,679 $2,679
Liberty Mutual $1,026 $1,182
State Farm $1,290 $1,290
USAA $1,403 $1,473

Cheapest Chugwater, WY Car Insurance Rates After a DUI

A DUI in Chugwater, WY increases car insurance rates. Compare Chugwater, Wyoming DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Chugwater, Wyoming

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,780
Farmers $4,656
GEICO $4,918
Liberty Mutual $2,200
State Farm $2,296
USAA $3,803

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Cheapest Chugwater, WY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Chugwater, WY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Chugwater, Wyoming

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,232 $4,436
Farmers $3,020 $3,020
GEICO $3,534 $3,649
Liberty Mutual $1,847 $1,847
State Farm $2,215 $2,377
USAA $2,680 $2,743

The Best Cheap Car Insurance Companies in Chugwater, WY

Take a look at a side-by-side comparison of the top car insurance companies in Chugwater, WY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Chugwater, Wyoming

Insurance Company Average Annual Rates
Allstate $4,334
Farmers $3,020
GEICO $3,591
Liberty Mutual $1,847
State Farm $2,296
USAA $2,712

Category Winners: Cheapest Car Insurance in Chugwater, Wyoming

Find the cheapest car insurance companies in Chugwater, WY for each category right here.

Best Annual Car Insurance Rates by Company in Chugwater, Wyoming

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation Liberty Mutual

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Cheapest Chugwater, WY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Chugwater car insurance rates. Find the cheapest Chugwater, WY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Chugwater, Wyoming

Insurance Company Low Medium High
Allstate $4,213 $4,325 $4,463
Farmers $2,946 $3,016 $3,099
GEICO $3,542 $3,594 $3,638
Liberty Mutual $1,763 $1,840 $1,939
State Farm $2,225 $2,297 $2,367
USAA $2,652 $2,710 $2,774

What affects car insurance rates in Chugwater, Wyoming?

What factors can have an impact on Chugwater, WY car insurance? There are several reasons why Chugwater car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Chugwater, Wyoming.

Commute Time in Chugwater

The more time you spend in your car the higher the risk of an accident. The average commute length in Chugwater, WY is 27.4 minutes according to City-Data.

Compare Car Insurance Quotes in Chugwater, WY

Ready to find affordable Chugwater, Wyoming car insurance today? Enter your ZIP code for fast, free Chugwater, WY car insurance quotes.

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Average Monthly Car Insurance Rates by State