Compare Church Point, LA Car Insurance Rates (2021)

Car insurance in Church Point, LA averages $460 a month. Church Point, Louisiana car insurance requirements are 15/30/25, but you might need full coverage insurance if your car is financed. To find cheap Church Point car insurance rates, compare quotes from the top car insurance companies in Church Point, LA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Church Point, LA are $5,520/year
  • The cheapest car insurance company in Church Point for teen drivers is USAA
  • The cheapest car insurance company in Church Point is USAA

If you need to buy Church Point, Louisiana car insurance, the options can be confusing. Everything you need to know about car insurance in Church Point, LA is right here.

You’ll find Church Point car insurance rates, the cheapest Church Point, LA car insurance companies, and information on Louisiana car insurance laws. You can also compare Church Point, Louisiana car insurance rates to New Orleans car insurance rates, Alexandria car insurance rates, and Shreveport car insurance rates.

Ready to find affordable Church Point, LA car insurance today? Enter your ZIP code for fast, free Church Point car insurance quotes.

Cheapest Church Point, LA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Church Point, LA car insurance rates? Every Church Point, Louisiana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Church Point, Louisiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,086 $4,086 $4,242 $4,242 $9,029 $11,373 $4,517 $4,896
GEICO $3,218 $3,712 $3,879 $4,757 $11,972 $12,572 $3,103 $2,981
Progressive $3,796 $3,528 $3,186 $3,449 $15,345 $17,033 $4,324 $4,396
State Farm $2,911 $2,911 $2,690 $2,690 $8,665 $10,851 $3,246 $3,637
USAA $2,706 $2,660 $2,650 $2,623 $8,233 $9,636 $3,324 $3,640

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Minimum Car Insurance in Church Point, LA

Every driver must carry the minimum car insurance in Church Point, LA. Take a look at the Louisiana car insurance requirements.

Minimum Required Car Insurance Coverage in Church Point, Louisiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Church Point, LA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Church Point, LA. Compare credit history car insurance rates in Church Point from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Church Point, Louisiana

Insurance Company Poor Fair Good
Allstate $7,628 $5,233 $4,567
GEICO $6,869 $5,961 $4,494
Progressive $7,761 $6,672 $6,214
State Farm $6,501 $4,200 $3,400
USAA $6,110 $3,917 $3,275

Cheapest Church Point, LA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Church Point, LA to rates for a clean record with top companies.

Annual Church Point, Louisiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,561 $7,031 $6,260 $5,384
GEICO $3,911 $6,338 $7,834 $5,015
Progressive $5,728 $7,713 $7,390 $6,698
State Farm $4,302 $5,099 $4,700 $4,700
USAA $3,379 $4,707 $5,613 $4,038

Cheapest Church Point, LA Car Insurance for Teen Drivers

Teen car insurance in Church Point, LA can be expensive. Take a look at rates from the top car insurance companies in Church Point for teenagers.

Annual Car Insurance Rates for Teen Drivers in Church Point, Louisiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,029 $11,373
GEICO $11,972 $12,572
Progressive $15,345 $17,033
State Farm $8,665 $10,851
USAA $8,233 $9,636

Cheapest Church Point, LA Car Insurance for Seniors

Take a look at Church Point, LA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Church Point, Louisiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,242 $4,242
GEICO $3,879 $4,757
Progressive $3,186 $3,449
State Farm $2,690 $2,690
USAA $2,650 $2,623

Cheapest Church Point, LA Car Insurance Rates After a DUI

A DUI in Church Point, LA increases car insurance rates. Compare Church Point, Louisiana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Church Point, Louisiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,260
GEICO $7,834
Progressive $7,390
State Farm $4,700
USAA $5,613

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Cheapest Church Point, LA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Church Point, LA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Church Point, Louisiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,809 $5,809
GEICO $5,663 $5,885
Progressive $6,882 $6,882
State Farm $4,580 $4,821
USAA $4,297 $4,571

The Best Cheap Car Insurance Companies in Church Point, LA

Take a look at a side-by-side comparison of the top car insurance companies in Church Point, LA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Church Point, Louisiana

Insurance Company Average Annual Rates
Allstate $5,809
GEICO $5,774
Progressive $6,882
State Farm $4,700
USAA $4,434

Category Winners: Cheapest Car Insurance in Church Point, Louisiana

Find the cheapest car insurance companies in Church Point, LA for each category right here.

Best Annual Car Insurance Rates by Company in Church Point, Louisiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Church Point, LA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Church Point car insurance rates. Find the cheapest Church Point, LA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Church Point, Louisiana

Insurance Company Low Medium High
Allstate $5,020 $5,921 $6,487
GEICO $4,724 $5,797 $6,802
Progressive $5,676 $6,821 $8,149
State Farm $4,021 $4,687 $5,392
USAA $3,824 $4,504 $4,974

What affects car insurance rates in Church Point, Louisiana?

What factors can have an impact on Church Point, LA car insurance? There are several reasons why Church Point car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Church Point, Louisiana.

Car Theft in Church Point

High levels of vehicle theft can make car insurance more expensive. Church Point, LA car theft statistics from the FBI indicate 10 vehicle thefts a year.

Commute Time in Church Point

The more time you spend in your car the higher the risk of an accident. The average commute length in Church Point, LA is 33.3 minutes according to City-Data.

Compare Car Insurance Quotes in Church Point, LA

Ready to find affordable Church Point, Louisiana car insurance today? Enter your ZIP code for fast, free Church Point, LA car insurance quotes.

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