Compare Cinco Ranch, TX Car Insurance Rates (2021)

Car insurance in Cinco Ranch, TX averages $341 a month. Cinco Ranch, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Cinco Ranch car insurance rates, compare quotes from the top car insurance companies in Cinco Ranch, TX.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Cinco Ranch, TX are $4,096/year
  • Average car insurance rates in Cinco Ranch, TX after a DUI are $4,654/year
  • The cheapest car insurance company in Cinco Ranch is USAA

If you need to buy Cinco Ranch, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Cinco Ranch, TX is right here.

You’ll find Cinco Ranch car insurance rates, the cheapest Cinco Ranch, TX car insurance companies, and information on Texas car insurance laws. You can also compare Cinco Ranch, Texas car insurance rates to Fort Worth car insurance rates, Laredo car insurance rates, and Dallas car insurance rates.

Ready to find affordable Cinco Ranch, TX car insurance today? Enter your ZIP code for fast, free Cinco Ranch car insurance quotes.

Cheapest Cinco Ranch, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Cinco Ranch, TX car insurance rates? Every Cinco Ranch, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Cinco Ranch, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,626 $3,646 $3,577 $3,577 $9,638 $11,593 $4,465 $4,632
American Family $3,177 $3,582 $3,068 $3,558 $9,292 $12,093 $4,740 $5,412
GEICO $2,541 $2,761 $2,474 $2,842 $5,726 $5,894 $2,756 $2,728
Nationwide $2,364 $2,401 $2,091 $2,211 $6,704 $8,598 $2,778 $3,004
Progressive $2,298 $2,199 $2,069 $2,092 $10,131 $11,368 $2,758 $2,827
State Farm $2,134 $2,134 $1,909 $1,909 $5,236 $6,692 $2,329 $2,395
USAA $1,690 $1,691 $1,621 $1,599 $4,853 $5,256 $2,251 $2,392

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Minimum Car Insurance in Cinco Ranch, TX

Every driver must carry the minimum car insurance in Cinco Ranch, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Cinco Ranch, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Cinco Ranch, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Cinco Ranch, TX. Compare credit history car insurance rates in Cinco Ranch from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Cinco Ranch, Texas

Insurance Company Poor Fair Good
Allstate $7,106 $5,211 $4,466
American Family $7,587 $4,952 $4,307
GEICO $5,355 $3,026 $2,014
Nationwide $4,519 $3,631 $3,156
Progressive $4,992 $4,357 $4,053
State Farm $4,372 $2,728 $2,177
USAA $3,905 $2,272 $1,831

Cheapest Cinco Ranch, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Cinco Ranch, TX to rates for a clean record with top companies.

Annual Cinco Ranch, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,314 $6,729 $7,020 $4,314
American Family $5,076 $6,578 $5,731 $5,076
GEICO $2,937 $3,919 $3,226 $3,778
Nationwide $3,271 $3,271 $4,840 $3,693
Progressive $3,892 $5,065 $4,536 $4,377
State Farm $2,734 $3,153 $3,748 $2,734
USAA $1,980 $2,942 $3,481 $2,274

Cheapest Cinco Ranch, TX Car Insurance for Teen Drivers

Teen car insurance in Cinco Ranch, TX can be expensive. Take a look at rates from the top car insurance companies in Cinco Ranch for teenagers.

Annual Car Insurance Rates for Teen Drivers in Cinco Ranch, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,638 $11,593
American Family $9,292 $12,093
GEICO $5,726 $5,894
Nationwide $6,704 $8,598
Progressive $10,131 $11,368
State Farm $5,236 $6,692
USAA $4,853 $5,256

Cheapest Cinco Ranch, TX Car Insurance for Seniors

Take a look at Cinco Ranch, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Cinco Ranch, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,577 $3,577
American Family $3,068 $3,558
GEICO $2,474 $2,842
Nationwide $2,091 $2,211
Progressive $2,069 $2,092
State Farm $1,909 $1,909
USAA $1,621 $1,599

Cheapest Cinco Ranch, TX Car Insurance Rates After a DUI

A DUI in Cinco Ranch, TX increases car insurance rates. Compare Cinco Ranch, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Cinco Ranch, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,020
American Family $5,731
GEICO $3,226
Nationwide $4,840
Progressive $4,536
State Farm $3,748
USAA $3,481

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Cheapest Cinco Ranch, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Cinco Ranch, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Cinco Ranch, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,455 $5,734
American Family $5,615 $5,615
GEICO $3,404 $3,526
Nationwide $3,769 $3,769
Progressive $4,468 $4,468
State Farm $3,092 $3,092
USAA $2,636 $2,703

The Best Cheap Car Insurance Companies in Cinco Ranch, TX

Take a look at a side-by-side comparison of the top car insurance companies in Cinco Ranch, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Cinco Ranch, Texas

Insurance Company Average Annual Rates
Allstate $5,594
American Family $5,615
GEICO $3,465
Nationwide $3,769
Progressive $4,468
State Farm $3,092
USAA $2,669

Category Winners: Cheapest Car Insurance in Cinco Ranch, Texas

Find the cheapest car insurance companies in Cinco Ranch, TX for each category right here.

Best Annual Car Insurance Rates by Company in Cinco Ranch, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Cheapest Cinco Ranch, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Cinco Ranch car insurance rates. Find the cheapest Cinco Ranch, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Cinco Ranch, Texas

Insurance Company Low Medium High
Allstate $5,448 $5,540 $5,795
American Family $5,183 $5,376 $6,287
GEICO $3,265 $3,423 $3,707
Nationwide $4,051 $3,611 $3,644
Progressive $4,288 $4,457 $4,657
State Farm $2,921 $3,085 $3,270
USAA $2,570 $2,658 $2,780

What affects car insurance rates in Cinco Ranch, Texas?

What factors can have an impact on Cinco Ranch, TX car insurance? There are several reasons why Cinco Ranch car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Cinco Ranch, Texas.

Commute Time in Cinco Ranch

The more time you spend in your car the higher the risk of an accident. The average commute length in Cinco Ranch, TX is 33.2 minutes according to City-Data.

Compare Car Insurance Quotes in Cinco Ranch, TX

Ready to find affordable Cinco Ranch, Texas car insurance today? Enter your ZIP code for fast, free Cinco Ranch, TX car insurance quotes.

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