Compare Claire City, SD Car Insurance Rates (2021)

Car insurance in Claire City, SD averages $317 a month. Claire City, South Dakota car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Claire City car insurance rates, compare quotes from the top car insurance companies in Claire City, SD.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Claire City for teen drivers is State Farm
  • Average car insurance rates in Claire City, SD after a DUI are $4,611/year
  • Average car insurance rates in Claire City, SD are $3,808/year

If you need to buy Claire City, South Dakota car insurance, the options can be confusing. Everything you need to know about car insurance in Claire City, SD is right here.

You’ll find Claire City car insurance rates, the cheapest Claire City, SD car insurance companies, and information on South Dakota car insurance laws. You can also compare Claire City, South Dakota car insurance rates to Mitchell car insurance rates, Box Elder car insurance rates, and Pierre car insurance rates.

Ready to find affordable Claire City, SD car insurance today? Enter your ZIP code for fast, free Claire City car insurance quotes.

Cheapest Claire City, SD Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Claire City, SD car insurance rates? Every Claire City, South Dakota car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Claire City, South Dakota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,478 $2,531 $2,186 $2,339 $10,236 $12,228 $2,804 $3,066
American Family $3,184 $3,184 $2,812 $2,812 $6,503 $9,548 $3,184 $3,917
Farmers $1,786 $1,790 $1,572 $1,635 $7,954 $8,265 $1,996 $2,129
GEICO $2,137 $2,013 $2,041 $1,881 $4,398 $5,174 $1,873 $1,792
Liberty Mutual $4,141 $4,504 $3,267 $3,970 $15,785 $17,718 $4,360 $4,853
Nationwide $1,780 $1,829 $1,592 $1,700 $3,909 $5,045 $2,001 $2,174
Progressive $1,939 $1,913 $1,596 $1,645 $7,003 $7,964 $2,430 $2,541
State Farm $1,392 $1,392 $1,209 $1,209 $3,556 $4,546 $1,560 $1,759

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Minimum Car Insurance in Claire City, SD

Every driver must carry the minimum car insurance in Claire City, SD. Take a look at the South Dakota car insurance requirements.

Minimum Required Car Insurance Coverage in Claire City, South Dakota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Claire City, SD Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Claire City, SD. Compare credit history car insurance rates in Claire City from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Claire City, South Dakota

Insurance Company Poor Fair Good
Allstate $5,773 $4,511 $3,916
American Family $5,654 $4,074 $3,451
Farmers $3,834 $3,236 $3,103
GEICO $4,316 $2,191 $1,484
Liberty Mutual $10,610 $6,365 $4,999
Nationwide $3,028 $2,388 $2,096
Progressive $3,902 $3,242 $2,992
State Farm $3,023 $1,808 $1,401

Cheapest Claire City, SD Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Claire City, SD to rates for a clean record with top companies.

Annual Claire City, South Dakota Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,920 $4,560 $6,063 $4,390
American Family $3,192 $4,671 $6,053 $3,655
Farmers $2,890 $3,652 $3,563 $3,458
GEICO $1,684 $2,844 $4,443 $1,684
Liberty Mutual $6,181 $7,655 $7,970 $7,493
Nationwide $1,819 $2,511 $3,581 $2,105
Progressive $2,915 $3,946 $3,143 $3,512
State Farm $1,938 $2,218 $2,078 $2,078

Cheapest Claire City, SD Car Insurance for Teen Drivers

Teen car insurance in Claire City, SD can be expensive. Take a look at rates from the top car insurance companies in Claire City for teenagers.

Annual Car Insurance Rates for Teen Drivers in Claire City, South Dakota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,236 $12,228
American Family $6,503 $9,548
Farmers $7,954 $8,265
GEICO $4,398 $5,174
Liberty Mutual $15,785 $17,718
Nationwide $3,909 $5,045
Progressive $7,003 $7,964
State Farm $3,556 $4,546

Cheapest Claire City, SD Car Insurance for Seniors

Take a look at Claire City, SD senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Claire City, South Dakota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,186 $2,339
American Family $2,812 $2,812
Farmers $1,572 $1,635
GEICO $2,041 $1,881
Liberty Mutual $3,267 $3,970
Nationwide $1,592 $1,700
Progressive $1,596 $1,645
State Farm $1,209 $1,209

Cheapest Claire City, SD Car Insurance Rates After a DUI

A DUI in Claire City, SD increases car insurance rates. Compare Claire City, South Dakota DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Claire City, South Dakota

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,063
American Family $6,053
Farmers $3,563
GEICO $4,443
Liberty Mutual $7,970
Nationwide $3,581
Progressive $3,143
State Farm $2,078

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Cheapest Claire City, SD Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Claire City, SD by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Claire City, South Dakota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,618 $4,849
American Family $4,338 $4,448
Farmers $3,391 $3,391
GEICO $2,631 $2,696
Liberty Mutual $7,325 $7,325
Nationwide $2,504 $2,504
Progressive $3,379 $3,379
State Farm $2,027 $2,128

The Best Cheap Car Insurance Companies in Claire City, SD

Take a look at a side-by-side comparison of the top car insurance companies in Claire City, SD to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Claire City, South Dakota

Insurance Company Average Annual Rates
Allstate $4,733
American Family $4,393
Farmers $3,391
GEICO $2,664
Liberty Mutual $7,325
Nationwide $2,504
Progressive $3,379
State Farm $2,078

Category Winners: Cheapest Car Insurance in Claire City, South Dakota

Find the cheapest car insurance companies in Claire City, SD for each category right here.

Best Annual Car Insurance Rates by Company in Claire City, South Dakota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record GEICO
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Claire City, SD Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Claire City car insurance rates. Find the cheapest Claire City, SD car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Claire City, South Dakota

Insurance Company Low Medium High
Allstate $4,581 $4,724 $4,895
American Family $4,448 $4,526 $4,204
Farmers $3,253 $3,357 $3,562
GEICO $2,584 $2,660 $2,746
Liberty Mutual $7,201 $7,317 $7,456
Nationwide $2,363 $2,493 $2,655
Progressive $3,309 $3,357 $3,470
State Farm $2,004 $2,079 $2,150

What affects car insurance rates in Claire City, South Dakota?

What factors can have an impact on Claire City, SD car insurance? There are several reasons why Claire City car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Claire City, South Dakota.

Commute Time in Claire City

The more time you spend in your car the higher the risk of an accident. The average commute length in Claire City, SD is 24.0 minutes according to City-Data.

Compare Car Insurance Quotes in Claire City, SD

Ready to find affordable Claire City, South Dakota car insurance today? Enter your ZIP code for fast, free Claire City, SD car insurance quotes.

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