Compare Clam Lake, WI Car Insurance Rates (2021)

Car insurance in Clam Lake, WI averages $268 a month. Clam Lake, Wisconsin car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Clam Lake car insurance rates, compare quotes from the top car insurance companies in Clam Lake, WI.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Clam Lake, WI are $3,212/year
  • Average car insurance rates in Clam Lake, WI after a DUI are $3,552/year
  • The cheapest car insurance company in Clam Lake for teen drivers is American Family

If you need to buy Clam Lake, Wisconsin car insurance, the options can be confusing. Everything you need to know about car insurance in Clam Lake, WI is right here.

You’ll find Clam Lake car insurance rates, the cheapest Clam Lake, WI car insurance companies, and information on Wisconsin car insurance laws. You can also compare Clam Lake, Wisconsin car insurance rates to La Crosse car insurance rates, Madison car insurance rates, and Milwaukee car insurance rates.

Ready to find affordable Clam Lake, WI car insurance today? Enter your ZIP code for fast, free Clam Lake car insurance quotes.

Cheapest Clam Lake, WI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Clam Lake, WI car insurance rates? Every Clam Lake, Wisconsin car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Clam Lake, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,430 $2,576 $2,225 $2,469 $7,441 $9,557 $2,489 $2,712
American Family $1,033 $1,084 $959 $972 $2,808 $3,114 $1,214 $1,296
Farmers $1,896 $1,898 $1,689 $1,777 $8,460 $8,755 $2,154 $2,276
GEICO $1,445 $1,583 $1,472 $1,670 $4,697 $5,064 $1,339 $1,389
Liberty Mutual $1,923 $2,110 $1,564 $1,782 $5,719 $6,425 $2,046 $2,231
Nationwide $4,250 $4,485 $3,490 $3,689 $8,380 $12,765 $5,145 $6,179
Progressive $2,380 $2,294 $1,948 $2,014 $8,506 $9,644 $2,867 $3,107
State Farm $1,398 $1,398 $1,226 $1,226 $3,768 $4,781 $1,571 $1,789
USAA $1,441 $1,445 $1,296 $1,329 $3,588 $4,188 $1,882 $2,078

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Minimum Car Insurance in Clam Lake, WI

Every driver must carry the minimum car insurance in Clam Lake, WI. Take a look at the Wisconsin car insurance requirements.

Minimum Required Car Insurance Coverage in Clam Lake, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Clam Lake, WI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Clam Lake, WI. Compare credit history car insurance rates in Clam Lake from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Clam Lake, Wisconsin

Insurance Company Poor Fair Good
Allstate $5,245 $3,601 $3,116
American Family $2,086 $1,377 $1,217
Farmers $4,101 $3,444 $3,296
GEICO $3,065 $2,183 $1,750
Liberty Mutual $4,317 $2,572 $2,036
Nationwide $6,800 $5,672 $5,672
Progressive $4,699 $3,941 $3,646
State Farm $3,200 $1,836 $1,398
USAA $3,339 $1,743 $1,386

Cheapest Clam Lake, WI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Clam Lake, WI to rates for a clean record with top companies.

Annual Clam Lake, Wisconsin Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,288 $4,482 $4,158 $4,022
American Family $1,492 $1,582 $1,582 $1,582
Farmers $3,157 $3,965 $3,752 $3,578
GEICO $1,630 $2,616 $2,949 $2,136
Liberty Mutual $2,294 $3,201 $3,359 $3,046
Nationwide $5,112 $5,915 $7,250 $5,915
Progressive $3,759 $4,517 $3,891 $4,213
State Farm $1,987 $2,303 $2,145 $2,145
USAA $1,693 $2,124 $2,878 $1,928

Cheapest Clam Lake, WI Car Insurance for Teen Drivers

Teen car insurance in Clam Lake, WI can be expensive. Take a look at rates from the top car insurance companies in Clam Lake for teenagers.

Annual Car Insurance Rates for Teen Drivers in Clam Lake, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,441 $9,557
American Family $2,808 $3,114
Farmers $8,460 $8,755
GEICO $4,697 $5,064
Liberty Mutual $5,719 $6,425
Nationwide $8,380 $12,765
Progressive $8,506 $9,644
State Farm $3,768 $4,781
USAA $3,588 $4,188

Cheapest Clam Lake, WI Car Insurance for Seniors

Take a look at Clam Lake, WI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Clam Lake, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,225 $2,469
American Family $959 $972
Farmers $1,689 $1,777
GEICO $1,472 $1,670
Liberty Mutual $1,564 $1,782
Nationwide $3,490 $3,689
Progressive $1,948 $2,014
State Farm $1,226 $1,226
USAA $1,296 $1,329

Cheapest Clam Lake, WI Car Insurance Rates After a DUI

A DUI in Clam Lake, WI increases car insurance rates. Compare Clam Lake, Wisconsin DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Clam Lake, Wisconsin

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,158
American Family $1,582
Farmers $3,752
GEICO $2,949
Liberty Mutual $3,359
Nationwide $7,250
Progressive $3,891
State Farm $2,145
USAA $2,878

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Cheapest Clam Lake, WI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Clam Lake, WI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Clam Lake, Wisconsin

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,891 $4,084
American Family $1,534 $1,586
Farmers $3,613 $3,613
GEICO $2,281 $2,384
Liberty Mutual $2,975 $2,975
Nationwide $6,048 $6,048
Progressive $4,095 $4,095
State Farm $2,093 $2,196
USAA $2,128 $2,184

The Best Cheap Car Insurance Companies in Clam Lake, WI

Take a look at a side-by-side comparison of the top car insurance companies in Clam Lake, WI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Clam Lake, Wisconsin

Insurance Company Average Annual Rates
Allstate $3,987
American Family $1,560
Farmers $3,613
GEICO $2,333
Liberty Mutual $2,975
Nationwide $6,048
Progressive $4,095
State Farm $2,145
USAA $2,156

Category Winners: Cheapest Car Insurance in Clam Lake, Wisconsin

Find the cheapest car insurance companies in Clam Lake, WI for each category right here.

Best Annual Car Insurance Rates by Company in Clam Lake, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record American Family
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

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Cheapest Clam Lake, WI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Clam Lake car insurance rates. Find the cheapest Clam Lake, WI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Clam Lake, Wisconsin

Insurance Company Low Medium High
Allstate $3,826 $3,978 $4,158
American Family $1,546 $1,573 $1,560
Farmers $3,388 $3,591 $3,861
GEICO $2,196 $2,331 $2,470
Liberty Mutual $2,774 $3,000 $3,152
Nationwide $5,905 $6,045 $6,194
Progressive $3,900 $4,122 $4,263
State Farm $2,047 $2,150 $2,237
USAA $2,086 $2,157 $2,225

Compare Car Insurance Quotes in Clam Lake, WI

Ready to find affordable Clam Lake, Wisconsin car insurance today? Enter your ZIP code for fast, free Clam Lake, WI car insurance quotes.

Free Car Insurance Comparison

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