Compare Clara, MS Car Insurance Rates (2021)

Car insurance in Clara, MS averages $306 a month. Clara, Mississippi car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Clara car insurance rates, compare quotes from the top car insurance companies in Clara, MS.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in Clara is USAA
  • Average car insurance rates in Clara, MS after a DUI are $4,430/year
  • Average car insurance rates in Clara, MS are $3,675/year

If you need to buy Clara, Mississippi car insurance, the options can be confusing. Everything you need to know about car insurance in Clara, MS is right here.

You’ll find Clara car insurance rates, the cheapest Clara, MS car insurance companies, and information on Mississippi car insurance laws. You can also compare Clara, Mississippi car insurance rates to Tupelo car insurance rates, Southaven car insurance rates, and Biloxi car insurance rates.

Ready to find affordable Clara, MS car insurance today? Enter your ZIP code for fast, free Clara car insurance quotes.

Cheapest Clara, MS Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Clara, MS car insurance rates? Every Clara, Mississippi car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Clara, Mississippi

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,662 $2,547 $2,382 $2,436 $10,413 $11,112 $3,020 $3,097
GEICO $3,240 $3,071 $2,958 $2,749 $7,862 $7,470 $5,278 $2,622
Liberty Mutual $2,636 $2,853 $2,118 $2,375 $9,424 $10,479 $2,804 $2,955
Nationwide $2,142 $2,203 $1,919 $2,035 $4,311 $5,491 $2,431 $2,633
Progressive $2,627 $2,480 $2,157 $2,104 $9,623 $10,789 $2,717 $2,853
State Farm $1,864 $1,864 $1,663 $1,663 $5,338 $6,700 $2,076 $2,371
Travelers $1,567 $1,594 $1,497 $1,497 $7,066 $11,137 $1,650 $1,904
USAA $1,406 $1,393 $1,308 $1,325 $3,485 $4,145 $1,716 $1,893

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Clara, MS

Every driver must carry the minimum car insurance in Clara, MS. Take a look at the Mississippi car insurance requirements.

Minimum Required Car Insurance Coverage in Clara, Mississippi

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Clara, MS Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Clara, MS. Compare credit history car insurance rates in Clara from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Clara, Mississippi

Insurance Company Poor Fair Good
Allstate $5,455 $4,826 $3,845
GEICO $6,643 $3,763 $2,812
Liberty Mutual $6,392 $3,905 $3,069
Nationwide $3,407 $2,765 $2,516
Progressive $5,010 $4,273 $3,973
State Farm $4,244 $2,572 $2,011
Travelers $3,955 $3,233 $3,279
USAA $2,855 $1,853 $1,544

Cheapest Clara, MS Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Clara, MS to rates for a clean record with top companies.

Annual Clara, Mississippi Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,983 $4,682 $5,668 $4,502
GEICO $2,717 $4,150 $6,358 $4,401
Liberty Mutual $3,166 $5,042 $5,169 $4,445
Nationwide $2,310 $2,952 $3,762 $2,559
Progressive $3,783 $5,086 $4,358 $4,448
State Farm $2,678 $3,265 $2,913 $2,913
Travelers $3,047 $3,189 $4,394 $3,326
USAA $1,627 $2,076 $2,822 $1,809

Cheapest Clara, MS Car Insurance for Teen Drivers

Teen car insurance in Clara, MS can be expensive. Take a look at rates from the top car insurance companies in Clara for teenagers.

Annual Car Insurance Rates for Teen Drivers in Clara, Mississippi

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,413 $11,112
GEICO $7,862 $7,470
Liberty Mutual $9,424 $10,479
Nationwide $4,311 $5,491
Progressive $9,623 $10,789
State Farm $5,338 $6,700
Travelers $7,066 $11,137
USAA $3,485 $4,145

Cheapest Clara, MS Car Insurance for Seniors

Take a look at Clara, MS senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Clara, Mississippi

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,382 $2,436
GEICO $2,958 $2,749
Liberty Mutual $2,118 $2,375
Nationwide $1,919 $2,035
Progressive $2,157 $2,104
State Farm $1,663 $1,663
Travelers $1,497 $1,497
USAA $1,308 $1,325

Cheapest Clara, MS Car Insurance Rates After a DUI

A DUI in Clara, MS increases car insurance rates. Compare Clara, Mississippi DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Clara, Mississippi

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,668
GEICO $6,358
Liberty Mutual $5,169
Nationwide $3,762
Progressive $4,358
State Farm $2,913
Travelers $4,394
USAA $2,822

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Clara, MS Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Clara, MS by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Clara, Mississippi

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,709 $4,709
GEICO $4,395 $4,418
Liberty Mutual $4,455 $4,455
Nationwide $2,896 $2,896
Progressive $4,419 $4,419
State Farm $2,873 $3,012
Travelers $3,489 $3,489
USAA $2,020 $2,148

The Best Cheap Car Insurance Companies in Clara, MS

Take a look at a side-by-side comparison of the top car insurance companies in Clara, MS to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Clara, Mississippi

Insurance Company Average Annual Rates
Allstate $4,709
GEICO $4,406
Liberty Mutual $4,455
Nationwide $2,896
Progressive $4,419
State Farm $2,942
Travelers $3,489
USAA $2,084

Category Winners: Cheapest Car Insurance in Clara, Mississippi

Find the cheapest car insurance companies in Clara, MS for each category right here.

Best Annual Car Insurance Rates by Company in Clara, Mississippi

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Clara, MS Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Clara car insurance rates. Find the cheapest Clara, MS car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Clara, Mississippi

Insurance Company Low Medium High
Allstate $4,481 $4,702 $4,942
GEICO $4,200 $4,432 $4,587
Liberty Mutual $4,185 $4,436 $4,746
Nationwide $2,750 $2,887 $3,050
Progressive $3,999 $4,475 $4,782
State Farm $2,792 $2,930 $3,105
Travelers $3,332 $3,509 $3,626
USAA $1,956 $2,073 $2,222

What affects car insurance rates in Clara, Mississippi?

What factors can have an impact on Clara, MS car insurance? There are several reasons why Clara car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Clara, Mississippi.

Commute Time in Clara

The more time you spend in your car the higher the risk of an accident. The average commute length in Clara, MS is 17.2 minutes according to City-Data.

Compare Car Insurance Quotes in Clara, MS

Ready to find affordable Clara, Mississippi car insurance today? Enter your ZIP code for fast, free Clara, MS car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption